How To Keep Speeding Tickets Off Your Record
If you’ve ever received a speeding ticket, you know how much of a pain it can be. Not only do you have to pay a fine, but your insurance rates may go up and it stays on your record for years. But did you know that there are ways to keep speeding tickets off your record? In this article post, we’ll share some tips on how to do just that. Keep reading to learn more!
Don’t Speed
The best way to avoid getting a speeding ticket is to simply slow down. Obey the posted speed limit and you won’t have to worry about getting pulled over.
The speed limit is put in place for a reason – to keep you safe. Obeying the speed limit is one of the best ways to stay out of trouble. Following the limits could save you money, but it may also safeguard your life as well as those of your passengers and other drivers on the road. But, if you’re here reading this article, you more than likely already have the ticket, so here’s what else you can do.
Take A Defensive Driving Course
Getting a speeding ticket is never a pleasant experience, but attending a defensive driving course can be the first step to mitigating the impact. These courses provide a thorough review of traffic rules and regulations, giving drivers an opportunity to brush up on their skills and show their efforts to stay safe on the road. Many states also offer online courses, which can make it even easier to fit into your schedule.
Not only will this help increase overall safe driving awareness, but some courts may also dismiss or reduce the severity of the traffic violation if you complete this type of course. If you get pulled over, remember that a defensive driving course could end up being invaluable for your driving record.
Request Traffic School
In some cases, if you plead guilty to a speeding ticket, a court may offer the option of attending traffic school. While this won’t necessarily keep the ticket off your record, it could prevent points from being added to your driving record and help reduce any fines associated with the ticket.
Fight The Ticket In Court
Fighting a speeding ticket in court may be a time-consuming and costly process, but depending on the circumstances it could be worth the effort. Many drivers feel frustrated after receiving a citation because they feel it was unwarranted. The court will offer an opportunity to appeal the verdict and potentially have the ticket cleared from one’s record. Before taking a defensive driving course as an alternative, consider exploring the option of going to court as a way to fight for what you believe is right.
Don’t Fret If You Can’t Beat It
At the end of the day, if you’re facing a speeding ticket that you can’t beat in court or that you have already accepted guilt for, there are still steps you can take to minimize the impact. Paying any associated fines and completing a defensive driving course may help, but it’s also important to remember that a single ticket won’t necessarily ruin your driving record. Speeding tickets remain on your record for a period of time, but eventually they will drop off and not show up on background checks or when insurance companies are looking at your history.
Acceptance Insurance Has You Covered
It is essential to ensure that your car insurance is up-to-date in case you are pulled over by the police. Acceptance Insurance can help you find the right coverage with a free, no-hassle online insurance quote – and the peace of mind that comes with it – without breaking your budget. Our flexible payment options make it easy to get covered quickly at a price that fits your financial situation.
Common Questions About Speeding Tickets
Will My Insurance Increase If I Get A Speeding Ticket?
Yes, it is possible that your insurance rates will increase after receiving a ticket for most traffic violations. Insurance companies use your driving record to assess risk and set premiums. Having multiple tickets or violations on your record can lead to higher insurance costs. However, the size of the increase depends on many factors such as the type of ticket, your driving record, and the insurance company you are with.
How Long Does A Speeding Ticket Stay On My Record?
Again, this varies from state to state, but typically a speeding ticket will stay on your record for 3 to 5 years. Some states may allow certain violations to be removed after a certain length of time, so it’s best to check with the particular court that is handling your case.
What Happens If I Don’t Pay A Speeding Ticket?
If you fail to pay a speeding ticket, the court may issue a warrant for your arrest and/or suspend your driver’s license. In some cases, the court may also report the unpaid ticket to credit bureaus. It’s best to avoid this situation altogether by paying the ticket as soon as possible.
DISCLAIMER
Material in these articles is for general information or entertainment purposes only. Acceptance Insurance does not endorse and is not affiliated with any of the companies or apps listed in this article. Acceptance Insurance is not responsible or liable for the availability of links to websites or resources, or for any content, advertising, products, services or other materials on or available through these websites or resources. Any references to third party rates or products are subject to change without notice. Trademarks are property of their respective owners. Information and coverage descriptions are general in nature. Actual coverage depends on the policy. Nothing in this article alters the terms or conditions of any First Acceptance Insurance Company, Inc. policies. Some auto policies are underwritten by third-party insurers that are not affiliated with Acceptance and are solely responsible for claims. Supplementary coverage options or products may be added to an insurance policy for an additional cost where applicable. See your agent or acceptance.com for more information. Product and features are subject to underwriting criteria. Price may vary based on how you buy. Not all products, discounts or payment plans are available in all states or distribution channels. All products described herein are subject to terms and conditions. CA License #0K20173.