It all started in 2010 with the California version of the federal Patient Protection and Affordable Care Act (ACA), also known as Obamacare. Among other benefits, Obamacare allowed the states to customize their ACA benefits and offer their own low-cost health insurance marketplace exclusively for state residents. <\/p>\n\n\n\n
Thus, Covered California became the first state-run program in the nation to offer health insurance through ACA and statewide insurance companies. Its goal was \u2014 and still is \u2014 to make comprehensive healthcare in California available and affordable for everyone in every part of the state. If they qualify, eligible residents can get financial assistance through the program and pay nothing for their health insurance. <\/p>\n\n\n\n
Your menu of health plans can include such brand names as Anthem Blue Cross, Kaiser Permanente, Aetna, and United Healthcare. And that\u2019s not for one single \u201ctake it or leave it\u201d health insurance plan. You\u2019ll have at least two plan options from which to choose, wherever you live in the state, and additional options are available in many areas. <\/p>\n\n\n\n
Enroll in the state\u2019s health insurance to help protect your family\u2019s health. You can even offer it to the employees of your small business and their families if your company qualifies. Covered California provides access to brand-name healthcare plans that will comprehensively cover emergency and preventive care services, vision, dental, maternity and newborn care, pharmaceutical, mental health, and other needs. <\/p>\n\n\n\n
The Covered California Enrollment Process Simplified<\/strong> <\/h2>\n\n\n\nStart your enrollment process by making a free call to Acceptance at 877-423-5651<\/a> to find out if you qualify for free insurance or how much you\u2019ll pay based on your household income, family size, and other factors. <\/p>\n\n\n\nOne decision you\u2019ll have to make is which level you wish to register for. The tiers are Bronze, Silver, Gold, and Platinum. Bronze offers the lowest cost in monthly premiums, but you\u2019ll pay more out of pocket when you seek care. On the other end of the cost scale, a Platinum plan costs more in monthly premiums, but you\u2019ll pay less at the point of service when you or a family member need medical attention. Silver and Gold plans stake out the middle ground on cost. <\/p>\n\n\n\n
You\u2019ll also select where you\u2019ll receive care, based on cost and other factors. Your choice here is between the HMO, PPO, and EPO models. The HMO model is the least expensive but more restrictive in terms of the facilities you must use when you seek services. The PPO is the least restrictive, but it costs more. The EPO is the middle choice between cost and place of care. <\/p>\n\n\n\n
Sound confusing? It might seem that way at first, but you can get free help navigating the whole registration and plan selection process with Acceptance. <\/p>\n\n\n\n
Key Dates for Enrollment<\/strong> <\/h3>\n\n\n\nThe time when most members will enroll in Covered California for 2025 is during the open enrollment period from Nov. 1 through Jan. 31, 2025. This is when any Californian can enroll in the plan. <\/p>\n\n\n\n
However, if you have a qualifying life event that necessitates immediate coverage at any other time of the year, you can take part in special enrollment. Qualifying life events include moving to the state, losing your job and its group healthcare coverage, gaining U.S. citizenship, returning from the U.S. military, getting married, having a baby or adopting a child, among other events.\u00a0<\/p>\n\n\n
\n![\"A](\"https:\/\/www.acceptanceinsurance.com\/blog\/wp-content\/uploads\/sites\/2\/2024\/12\/acceptance-understanding-covered-california-2.jpg\")
<\/figure><\/div>\n\n\nFinancial Assistance Through Covered California<\/strong> <\/h2>\n\n\n\nThe whole mission behind this program is to make health insurance affordable for the state\u2019s residents and their families. That\u2019s why, when you go to the Quick Calculator page of the official Covered California website<\/a>, you\u2019ll be asked about your household income, the size of your family, and other questions to reveal what you can afford to pay for coverage. <\/p>\n\n\n\nAlmost 90% of enrollees receive some kind of financial assistance to manage costs. One in five Californians is eligible for free health coverage. <\/p>\n\n\n\n
To find out your cost of enrollment, simply call Acceptance at 877-423-5651<\/a>. You\u2019re almost sure to be pleasantly surprised. You really can afford quality and comprehensive health insurance when it is offered through Covered California. <\/p>\n\n\n\nCovered California for Small Business Owners<\/strong> <\/h2>\n\n\n\nQualifying smaller companies in the state can also receive Covered California benefits for their workforce. Some of those qualifications include: <\/p>\n\n\n\n
\n- A workforce of between one and 100 full-time equivalent (FTE) employees. <\/li>\n<\/ul>\n\n\n\n
\n- The majority of those qualified employees must live in the Golden State. <\/li>\n<\/ul>\n\n\n\n
\n- Qualifying companies might receive financial assistance in offering Covered California to their workforce through federal tax credits. <\/li>\n<\/ul>\n\n\n\n
Visit Covered California for Small Business<\/a> (CCSB) for a more comprehensive review of benefits and qualifications for small business owners regarding workforce inclusion in Covered California. Offering healthcare benefits to your employees gives your company a distinct competitive advantage and helps keep morale high and turnover low. <\/p>\n\n\n\nOvercoming Common Hurdles to Covered California Enrollment<\/strong> <\/h2>\n\n\n\nAs one of the most diverse states in the nation, more than 200 languages are spoken in the Golden State. That can make some state residents feel confused and frustrated when trying to gain benefits or otherwise interact with government agencies. <\/p>\n\n\n\n
Covered California has responded to that challenge by making all information available in a dozen languages other than English. This includes Spanish, Arabic, Chinese, Farsi, and Korean, among others. <\/p>\n\n\n\n
Those who have had little or no exposure to the internet and don\u2019t know how to register online can still easily get help even without speaking English. Simply call Covered California<\/a> toll-free six days a week. In addition to English, phone help is available in Spanish and a multitude of other languages spoken around the world. <\/p>\n\n\n\n
One decision you\u2019ll have to make is which level you wish to register for. The tiers are Bronze, Silver, Gold, and Platinum. Bronze offers the lowest cost in monthly premiums, but you\u2019ll pay more out of pocket when you seek care. On the other end of the cost scale, a Platinum plan costs more in monthly premiums, but you\u2019ll pay less at the point of service when you or a family member need medical attention. Silver and Gold plans stake out the middle ground on cost. <\/p>\n\n\n\n
You\u2019ll also select where you\u2019ll receive care, based on cost and other factors. Your choice here is between the HMO, PPO, and EPO models. The HMO model is the least expensive but more restrictive in terms of the facilities you must use when you seek services. The PPO is the least restrictive, but it costs more. The EPO is the middle choice between cost and place of care. <\/p>\n\n\n\n
Sound confusing? It might seem that way at first, but you can get free help navigating the whole registration and plan selection process with Acceptance. <\/p>\n\n\n\n
Key Dates for Enrollment<\/strong> <\/h3>\n\n\n\nThe time when most members will enroll in Covered California for 2025 is during the open enrollment period from Nov. 1 through Jan. 31, 2025. This is when any Californian can enroll in the plan. <\/p>\n\n\n\n
However, if you have a qualifying life event that necessitates immediate coverage at any other time of the year, you can take part in special enrollment. Qualifying life events include moving to the state, losing your job and its group healthcare coverage, gaining U.S. citizenship, returning from the U.S. military, getting married, having a baby or adopting a child, among other events.\u00a0<\/p>\n\n\n
\n<\/figure><\/div>\n\n\nFinancial Assistance Through Covered California<\/strong> <\/h2>\n\n\n\nThe whole mission behind this program is to make health insurance affordable for the state\u2019s residents and their families. That\u2019s why, when you go to the Quick Calculator page of the official Covered California website<\/a>, you\u2019ll be asked about your household income, the size of your family, and other questions to reveal what you can afford to pay for coverage. <\/p>\n\n\n\nAlmost 90% of enrollees receive some kind of financial assistance to manage costs. One in five Californians is eligible for free health coverage. <\/p>\n\n\n\n
To find out your cost of enrollment, simply call Acceptance at 877-423-5651<\/a>. You\u2019re almost sure to be pleasantly surprised. You really can afford quality and comprehensive health insurance when it is offered through Covered California. <\/p>\n\n\n\nCovered California for Small Business Owners<\/strong> <\/h2>\n\n\n\nQualifying smaller companies in the state can also receive Covered California benefits for their workforce. Some of those qualifications include: <\/p>\n\n\n\n
\n- A workforce of between one and 100 full-time equivalent (FTE) employees. <\/li>\n<\/ul>\n\n\n\n
\n- The majority of those qualified employees must live in the Golden State. <\/li>\n<\/ul>\n\n\n\n
\n- Qualifying companies might receive financial assistance in offering Covered California to their workforce through federal tax credits. <\/li>\n<\/ul>\n\n\n\n
Visit Covered California for Small Business<\/a> (CCSB) for a more comprehensive review of benefits and qualifications for small business owners regarding workforce inclusion in Covered California. Offering healthcare benefits to your employees gives your company a distinct competitive advantage and helps keep morale high and turnover low. <\/p>\n\n\n\nOvercoming Common Hurdles to Covered California Enrollment<\/strong> <\/h2>\n\n\n\nAs one of the most diverse states in the nation, more than 200 languages are spoken in the Golden State. That can make some state residents feel confused and frustrated when trying to gain benefits or otherwise interact with government agencies. <\/p>\n\n\n\n
Covered California has responded to that challenge by making all information available in a dozen languages other than English. This includes Spanish, Arabic, Chinese, Farsi, and Korean, among others. <\/p>\n\n\n\n
Those who have had little or no exposure to the internet and don\u2019t know how to register online can still easily get help even without speaking English. Simply call Covered California<\/a> toll-free six days a week. In addition to English, phone help is available in Spanish and a multitude of other languages spoken around the world. <\/p>\n\n\n\n
<\/figure><\/div>\n\n\nFinancial Assistance Through Covered California<\/strong> <\/h2>\n\n\n\nThe whole mission behind this program is to make health insurance affordable for the state\u2019s residents and their families. That\u2019s why, when you go to the Quick Calculator page of the official Covered California website<\/a>, you\u2019ll be asked about your household income, the size of your family, and other questions to reveal what you can afford to pay for coverage. <\/p>\n\n\n\nAlmost 90% of enrollees receive some kind of financial assistance to manage costs. One in five Californians is eligible for free health coverage. <\/p>\n\n\n\n
To find out your cost of enrollment, simply call Acceptance at 877-423-5651<\/a>. You\u2019re almost sure to be pleasantly surprised. You really can afford quality and comprehensive health insurance when it is offered through Covered California. <\/p>\n\n\n\nCovered California for Small Business Owners<\/strong> <\/h2>\n\n\n\nQualifying smaller companies in the state can also receive Covered California benefits for their workforce. Some of those qualifications include: <\/p>\n\n\n\n
\n- A workforce of between one and 100 full-time equivalent (FTE) employees. <\/li>\n<\/ul>\n\n\n\n
\n- The majority of those qualified employees must live in the Golden State. <\/li>\n<\/ul>\n\n\n\n
\n- Qualifying companies might receive financial assistance in offering Covered California to their workforce through federal tax credits. <\/li>\n<\/ul>\n\n\n\n
Visit Covered California for Small Business<\/a> (CCSB) for a more comprehensive review of benefits and qualifications for small business owners regarding workforce inclusion in Covered California. Offering healthcare benefits to your employees gives your company a distinct competitive advantage and helps keep morale high and turnover low. <\/p>\n\n\n\nOvercoming Common Hurdles to Covered California Enrollment<\/strong> <\/h2>\n\n\n\nAs one of the most diverse states in the nation, more than 200 languages are spoken in the Golden State. That can make some state residents feel confused and frustrated when trying to gain benefits or otherwise interact with government agencies. <\/p>\n\n\n\n
Covered California has responded to that challenge by making all information available in a dozen languages other than English. This includes Spanish, Arabic, Chinese, Farsi, and Korean, among others. <\/p>\n\n\n\n
Those who have had little or no exposure to the internet and don\u2019t know how to register online can still easily get help even without speaking English. Simply call Covered California<\/a> toll-free six days a week. In addition to English, phone help is available in Spanish and a multitude of other languages spoken around the world. <\/p>\n\n\n\n
Almost 90% of enrollees receive some kind of financial assistance to manage costs. One in five Californians is eligible for free health coverage. <\/p>\n\n\n\n
To find out your cost of enrollment, simply call Acceptance at 877-423-5651<\/a>. You\u2019re almost sure to be pleasantly surprised. You really can afford quality and comprehensive health insurance when it is offered through Covered California. <\/p>\n\n\n\n Qualifying smaller companies in the state can also receive Covered California benefits for their workforce. Some of those qualifications include: <\/p>\n\n\n\n Visit Covered California for Small Business<\/a> (CCSB) for a more comprehensive review of benefits and qualifications for small business owners regarding workforce inclusion in Covered California. Offering healthcare benefits to your employees gives your company a distinct competitive advantage and helps keep morale high and turnover low. <\/p>\n\n\n\n As one of the most diverse states in the nation, more than 200 languages are spoken in the Golden State. That can make some state residents feel confused and frustrated when trying to gain benefits or otherwise interact with government agencies. <\/p>\n\n\n\n Covered California has responded to that challenge by making all information available in a dozen languages other than English. This includes Spanish, Arabic, Chinese, Farsi, and Korean, among others. <\/p>\n\n\n\n Those who have had little or no exposure to the internet and don\u2019t know how to register online can still easily get help even without speaking English. Simply call Covered California<\/a> toll-free six days a week. In addition to English, phone help is available in Spanish and a multitude of other languages spoken around the world. <\/p>\n\n\n\nCovered California for Small Business Owners<\/strong> <\/h2>\n\n\n\n
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Overcoming Common Hurdles to Covered California Enrollment<\/strong> <\/h2>\n\n\n\n