{"id":1294,"date":"2025-01-06T21:08:28","date_gmt":"2025-01-06T21:08:28","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/blog\/?p=1294"},"modified":"2025-01-10T17:21:48","modified_gmt":"2025-01-10T17:21:48","slug":"newborn-insurance-needs","status":"publish","type":"post","link":"https:\/\/www.acceptanceinsurance.com\/blog\/newborn-insurance-needs\/","title":{"rendered":"Bringing a New Baby Home Soon: What Insurance You Need\u00a0"},"content":{"rendered":"\n
Your life just changed dramatically and permanently. It was a joyful change \u2014 one you\u2019ll always treasure. Your first baby was born and is coming home soon. <\/p>\n\n\n\n
Now what? Can you fully financially protect the child you just brought into the world? You might be asking yourself, \u201cWhat insurance do I need when having a baby?\u201d Or \u201cHow do I get insurance for my new baby?\u201d. <\/em>Perhaps you think of your needs as newborn insurance, but it\u2019s actually your health insurance<\/a> and several other coverage decisions that you must make. <\/p>\n\n\n\n Here\u2019s what you should know immediately about your so-called newborn policy. <\/p>\n\n\n\n Do babies need special insurance? Rather than carrying what you might think of as newborn coverage, the recent birth should make you rethink old policy strategies on several fronts. <\/p>\n\n\n\n For instance, you and your partner may have minimized your own healthcare coverage needs. You feel that the two of you lead healthy lifestyles and can get by with high deductibles and minimum medical coverage. That might have been true once, but the situation will change with a newborn whom you want to keep healthy and well-protected. <\/p>\n\n\n\n You might similarly rethink your other plans, including your auto coverage<\/a> and homeowners policy<\/a>. And you might be considering acquiring life insurance<\/a> for the first time. Here are some of the decisions you need to make when considering insurance for babies. <\/p>\n\n\n\n Even the healthiest baby must have regularly scheduled checkups and a schedule of vaccinations. You might also need to take your child to the emergency room in the middle of the night or seek treatment and meds for a fever or a cough. <\/p>\n\n\n\n The point is, when you add a newborn to a health insurance policy, you\u2019ll want to do it right. Your baby\u2019s health and safety are your primary concerns, and that will always be the case. That\u2019s why you want to make sure that your healthcare plan is of high quality and has the coverage options that your growing family needs. <\/p>\n\n\n\n If you live in the Golden State and can\u2019t afford an adequate medical policy for your young child, you can get help through Covered California. You\u2019ll get outstanding coverage benefits at a rate you can afford. With the best medical care and financial protection available for your young one, you\u2019ll all sleep better at night. During Open Enrollment from Nov. 1 through Jan. 31, the friendly agents at Acceptance Insurance will guide you through that process for free. Just give them a call at 877-423-5651<\/a>. <\/p>\n\n\n\nWelcoming a New Life: The Basics of Baby-Friendly Insurance<\/strong> <\/h2>\n\n\n\n
Health Coverage Essentials for Your New Bundle of Joy<\/strong> <\/h2>\n\n\n\n