Saving money on car insurance<\/a> is always a big plus, and knowing about discounts could help lower your premium costs. Some possible discounts might include Paid in Full, Commercial Drivers License Experience, Business Experience (years in business), Claims Free Renewal and Multi Coverage (General Liability and Commercial Vehicle). With a little research, you might be surprised at all the discounts that are available to you. <\/p>\n\n\nKnow When it’s Time to Update Your Policy <\/h3>\n\n\n
Driving a commercial vehicle comes with its own set of risks, such as accidents, theft and damage to the vehicle. As your business changes, so do your insurance needs. It is important to review your commercial auto insurance policy regularly to ensure that it still offers adequate coverage. Some reasons that may require an update to your policy include purchasing new vehicles, adding drivers to your team or increasing the number of miles driven annually. <\/p>\n\n\n
Rules for Businesses Operating in Multiple States <\/h3>\n\n\n
For businesses operating in more than one state, having the right commercial car insurance is essential. It’s important to understand the different regulations and laws regarding auto insurance for each state you’re doing business in. Each state has its own requirements for minimum coverage amounts, so it’s important to make sure your policy meets or exceeds those standards. Some states may have additional requirements that need to be met such as uninsured motorist coverage or personal injury protection. Understanding these rules and regulations can ensure that your business has the necessary protection when operating across various states. <\/p>\n\n\n
Tips On How to Evaluate & Compare Policies <\/h3>\n\n\n
When it comes to comparing policies from different companies, it can be overwhelming to determine which one is the best fit for you. To start, make sure you understand what coverage you need and what your budget allows. Then, research and compare policies from multiple companies to see what they offer and at what cost. <\/p>\n\n\n\n
Don’t forget to consider customer reviews and feedback to see how each company handles claims and handles their customers’ needs. Finally, don’t be afraid to ask questions and seek help from insurance professionals to make an informed decision. With these tips in mind, you’ll be able to confidently navigate the policy evaluation and comparison process. <\/p>\n\n\n
Acceptance Insurance is Here for You <\/h3>\n\n\n
Having the right commercial auto insurance is essential for your business, but finding the right policy can be challenging. Acceptance Insurance is here to help make this process easier and more manageable. With our team of knowledgeable insurance agents and customer service representatives, you can find the right coverage that fits within your budget. Contact one of our local agents for a free quote and get protected today! <\/p>\n\n\n
Common Questions About Commercial Auto Insurance <\/h2>\n\nDoes Commercial Auto Insurance Cover Medical Costs Resulting from an Accident? <\/h3>\n\n\n
Yes, commercial auto insurance will typically cover medical costs resulting from an accident. Liability coverage is required in most states and will help pay for medical bills another person sustains if you are at fault in an accident. <\/p>\n\n\n
How Long Do I Have After Filing a Claim to Receive Compensation? <\/h3>\n\n\n
This depends on the specific policy, however most insurance companies set time limits between 30 days and 90 days. It is important to review your policy to understand the specific timelines and procedures for filing a claim. <\/p>\n\n\n
Do Commercial Auto Policies Offer Coverage for Leased Vehicles or Rideshare Services Such as Uber and Lyft? <\/h3>\n\n\n
Yes, many commercial auto policies provide coverage for leased vehicles and rideshare services. Some insurers have a rideshare endorsement that can be added to your personal auto policy but you can get a commercial policy to feel more protected. <\/p>\n\n\n\n
DISCLAIMER <\/strong> <\/p>\n\n\n\nMaterial in these articles is for general information or entertainment purposes only. Acceptance Insurance does not endorse and is not affiliated with any of the companies or apps listed in this article. Acceptance Insurance is not responsible or liable for the availability of links to websites or resources, or for any content, advertising, products, services, or other materials on or available through these websites or resources. Any references to third party rates or products are subject to change without notice. Trademarks are property of their respective owners. Price may vary based on how you buy. Information and coverage descriptions are general in nature. Actual coverage depends on the policy. Policies are underwritten by third-party insurers that are not affiliated with Acceptance and are solely responsible for claims. Supplementary coverage options or products may be added to an insurance policy for an additional cost where applicable. See your agent for more information. Product and features are subject to underwriting criteria and may not be available in all states. Savings will vary based on coverages and state requirements. Savings are subject to terms and conditions and may not be available in all locations. Not all applicants may qualify. Not all products, discounts or payment plans are available in all states or distribution channels. All products described herein are subject to terms and conditions. CA License #0K20173. <\/p>\n","protected":false},"excerpt":{"rendered":"
If you have a business that requires the use of vehicles, then it\u2019s important to make sure those vehicles are properly insured. Commercial auto insurance provides essential coverage for businesses that use cars, trucks and other vehicles as part of their operations. This type of protection helps keep your business and employees safe in case […]<\/p>\n","protected":false},"author":10,"featured_media":138,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/349"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=349"}],"version-history":[{"count":3,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/349\/revisions"}],"predecessor-version":[{"id":960,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/349\/revisions\/960"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/media\/138"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=349"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=349"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}