{"id":931,"date":"2024-03-18T16:35:24","date_gmt":"2024-03-18T16:35:24","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/blog\/?p=931"},"modified":"2024-04-19T00:53:01","modified_gmt":"2024-04-19T00:53:01","slug":"what-to-do-after-a-speeding-ticket","status":"publish","type":"post","link":"https:\/\/www.acceptanceinsurance.com\/blog\/what-to-do-after-a-speeding-ticket\/","title":{"rendered":"What To Do After A Speeding Ticket"},"content":{"rendered":"
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First Things to Do After Receiving a Speeding Ticket<\/h2>\n
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Getting a speeding ticket can feel like a major setback, especially when you\u2019re driving along, music up, things are going well, and then suddenly, flashing lights appear in your rearview mirror. Luckily, what to do afterward doesn\u2019t have to be confusing \u2014 especially when it comes to your\u00a0auto insurance<\/a>\u00a0premiums.<\/p>\n

Keep Calm and Composed<\/h3>\n

The first thing to keep in mind is to talk to the officer politely. Most of the time, police officers spend all day dealing with the general public. And this probably isn\u2019t the first speeding citation they\u2019ve given today. Being polite can go a long way in any situation.<\/p>\n

If you\u2019re able to get some good rapport going with the officer, you may have the ability to maneuver the conversation toward a place where you can potentially get off with nothing but a warning.<\/p>\n

It may also be helpful to record any conversations you have with the officer if you live in a\u00a0state with one-party consent laws<\/a>\u00a0when it comes to recordings. Make sure you verify this ahead of time, though, or else the judge may not admit that evidence in court.<\/p>\n

Gather Your Information<\/h3>\n

Should you ultimately receive a speeding ticket, you\u2019ll want to organize all the information you have available. It\u2019s time to play \u201cdetective\u201d so make sure you have these details:<\/p>\n

\u2022 The officer\u2019s name<\/p>\n

\u2022 The citation number<\/p>\n

\u2022 The specifics of the charge<\/p>\n

\u2022 The date, time, and location where you received the citation<\/p>\n

This information will be crucial down the line, especially if you decide to contest your driving violation in a courtroom. Depending on the circumstances, some speeding tickets may have an impact on your premium cost, so make sure you understand\u00a0what is involved with high-risk car insurance<\/a>.<\/p>\n

Understand the Ticket and Charges<\/h3>\n

So, what\u2019s the deal with your ticket? Not all speeding tickets are the same. Depending on where you received your ticket, the details can be different. Take a second to assess what the penalty means for you such as points on your license, a hit to your wallet, or showing up in court. Other questions you may want to consider include: Do you have to sign a ticket? Is it possible to fight a traffic ticket? If you don\u2019t pay a ticket, what happens? Will this\u00a0traffic violation raise your insurance rate<\/a>?<\/p>\n

If at any point you\u2019re feeling confused, speak to a traffic violation lawyer who can help you sort through all the details.<\/p>\n

Considering the Insurance Implications<\/h3>\n

At this juncture you\u2019ll want to defer to your insurance. How is this little piece of paper going to affect your auto insurance rates? It\u2019s no secret that insurance companies aren\u2019t fans of speeding tickets. This part of the process might involve a bit of research. Depending on how you handle the situation in court, you might be able to\u00a0keep this speeding ticket off your record<\/a>\u00a0altogether.<\/p>\n

To Hire a Lawyer or Not<\/h3>\n

This is the million-dollar question, isn\u2019t it? Is it worth hiring a lawyer for speeding tickets? This decision hinges on several factors, including the cost of a speeding ticket. How serious are the charges? Is this your first offense, or is there a pattern that might warrant legal representation? Sometimes, consulting with a lawyer can provide insights you hadn\u2019t considered, even if you decide to proceed on your own. Remember, knowledge is power.<\/p>\n

Lawyers can also advise you on navigating the court process \u2014 and whether it\u2019s worth it or not to just pay the price of the ticket as-is and take any of the resulting license points. Lawyers may also know the local judges and district attorneys and may be able to give you a sense of whether they\u2019ll modify your charges down to \u201cnon-moving\u201d violations. A lawyer can also help you figure out if you must sign a ticket.<\/p>\n

If you decide to go to court, offering to take a defensive driving course may help you get your ticket reduced, as well.<\/p>\n

Deciding Whether to Fight the Ticket<\/h3>\n

When deciding whether to fight a ticket or not, it’s essential to weigh all the factors involved. You should consider the evidence against you, the charges you are facing, the impact it might have on your insurance, and whether legal advice can be of help. It’s important to make an informed decision. Sometimes it may be better to challenge the ticket, while in other cases, it may be more prudent to accept the consequences of your actions and move on.<\/p>\n

Helpful tip<\/b>: Do some research. There are statistics that can show you the amount your insurance may increase annually after a speeding ticket \u2013 even if you\u2019ve had a good record before. This may help inform you of your next steps.<\/p>\n

Learning from the Experience<\/h3>\n

No matter how things turn out, there\u2019s always a bright side \u2014 the lessons learned. What\u2019s the takeaway here? Maybe it\u2019s about keeping an eye on those speed limits.<\/p>\n

Acceptance Insurance Can Help After a Ticket<\/h3>\n

Another bright side is Acceptance Insurance. Facing the aftermath of a speeding ticket can feel overwhelming, but you don\u2019t have to navigate it alone because we are here to help you.<\/p>\n

The welcoming agents at Acceptance offer support and options that can help mitigate the impact on your insurance. Whether it\u2019s finding a policy that fits your new needs or offering advice on how to keep your premiums as low as possible, exploring how we can assist you after receiving a ticket is a wise step.<\/p>\n

Get Affordable Auto Insurance Today<\/h3>\n

No matter your driving record, Acceptance Insurance offers high-quality auto insurance at great prices. To get started, click online for a\u00a0personalized auto insurance quote<\/a>, visit a\u00a0local office in your area<\/a>, or call us at\u00a0866-281-0310\u00a0<\/a>today!<\/p>\n

DISCLAIMER\u00a0<\/b><\/p>\n

Material in these articles is for general information or entertainment purposes only. Acceptance Insurance does not endorse and is not affiliated with any of the companies or apps listed in this article. Acceptance Insurance is not responsible or liable for the availability of links to websites or resources, or for any content, advertising, products, services or other materials on or available through these websites or resources. Any references to third party rates or products are subject to change without notice. Trademarks are property of their respective owners. Information and coverage descriptions are general in nature. Actual coverage depends on the policy. Nothing in this article alters the terms or conditions of any First Acceptance Insurance Company, Inc. policies. Some auto policies are underwritten by third-party insurers that are not affiliated with Acceptance and are solely responsible for claims. Supplementary coverage options or products may be added to an insurance policy for an additional cost where applicable. See your agent or acceptance.com for more information. Product and features are subject to underwriting criteria. Price may vary based on how you buy. Not all products, discounts or payment plans are available in all states or distribution channels. All products described herein are subject to terms and conditions. CA License #0K20173.<\/p>\n <\/div>\n \n\n <\/div>\n <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":7,"featured_media":847,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/931"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=931"}],"version-history":[{"count":7,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/931\/revisions"}],"predecessor-version":[{"id":999,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/931\/revisions\/999"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/media\/847"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=931"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=931"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}