Find Cheap Car Insurance in Akron, OH

Akron was founded in 1825 and quickly became a leading center for the rubber and tire industry in the late 19th century. This earned the city the prestigious title of “Rubber Capital of the World” in the early 20th century. Home to the University of Akron with renowned programs in polymer science and engineering, Akron’s historical significance is deeply intertwined with companies like Goodyear Tire and Rubber Company and Goodrich Corporation.

When driving in Akron or elsewhere in the Buckeye State, it’s important to have auto insurance as it is a legal requirement. Acceptance Insurance offers the best value for your money when it comes to getting cheap car insurance in Ohio, even if you don’t have a clean driving record. Dive deeper to uncover the best savings!

If you call Akron home, the average liability car insurance will cost around $30 a month. That’s a steal compared to the national average of $52 and slightly higher than Ohio’s average of $28.

Considering upgrading to full car coverage? You might be looking at a monthly cost of around $100, aligning with Ohio’s average and coming in $68 less than the national average of $168. Rest assured, quality protection doesn’t have to come at a hefty price!

Reasons Why Insurance is so Cheap in Ohio

Are you curious why car insurance rates are surprisingly affordable in Ohio? It’s not just luck—the state’s lower congestion levels contribute to fewer accidents, leading to reduced claims and, ultimately, lower premiums.

Additionally, Ohio’s moderate climate minimizes the occurrence of costly weather-related damage, keeping insurance costs in check. The competitive insurance market in Ohio further drives down rates by encouraging insurers to offer more affordable options to attract and retain customers. These combined factors make car insurance more accessible and cost-effective for Ohio residents.

Auto coverage costs in Akron differ from those in other cities across the state due to factors such as population density, traffic flow, and local crime rates, which impact insurance premiums. See the table below for average monthly premiums in different Ohio cities.

Compare Car Insurance Rates by Zip Code in Akron

The location of your address can significantly affect your insurance costs in Akron. Some neighborhoods in the city, like those around Kenmore Blvd and Cole Ave, have higher rates of accidents and car thefts, which can impact the expenses for residents in those areas.

See the table below for average prices in different Akron zip codes:

Low-Cost Car Insurance Rates by Age in Akron

Obtaining car insurance for young drivers can have a big impact on your finances. Carriers tend to increase rates for young drivers due to the perceived higher risk they pose. Prices typically decrease as drivers approach their 30s and continue to drop until the age of 65. Interestingly, insurers may start considering you a higher risk again at that age, assuming decreased visual and motor capabilities for driving. Be sure to check out the breakdown of monthly expenses for different age groups in Akron in the table provided below.

How Many Accidents Happen Per Year in Akron, Ohio?

As per data from the Ohio State Highway Patrol, Ohio witnesses an average of 1,154 fatal crashes annually. Notably, Summit County, which is where Akron is located, reported a total of 191 fatal crashes between 2018 and 2022. These statistics are concerning, underscoring the importance of steering clear of distractions while driving.

It’s crucial to remember any car accident can affect your insurance premium, making safe driving habits essential.

Are Road Infrastructure and Bridges in Akron Well Maintained?

Akron is undergoing an ambitious phase of infrastructure improvement, with significant investments and collaborative efforts from the local government, county authorities, and the Ohio Department of Transportation.

By the summer of 2025, the reconstruction of I-76/I-77 from Princeton Ave. to V. Odom Blvd. is expected to be completed. The full reconstruction of I-77 between Everett Rd. and I-80 is projected to wrap up by 2026, followed by the replacement of the state Route 8 hi-level bridge by 2028. This particular project involves an investment of nearly 160 million dollars and will see Route 8 expanded from three lanes in each direction to four.

In Akron and all of Ohio, the law mandates that all drivers have the state minimum liability car coverage. This basically means:

• $25,000 in bodily injury per person
• $50,000 in bodily injury coverage per accident
• $25,000 for property damage

Many drivers choose higher coverage limits and lower deductibles for extra peace of mind in case of a serious crash.

Ohio is ranked as the tenth state with the highest number of uninsured drivers. Driving without auto insurance leads to severe consequences, including license suspensions ranging from 90 days to two years, vehicle plate confiscation, registration suspension, the need for high-risk insurance for various years, and court costs.

Additionally, reinstating your license involves fees of up to $40 (first offense), $300 (second offense), or $600 (for subsequent offenses), along with potential impound fees.

Furthermore, motorists faced with multiple insurance violations may be unable to register a vehicle in Ohio for up to five years.

Your auto insurance premium in Akron is determined by a variety of factors, including your age, where you live, the age and type of your vehicle, your driving history, credit score, and how much you drive per year.

Your agent uses these details to predict the likelihood of you making a claim compared to other drivers with similar profiles.

Navigating through the state of Ohio can present drivers with an array of challenges. Heavy traffic is common in bustling metropolises like Columbus, Cleveland, and Cincinnati, particularly during peak hours. Meanwhile, Ohio’s climate adds another layer of complexity, with snow, ice, and occasional heavy rain making driving conditions less than ideal at times.

In Akron, with all the construction projects happening, you’ll find plenty of streets either partially or completely closed off. To navigate this maze, keep an eye out for temporary ramps scattered around. Plan your routes ahead of time, factor in extra travel time, and maintain a safe distance from other vehicles to handle any surprises on the roads.

Are you on the hunt for ways to trim your premiums and boost your savings? Well, by taking advantage of auto insurance discounts, you can give your monthly budget a nice little boost.

In Akron, residents can benefit from a range of discounts, including:

Combining your auto policy with renters insurance can increase savings. By bundling these or other plans, you could reduce your total bill by an average of 15%!