Car Insurance Information by State

Known as Sweet Home Alabama in a movie and a famous song by rock band Lynyrd Skinner, this southern state has earned its nickname with its famous hospitality. Notable for its civil rights history, the state also boasts everything from mountains and pine trees to white sand beaches. You may have heard of the movie Fried Green Tomatoes — that was based on the Irondale Café near Birmingham. Find out more about Alabama and its laws around insurance and driving here.

Whether you’ve seen pictures of famous Saguaro cactus or dreamed of mastering the Grand Canyon, the desert southwest of Arizona speaks to the soul. The mysterious draw of Sedona and mountains of Flagstaff offer a variety of beauty for visitors and residents alike. So, whether you are planning a ski trip in the winter or a desert hike in the spring, you’ll need car insurance to drive legally. Find out about Arizona’s insurance and driving laws here.

From rugged, snowy mountains to hot, arid desserts to warm, sunny beaches, California seems to have something for everyone. Many people head west to California seeking fame and fortune, just like the prospectors who headed here in the 1800s. Others are looking for a Hollywood adventure or a trip to the iconic Rodeo Drive. Whatever your reason for being in the Golden State, remember you must have car insurance to drive legally. Find out more about car insurance in California here.

Florida is a peninsula, which means it is mostly surrounded by water. This gives plenty of opportunities for those who seek fishing and beachy vacations. Home to famous landmarks like the Kennedy Space Center and Walt Disney World Resort, travelers and residents alike can also find a taste of Ernest Hemmingway and the great musician Jimmy Buffett in laid-back Key West. Don’t forget to have car insurance in Florida, since it is legally required. Find out more here.

Southern hospitality shines through in this state, known for its juicy peaches and sweet tea. For history buffs, Georgia offers a wide swath of civil war sites, as well as battle recreations for those who want to live the moment. There’s also plenty of fishing, camping and hiking through the Blue Ridge Mountains and other famous landmarks. But don’t drive through Georgia without car insurance – it is required. Find out more about Georgia’s insurance laws here.

Although you won’t find the fictional city of Shermer, Ill (the setting for famous movies including Ferris Bueller’s Day Off and Home Alone), you can visit the third largest city in the country, Chicago, when you travel to the Midwestern state of Illinois. Plenty of people flock here to see the Chicago Cubs play in their iconic stadium, Wrigley Field. Known as the Land of Lincoln for the birth of President Abe Lincoln in Springfield, there’s plenty to explore here. Don’t drive in Illinois without car insurance — it’s the law. Find out more about Illinois car insurance here.

Billed as “The Greatest Spectacle in Racing”, the Indy 500 draws up to 250,000 people to the Hoosier State every spring. But Indiana offers more than just a loud, thrilling racetrack. With access to Lake Michigan, visitors and residents enjoy beach time and hiking the dunes at Indiana Dunes State Park. Foodies will want to indulge in a famous pork tenderloin sandwich or the Amish favorite, Sugar Cream Pie. While you are driving around, don’t forget your car insurance. Learn more about Indiana’s auto coverage requirements here.

Fried catfish anyone? How about an accompaniment of soulful blues to go along with that southern specialty? From blues to rock to country, many a song has been written about Mississippi and its namesake river, the largest in the U.S.  Famous author Mark Twain set his main characters, Huckleberry Finn and Tom Sawyer, along that great river. The state’s participation in the Civil Rights Movement is well documented for those who wish to explore that important time in history. Drivers here need to have insurance to be legal, so learn more about Mississippi and its car insurance laws here.

Although they were not born in Ohio, Orville and Wilbur Wright began building their first airplane out of their bicycle shop in Dayton. For those visiting or living in the Buckeye State, the Rock & Roll Hall of Fame in Cleveland, the National Museum of the U.S. Air Force in Riverside and rollercoasters in Cedar Point that rival the tallest and fastest in the world, are all must-sees. Don’t drive without car insurance in Ohio because it is legally required. Learn more about Ohio car insurance rules here.

For history buffs who love to learn about the American Revolution and the beginnings of the U.S., Pennsylvania is the ultimate place to visit. You can see the original Declaration of Independence, as well as the iconic Liberty Bell in Philadelphia. For those more interested in sweet delights, a visit to Hershey, PA. is not out of the question. But don’t miss out on the beautiful, rolling landscape, as well. Car insurance is required to drive in Pennsylvania, so learn more about the laws of the road here.

If golfing, great barbecue and a relaxed, laid-back lifestyle are what you are craving, then South Carolina may be the place. From its famous golf course at Hilton Head, a claim to being the birthplace of barbecue and large oak trees covered with Spanish moss, South Carolina is also the birthplace of such musical greats as Chubby Checkers and James Brown. Don’t get caught driving without insurance because it’s the law. Find out more about car insurance in South Carolina here.

From hiking in the Great Smoky Mountains to paying homage to Elvis at Graceland, Tennessee has something for everyone. Those who love all kinds of musical genres will want to visit Nashville, nicknamed Music City, where the Grand Ole Opry is located. History buffs can find many Civil War spots, while foodies will be looking for pulled pork and Memphis smoked brisket. The state’s lush and beautiful landscape is home to many birds and a variety of wildlife. If you visit, don’t forget your car insurance. It’s the law in the Volunteer State. Find out more here.

From the sandy shores of the gulf coast to the stockyards of Ft. Worth, the Lone Star State is home to a variety of places and activities sure to appeal to almost anyone. Dude ranches in the Hill Country will delight those interested in exploring the famous cowboy culture, while the music scene in Austin offers a wide array of musical genres and famous honky-tonks. You won’t be able to find the iconic Tex-Mex cuisine anywhere else in the world. Remember, the long arm of the law in Texas requires car insurance so find out more about coverage options and rules while driving here.