Commercial Auto Insurance
Protection for your business needs
Low-Cost Commercial Auto Insurance for Your Business
Acceptance Insurance provides you with quality and affordable commercial vehicle insurance whether you use your own car or have a whole collection of trucks. Commercial coverage for all your transport business needs is essential so you can keep moving safely.
When deciding what kind of coverage you need for automobiles, trucks, and more that are owned and operated by your business, Acceptance helps you find the best options for your budget. Your questions such as “what kind of commercial insurance does my company need?” and “how much protection is right for my business?” will be answered by our friendly, experienced team.
Why Purchase Commercial Vehicle Insurance for Your Business?
When you or your employees use their own vehicles for running errands, delivering goods and services, attending sales meetings, fetching supplies, and plenty of additional tasks essential to your commercial success, they could be held liable for accidents they cause. Commercial car insurance protects you in the case of any unfortunate events that might occur on the road so that you don’t lose money to damages and legal fees. Keep in mind that even workers who utilize their own cars can cause financial losses to you without commercial car insurance. Acceptance makes certain that you understand all scenarios where coverage will save your business.
Commercial Vehicle Coverage That is Customized to Your Company’s Needs
Acceptance’s friendly and informative agents customize your commercial auto protection to exactly what you require. Coverage can include:
- Collision Insurance
- Comprehensive Insurance
- Hired or non-owned coverage
- Liability Insurance
- Medical Payments
- Physical Damage
- Uninsured and Underinsured Motorist
Types of Vehicles Covered by Commercial Car Insurance
When utilized for business purposes, these are just some of the many forms of commercial transportation we insure:
- Box trucks
- Dump trucks
- Food trucks
- Limousines
- Pickup trucks
- Regular cars and SUVs
- Semi-trucks
- Snowplows
- Taxis
- Tow trucks
- Trucks
- Vans
Is Commercial Vehicle Insurance Right for My Business?
You may need commercial car insurance if you use your vehicle to provide a service for financial gain. Here are reasons you might need to consider commercial vehicle insurance plan:
- If you charge a fee to use your vehicle for transporting goods or people
- If your work requires higher liability coverage limits
- If your vehicle is registered under a corporation or partnership
- If you haul substantial weight or equipment/tools
- If you tow a trailer specifically for your business
Protecting your business with the right insurance coverage is essential, so be sure to consider commercial vehicle insurance if any of these situations apply to you.
Types of Auto Insurance Coverage
What Does Commercial Auto Insurance Cover?
Commercial vehicle insurance plans can be tailored to your business needs, offering a wide range of coverage options. Some of the protections and coverage types may include:
- Liability coverage for bodily injury
- Liability coverage for property damage
- Collision coverage, regardless of fault
- Comprehensive coverage for non-collision damages
- Medical payment coverage
- Funeral expenses coverage
- Uninsured/Underinsured motorist coverage
- Personal injury coverage for you, your employees, or passengers, including compensation for lost wages and medical expenses
- Non-owned auto coverage in case of collision with a rented or borrowed vehicle
- Liability for incidents during vehicle loading/unloading, such as accidental injury, equipment damage, or product damage
- Towing, labor costs, and other roadside assistance services coverage
How Commercial Auto Insurance Differs from Personal Auto
Commercial vehicle and truck insurance policies go beyond protecting you as personal auto insurance by having higher liability limits and business-specific coverage. For instance, seasonal commercial car insurance may be available if your company is seasonal.
Commercial Auto Insurance is Simple, Friendly, and Affordable
Our welcoming Acceptance agents have ample experience in finding your business excellent commercial coverage at an accessible price. Visit us online, call us at 877-405-7102, or come by one of our locations for a chat. Whether your commercial venture is small or large and no matter the types of automobiles you use, we will understand and deliver on your exact situation so you have more time to succeed in your business.
