Frequently Asked Questions
Travel Club with Hospital Indemnity FAQs
Travel Club with Hospital Indemnity FAQs
Is a Travel Club with Hospital Indemnity the Same as Health Insurance?
No, a Travel Club with Hospital Indemnity is not health insurance. It is a membership that provides specific benefits to help with pre-determined medical costs, such as a daily cash payment for hospital stays. These benefits can be used alongside your health insurance, giving you additional financial support without replacing your existing coverage.
Are There Limits on What I Can Use the Money For?
Yes, you can only use the pre-determined expenses selected as part of your plan. You will need to review your contract to know exactly what is included.
Do I Have to Stay In-Network with Hospital Indemnity?
No. You can go to whichever doctor or medical practitioner you want. When you file a claim, you will need to submit the receipts to seek reimbursement.
What is Not Covered Under Travel Club with Hospital Indemnity?
Travel Club with Hospital Indemnity does not cover medical expenses unrelated to accidents in a four-wheel, passenger car accident.
Can I Use it to Pay for Prescriptions?
You can use it to pay for prescriptions related a covered accident. To understand exactly how to use your travel club with hospital indemnity benefits, review your contract.
