Frequently Asked Questions

This type of insurance averages around $15 monthly, so less than $1 per day.

It depends on what state you plan to ride in. Different states have different laws and some parks also regulate helmet use. Always check before you go and if you are not sure, bring a helmet just in case.

This is a gray area. Most people are hesitant to go down this path. Before deciding to rent out your snowmobile, check with an insurance agent to learn about local regulations and what kind of insurance you need.

Yes. Be sure you have the appropriate type of sled to carry two people.

For safety reasons, it is best to reserve operating machinery like this to 16 years old and older. In some states, it is permissible to allow someone 12 years old to operate a snowmobile, but certain restrictions apply, such as direct supervision by someone 21 years or older.

Are There Insurance Options for Infrequent Riders or Seasonal Usage?

Absolutely! If you’re someone who only rides during the winter months, you don’t have to pay for insurance year-round. Seasonal coverage is a great option for infrequent riders, giving you the flexibility to pay only for the months you’re actually using your sled.

Can I Get Insurance for Multiple Sleds?

You can insure multiple sleds. If you own more than one snowmobile, you can easily cover them all under a single policy. It’s not only convenient, but you might also qualify for a multi-sled discount, helping you save even more while keeping your sleds protected.

What Types of Snowmobiles are Covered?

Whether you ride for fun or work, most insurance providers offer coverage for a wide range of snowmobiles, including trail, mountain, and utility sleds. Whatever type of sled you have, there’s likely a policy that fits your needs.

Can Snowmobile Insurance Be Bundled with Other Types of Insurance?

Yes! Bundling your snowmobile insurance with other types of insurance, like auto or home insurance, can lead to serious savings. Plus, it’s super convenient to manage all your policies in one place while lowering your premiums at the same time.