{"id":10441,"date":"2024-11-07T22:23:26","date_gmt":"2024-11-07T22:23:26","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=10441"},"modified":"2024-11-22T21:32:49","modified_gmt":"2024-11-22T21:32:49","slug":"lubbock-tx","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/lubbock-tx\/","title":{"rendered":"Find Cheap Car Insurance in Lubbock, TX"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_637628957d074e95fde2614241e8e7d9\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Learn More about Auto Insurance in Lubbock, Texas<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Lubbock is a bustling urban center located in the Texas Panhandle, with a deep-rooted history in agriculture. Boasting a population of over 260,000, it is home to Texas Tech University, a prominent institution that shapes both the academic and cultural landscape of the region. Established in 1890, the city has evolved into a key economic hub for the South Plains, bearing witness to the growth and transformation of industries like ranching, farming, and cotton production.<\/p>\n<p>One of Lubbock&#8217;s main attractions is the Buddy Holly Center, dedicated to the rock &#8216;n&#8217; roll musician who was bornhere. The center is a dynamic fusion of museum, art gallery, and performance space, honoring Buddy Holly&#8217;s timeless legacy. As the heartbeat of the South Plains, Lubbock earns its nickname &#8220;Hub City,&#8221; pulsating with a diverse music scene and a cultural narrative.<\/p>\n<p>If you&#8217;re planning to explore Lubbock or any other part of the Lone Star State by car, it&#8217;s important to have vehicle protection. A valid auto insurance policy is a legal requirement, and Acceptance provides <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/\">cheap car insurance in Texas<\/a>, customized for all types of drivers. Discover more about vehicle coverage in the region and find the best discounts to suit your needs!<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_b9af712c13d6f186e5128b92720290f7\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Does Car Insurance Cost in Lubbock, Texas?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>If you reside in Lubbock and are seeking <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/liability-auto-insurance\/\">basic liability car insurance<\/a>, the average monthly cost is approximately $45. This is $7 lower than the national average of $52 and $2 cheaper than the Texas average of $47.<\/p>\n<p>Conversely, selecting <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-full-coverage-car-insurance\/\">full auto coverage<\/a> will result in a monthly premium of about $167. This is $2 below the Texas average and $1 less than the national average.<\/p>\n<h3>Reasons Why Insurance is so Cheap in Texas<\/h3>\n<p>Texas is known for its cheap car insurance rates compared to other states, and there are several interesting reasons behind this:<\/p>\n<ul>\n<li>One factor is the state&#8217;s fault system, which allows legal action against at-fault drivers for medical expenses, lost wages, and pain and suffering. This can help reduce the number of claims and the overall cost of vehicle protection.<\/li>\n<li>Another reason is the prevalence of competition among providers in Texas. With numerous companies vying for business, competitive pricing and varied coverage options are more readily available to drivers.<\/li>\n<li>The Lone Star State has also implemented measures to combat insurance fraud and reduce the associated costs, thereby contributing to the affordability of policies in the state.<\/li>\n<\/ul>\n    <\/div>\n    \n\n        <div class=\"o-component c-quote-callout\"  id=\"general-quote-callout-block_ac39569fde3e0df1f0dec4b59af042d4\"\n            >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-02.webp 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/QuickQuote-Desktop-02@2x.webp\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/QuickQuote-Mobile-02.webp\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/QuickQuote-Mobile-02@2x.webp 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote? <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"HE\" >\n                                Health Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"MH\" >\n                                Mobile Home Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SM\" >\n                                Snowmobile Insurance<\/option>\n                                                                                    <option value=\"AC\" >\n                                Classic Car Insurance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n        \n\n<!-- id=\"general_text-block_d31ac86d2c5676ac9df0ba225bd8b9ae\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Compare Car Insurance Rates by City in Texas<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>To compare <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/\">car insurance<\/a> prices in Lubbock and other key Texas cities, just glance at the table below.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_72d623cb4f8d93c173abfec66af101fe\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>City<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td><b>Lubbock<\/b><\/td>\n                                                    <td><b>$167<\/b><\/td>\n                                                    <td><b>$45<\/b><\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/college-station-tx\/\">College Station<\/a><\/td>\n                                                    <td>$142<\/td>\n                                                    <td>$42<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Pearland<\/td>\n                                                    <td>$161<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/find-cheap-car-insurance-in-grand-prairie-tx\/\">Grand Prairie<\/a><\/td>\n                                                    <td>$176<\/td>\n                                                    <td>$52<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Cinco Ranch<\/td>\n                                                    <td>$164<\/td>\n                                                    <td>$52<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/del-rio-tx\/\">Del Rio<\/a><\/td>\n                                                    <td>$151<\/td>\n                                                    <td>$39<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_bc637c133d189bb79e247cbf2227b4de\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Compare Car Insurance Rates by Zip Code in Lubbock<\/h3>\n<p>Are you curious about how insurers figure out your rates? They consider statistics like accident rates and theft data in various areas. Living in a <span class=\"white-space\">high-claims<\/span> zone might bump up your costs.<\/p>\n<p>Car theft rates are higher in spots like Arnet Benson or Jackson Mahone, potentially influencing coverage costs. The table below shows the average premiums for different Lubbock zip codes.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_76ede1f718f7d709e717bab796434197\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Zip code<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>79401<\/td>\n                                                    <td>$167<\/td>\n                                                    <td>$45<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>79403<\/td>\n                                                    <td>$170<\/td>\n                                                    <td>$45<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>79404<\/td>\n                                                    <td>$168<\/td>\n                                                    <td>$44<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>79406<\/td>\n                                                    <td>$162<\/td>\n                                                    <td>$44<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>79407<\/td>\n                                                    <td>$156<\/td>\n                                                    <td>$43<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>79410<\/td>\n                                                    <td>$157<\/td>\n                                                    <td>$44<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>79412<\/td>\n                                                    <td>$165<\/td>\n                                                    <td>$44<\/td>\n                                            <\/tr>\n                                                                                <tr class=\"is-hidden\">\n                                                                        <td>79413<\/td>\n                                                    <td>$159<\/td>\n                                                    <td>$43<\/td>\n                                            <\/tr>\n                                                                                <tr class=\"is-hidden\">\n                                                                        <td>79424<\/td>\n                                                    <td>$156<\/td>\n                                                    <td>$42<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n        <div class=\"c-button__wrapper js-expandable-content-controls\">\n        <button class=\"c-button c-button--linear-blue c-button--expand js-expandable-content-more-button\" type=\"button\" aria-label=\"View more of the table\" aria-expanded=\"false\">View more<\/button>\n        <button class=\"c-button c-button--linear-blue c-button--expand js-expandable-content-less-button\" type=\"button\" aria-label=\"View less of the table\" aria-expanded=\"true\">View Less<\/button>\n    <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_300b6378a153669dee0696daa702d9d7\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Low-Cost Car Insurance Rates by Age in Lubbock<\/h3>\n<p>Considering purchasing <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/teenager-auto-insurance\/\">car insurance for young drivers<\/a>? Be prepared for big premiums. Providers often raise premiums for drivers under 23 due to their perceived higher risk on the road. However, once you reach 30, rates typically stabilize and may even decrease as you approach middle age.<\/p>\n<p>Refer to the table below for a breakdown of monthly auto insurance costs in Lubbock across various age groups:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_52ad68169de9af983c0a17975beb18cf\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Age<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>Teenagers<\/td>\n                                                    <td>$695<\/td>\n                                                    <td>$224<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>20s<\/td>\n                                                    <td>$364<\/td>\n                                                    <td>$108<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>30s<\/td>\n                                                    <td>$167<\/td>\n                                                    <td>$45<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>40s<\/td>\n                                                    <td>$156<\/td>\n                                                    <td>$43<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>50s<\/td>\n                                                    <td>$146<\/td>\n                                                    <td>$41<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>60s<\/td>\n                                                    <td>$140<\/td>\n                                                    <td>$40<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>70s<\/td>\n                                                    <td>$160<\/td>\n                                                    <td>$50<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_76f7262e97aa9e5be24a51a3bda74580\" -->\n        <div class=\"o-component s-cms-content\">\n        <p><em>*To calculate average costs, we utilize the following method: a 30-year-old male, with state minimum liability and full coverage of 100\/300\/100. <\/em><\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_3a4a85d10f8d5590eeab49cbe174fed5\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Typical Driving Conditions in Lubbock<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <h3>How Many Accidents Happen Per Year in Lubbock, Texas?<\/h3>\n<p>Car crashes can have a direct impact on how much you pay for insurance. Lubbock, according to data from the Texas Department of Transportation, experiences a significant number of accidents annually. To illustrate, in 2021, there were 7,451 crashes that tragically claimed 45 lives. The following year, the number of accidents decreased to 6,625 with 35 fatalities. Fast forward to 2023, there were 6,094 crashes resulting in 39 lives lost.<\/p>\n<p>Focusing on cultivating safe driving behaviors is crucial to ensure not just your safety but that of others as well. It boils down to staying alert and refraining from driving while impaired. By adhering to these practices, you can lower the risk of accidents and steer clear of being saddled with costly, <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/high-risk-auto-insurance\/\"><span class=\"white-space\">high-risk<\/span> auto insurance<\/a>.<\/p>\n<h3>Are Road Infrastructure and Bridges in Lubbock Well Maintained?<\/h3>\n<p>Much of Lubbock&#8217;s infrastructure is in good condition or in a process of improvement. Since 2018, the city has been working on a plan to improve its infrastructure, with the goal of reaching its full potential by 2045. Over this period, substantial improvements have been made in areas such as Alcove Ave, Woodrow Road, and FM 1294.<\/p>\n<p>In addition to this, the Texas Department of Transportation also carries out its own projects in the area, with the most ambitious currently being the construction of <a href=\"https:\/\/www.txdot.gov\/projects\/projects-studies\/lubbock\/lubbock-loop-88-overview.html\" target=\"_blank\" rel=\"noopener\">Lubbock Loop 88<\/a>, which will be completed in 2030 to improve mobility and reduce congestion in the region.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_937408ca03c6d4de224f87224159d4ca\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Minimum Car Insurance Requirements in Lubbock<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In the Lone Star State, it&#8217;s necessary for residents to have a basic liability insurance plan that includes:<\/p>\n<ul>\n<li>$30,000 for each person&#8217;s bodily injury<\/li>\n<li>$60,000 for bodily injury per accident<\/li>\n<li>$25,000 for property damage per accident<\/li>\n<\/ul>\n<p>Even though this requirement provides you with a fundamental safety net, it&#8217;s a smart move to explore other <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/types-of-car-insurance\/\">types of auto coverage<\/a> to ensure your financial well-being. Opting for full coverage, for example, offers broader protection that encompasses unexpected scenarios like hail damage or vehicle theft.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_4b5bab8dc761c1b0144df720fb12f7a2\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What Are the Penalties for Driving Without Auto Insurance in Lubbock, Texas?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>If you&#8217;re caught driving in Texas without proper vehicle coverage, the consequences can be pretty hefty. You could:<\/p>\n<ul>\n<li>Lose your driving privileges<\/li>\n<li>Have your vehicle registration frozen<\/li>\n<li>Be required to pay money to retrieve your impounded car<\/li>\n<li>Face the possibility of jail time for serious accidents and fatalities<\/li>\n<li>Be classified as a high-risk driver<\/li>\n<\/ul>\n<p>And if you are tagged as a high-risk driver, you\u2019ll need to present a <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/sr-22-auto-insurance\/\">SR-22 insurance<\/a> certificate to demonstrate financial responsibility for at least the next two years. It&#8217;s definitely not a risk worth taking, so ensure you&#8217;re covered before hitting the road.<\/p>\n    <\/div>\n    \n\n        <div class=\"c-location-callout\" style='margin:30px 0'>\n                            <img decoding=\"async\" class=\"c-location-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-corporate-headquarters.svg\" alt=\"Corporate Headquarters\" aria-hidden=\"true\" width=\"104\" height=\"120\" loading=\"lazy\">\n                        <div class=\"c-section__title c-section__title--big c-section__title--left c-section__title--green\">Looking for a Local Office?  Find an Office Near You<\/div>\n            <div class=\"c-button__wrapper c-button__wrapper--center\">\n                <a class=\"c-button c-button--linear-green\" href=\"https:\/\/locations.acceptanceinsurance.com\/\">Find a Location<\/a>\n            <\/div>\n        <\/div>\n    \n\n<!-- id=\"general_text-block_8f631185a4e5dc5c4298127f51fbf87d\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Factors Considered for Determining Car Insurance Rates in Lubbock<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>When it comes to calculating your rates in Lubbock, it&#8217;s important to understand the <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/factors-that-affect-auto-insurance-rates\/\">factors that insurance providers take into account<\/a>. These include:<\/p>\n<ul>\n<li><strong>Your deductible<\/strong>: Opting for a higher deductible could lower your premiums.<\/li>\n<li><strong>Vehicle model<\/strong>: Choosing a luxury vehicle might result in higher costs due to expensive repairs and attractiveness to thieves.<\/li>\n<li><strong>Coverage<\/strong>: More coverage offers additional protection but also comes with higher prices.<\/li>\n<li><strong>Driving record<\/strong>: Past accidents, traffic violations, or needing <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/dui-insurance\/\">DUI insurance<\/a> can raise the risk factor, potentially leading to increased costs.<\/li>\n<\/ul>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_f357bbcf415d5d73c8ba6e352a9a6687\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Here\u2019s What You Need to Know When Driving in Texas<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Driving in the diverse state of Texas offers a mix of urban chaos in cities like <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/find-cheap-car-insurance-in-houston-tx\/\">Houston<\/a> and <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/dallas-tx\/\">Dallas<\/a>. And severe weather conditions, such as thunderstorms and occasional floods, can further complicate the already challenging driving experience.<\/p>\n<p>Lubbock presents its own set of driving challenges. The city is undergoing extensive infrastructure improvements, leading to various road construction projects. When driving in the city, it&#8217;s essential to stay informed about road closures and detours. Patience is key during these ongoing developments, and planning routes in advance is advisable to avoid delays. Additionally, staying cautious around construction sites, adhering to reduced speed limits, and respecting <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/seat-belt-safety-laws\/\">seat belt laws<\/a> are crucial for safety and traffic flow.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_def85a2d8f7603718ac9c48c2ccdba7c\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Top Ways to Save on Car Insurance in Lubbock, TX<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Whether you&#8217;re hitting the road as a new driver or as a seasoned one, there are numerous <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/8-ways-lower-car-insurance\/\">ways to lower your car insurance costs<\/a> without skimping on quality coverage.<\/p>\n<p>Lubbock locals have different <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/\">auto insurance discounts<\/a> to unearth, including:<\/p>\n    <\/div>\n    \n\n                            <div class=\"c-icons-grid\">\n                <ul class=\"o-list-bare c-icons-grid__list\">\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Installing-anti-theft.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Installing-anti-theft.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Anti-Theft Auto Insurance Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Multi-car-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Multi-car-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Multi-Policy Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/4307059_coverage_health_healthcare_insurance_life_icon-1.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/4307059_coverage_health_healthcare_insurance_life_icon-1.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Defensive Driving Class Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-senior-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-senior-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Occupational Discounts<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/good-student-discounts-car-insurance\/\">Good Student Discount<\/a><\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-safer-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-safer-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Safe Driver Discount <\/span>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        \n\n<!-- id=\"general_text-block_59407728931f4e85e975e765941ea54a\" -->\n        <div class=\"o-component s-cms-content\">\n        <p><strong>Note<\/strong>: Each provider has its own discounts, savings percentages, and eligibility criteria. Find out which ones apply in your case and start saving.<\/p>\n    <\/div>\n    \n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"general-mb-block-image-left-block_6f9242f54abaca144403a5f8ff1fd5c5\" class=\"c-section c-section--bg-blue-light\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n            <div class=\"o-component c-media-block \">\n                <div class=\"c-media-block__item\">\n                    <picture class=\"c-media-block__pic\">\n                                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/11\/acceptance-cheap-car-insurance-in-lubbock-1.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/11\/acceptance-cheap-car-insurance-in-lubbock-1@2x.webp 2x\" type=\"image\/webp\">\n                            <img decoding=\"async\" class=\"c-media-block__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/11\/acceptance-cheap-car-insurance-in-lubbock-2.webp\" alt=\"View of Lubbock Texas downtown city \u2013 Lubbock, cheap car insurance in Texas\" width=\"320\" height=\"200\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/11\/acceptance-cheap-car-insurance-in-lubbock-2@2x.webp 2x\">\n                                            <\/picture>\n                <\/div>\n                <div class=\"c-media-block__item\">\n                                        <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Obtain Your Car Insurance Quote in Lubbock Today!<\/h2>\n                                                                <div class=\"s-cms-content \">\n                            <p>Discover the freedom of stress-free driving in Lubbock with cheap car insurance from Acceptance! We&#8217;re here to help you save money while giving you the confidence you deserve on the road. Get a <a href=\"#modal-turbo\">quote online<\/a>, visit our <a href=\"https:\/\/locations.acceptanceinsurance.com\/\">nearby office<\/a>, or call us at <a href=\"tel:1-877-405-7102\">877-405-7102<\/a>. Make the switch today and enjoy better coverage!<\/p>\n                                                                                            <a class=\"c-button c-button--orange\" target=\"\" href=\"#modal-turbo\">\n                                                                                                            Get Started                                <\/a>\n                                                                                                                <\/div>\n                                    <\/div>\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":1630,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/10441"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=10441"}],"version-history":[{"count":2,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/10441\/revisions"}],"predecessor-version":[{"id":10466,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/10441\/revisions\/10466"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/1630"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=10441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}