{"id":10623,"date":"2024-11-20T13:44:37","date_gmt":"2024-11-20T13:44:37","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=10623"},"modified":"2024-11-20T14:22:39","modified_gmt":"2024-11-20T14:22:39","slug":"auto-pay-discount","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/auto-pay-discount\/","title":{"rendered":"Auto Pay Discount\u00a0"},"content":{"rendered":"
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What Is an Auto Pay Auto Insurance Discount? <\/h2>\n
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Here\u2019s how it works when you set up auto payment for your auto insurance<\/a>. Insurers want to know that you\u2019ll pay your bills on time. That means they don\u2019t have to worry too much about whether or not you\u2019ll pay \u2014 and if you don\u2019t pay, companies won\u2019t be able to cover all their expenses, including those required to insure other drivers, homeowners, etc.<\/p>\n

When you set up an automatic payment for when your premium is due, you\u2019re giving that insurer peace of mind that you\u2019ll pay on time every month, quarter, or year. Usually, the way this works is that you\u2019ll set up a direct deposit from your checking account, or you might use a credit or debit card. Sometimes, credit card payments have additional fees, however, since credit card issuers often charge higher rates to merchants who accept these cards.<\/p>\n

This kind of insurance discount<\/a> isn\u2019t just for the tech-savvy<\/span> crowd. If you\u2019re someone who struggles to remember due dates or just wants to avoid late fees, auto pay can be a lifesaver. Plus, for drivers who are trying to get back on the road after having their license revoked or suspended, every dollar saved counts toward rebuilding your finances and driving record.<\/p>\n <\/div>\n \n\n

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How Do I Qualify for the Auto Pay Auto Insurance Discount? <\/h2>\n
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It\u2019s not difficult to get going with this discount. Assuming your insurance company offers it, all you\u2019ll likely need to do is use their web portal or call a customer service rep to get started. Here are the exact steps you\u2019ll usually need to take to get going:<\/p>\n

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  1. Connect Your Account or Card: <\/strong>Some insurers might accept credit and debit cards, so the first step is to either connect your checking account (including your routing and account number) or your card.<\/li>\n
  2. Have Enough Money in Your Account: <\/strong>Obviously, none of this will work if you don\u2019t have enough money in your account. Make sure you don\u2019t have bounced payments.<\/li>\n
  3. Choose the Right Payment Method: <\/strong>Some insurers might offer a higher discount for using specific payment methods, like direct bank withdrawals over credit card payments. It\u2019s worth checking which option saves you the most.<\/li>\n
  4. Stick With It: <\/strong>The longer you stay enrolled in auto pay, the more you save. Some companies might increase your discount over time to reward your loyalty.<\/li>\n<\/ol>\n <\/div>\n \n\n <\/div>\n <\/div>\n<\/div>\n\n\n
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    Types of Auto Insurance Coverage<\/h2>\n
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