{"id":10781,"date":"2024-11-29T15:42:42","date_gmt":"2024-11-29T15:42:42","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=10781"},"modified":"2024-11-29T16:04:41","modified_gmt":"2024-11-29T16:04:41","slug":"plano-tx","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/plano-tx\/","title":{"rendered":"Find Cheap Car Insurance in Plano, TX"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_1611652102a3b919d521d3cfcbdfc4c6\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Learn More about Auto Insurance in Plano, Texas<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>This bustling suburb of Dallas-Fort Worth offers a lively mix of <span class=\"white-space\">family-friendly<\/span> neighborhoods, abundant job opportunities, and <span class=\"white-space\">highly-rated<\/span> schools, drawing many people looking for a blend of suburban comfort and urban amenities. With a population nearing 300,000, it\u2019s a sought-after place to put down roots, thanks to its green spaces, diverse dining, and proximity to major employers.<\/p>\n<p>Driving in Plano is generally smooth, though recent growth has brought heavier traffic, especially during peak hours. Major highways like U.S. 75 and the Dallas North Tollway keep the region well-connected but can get congested. Safe driving is essential here, and Texas law requires all drivers to carry auto coverage. Having <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/\">car insurance in Texas<\/a> not only keeps drivers compliant but also ensures they\u2019re ready for any unexpected events on the area\u2019s busy roads, especially with variable weather conditions.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_3fd664db185a20cc2c7daead84e0c449\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Does Car Insurance Cost in Plano, TX?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In Plano, the average cost of <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/\">car insurance<\/a> sits around $52 per month for liability-only coverage and $162 per month for full coverage. Compared to the state average in Texas, which is about $47 for liability and $169 for full coverage, Plano\u2019s rates are slightly higher for liability but a bit lower for full coverage. Nationally, the averages are around $52 for liability and $168 for full coverage, placing Plano\u2019s liability costs right at the national mark but offering a slight advantage on full coverage rates. These figures highlight that, while Plano residents may see a small increase in liability costs, their full coverage rates are generally competitive compared to both state and national averages.<\/p>\n    <\/div>\n    \n\n        <div class=\"o-component c-quote-callout\"  id=\"general-quote-callout-block_dd325ee5b80c40cb942c8525ccf14919\"\n            >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-03.webp 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-03@2x.webp\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-03.webp\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-03@2x.webp 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote?  <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"HE\" >\n                                Health Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"MH\" >\n                                Mobile Home Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SM\" >\n                                Snowmobile Insurance<\/option>\n                                                                                    <option value=\"AC\" >\n                                Classic Car Insurance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n        \n\n<!-- id=\"general_text-block_ba5cb2959c465fceab4376e7d29c0f06\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>What Does Full vs. Minimum Mean?<\/h3>\n<p>When people talk about &#8220;full&#8221; vs. &#8220;minimum&#8221; car insurance, they\u2019re really talking about different levels of protection:<\/p>\n<ul>\n<li><strong>Minimum Coverage<\/strong>: This is the basic insurance you need to drive legally. It\u2019s usually just liability, meaning it covers other people\u2019s expenses if you\u2019re at fault in an accident\u2014like paying for someone\u2019s medical bills or car repairs. But that\u2019s it. Minimum coverage won\u2019t cover your own car if it\u2019s damaged or your injuries if you are hurt.<\/li>\n<li><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-full-coverage-car-insurance\/\"><strong>Full Coverage<\/strong><\/a>: This goes beyond the basics. Along with the minimum liability requirements, it adds collision and comprehensive coverage. So, if you get into an accident, it\u2019ll help cover repairs to your car, no matter who was at fault. And it even kicks in if your car gets stolen or damaged by things like hail or fire.<\/li>\n<\/ul>\n<p>In short, minimum coverage is about meeting legal requirements, while full coverage is about keeping your car protected in a wider range of situations. Full coverage costs more, but it can save you a lot if something happens to your car.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_f83b358f85b5c5afdfb2b5a7a13592c2\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Compare Car Insurance Rates by City in Texas<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Here&#8217;s a brief look at the prices of auto insurance in Plano and some of the main cities in Texas to help you compare.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_740abed5b668f0696834ba0e6c4a1a18\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>City<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td><b>Plano<\/b><\/td>\n                                                    <td><b>$152<\/b><\/td>\n                                                    <td><b>$40<\/b><\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/corsicana-tx\/\">Corsicana<\/a><\/td>\n                                                    <td>$150<\/td>\n                                                    <td>$42<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Marfa<\/td>\n                                                    <td>$145<\/td>\n                                                    <td>$42<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/find-cheap-car-insurance-in-hereford-tx\/\">Hereford<\/a><\/td>\n                                                    <td>$157<\/td>\n                                                    <td>$36<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/find-cheap-car-insurance-in-mission-tx\/\">Mission<\/a><\/td>\n                                                    <td>$185<\/td>\n                                                    <td>$58<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/texas\/brownwood-tx\/\">Brownwood<\/a><\/td>\n                                                    <td>$152<\/td>\n                                                    <td>$38<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_44b3cbe8d4959fbe301bf35d29d61ff6\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Compare Car Insurance Rates by Zip Code in Plano<\/h3>\n<p>Looking to find the best car insurance rate in Plano? Rates can vary by ZIP code because of things like traffic patterns, local accident rates, and neighborhood statistics.<\/p>\n<p>Check out the table below to compare insurance rates across Plano, organized by ZIP code.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_67126499a4fcaed24165fc357f28453b\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Zip code<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>75023<\/td>\n                                                    <td>$162<\/td>\n                                                    <td>$52<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>75024<\/td>\n                                                    <td>$163<\/td>\n                                                    <td>$52<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>75025<\/td>\n                                                    <td>$160<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>75074<\/td>\n                                                    <td>$162<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>75075<\/td>\n                                                    <td>$163<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>75094<\/td>\n                                                    <td>$162<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_cd28137d2007ad8548bece074792ddb0\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Low-Cost Car Insurance Rates by Age in Plano<\/h3>\n<p>Planning to <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/teenager-auto-insurance\/\">cover a teen driver<\/a>? Remember, age is a big part of rate calculations. A solid driving history and more miles behind the wheel can lead to savings over time, but rates may increase again around 65, when risk factors shift. Check the table below for an age-based breakdown of costs.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_1e9189ac7832ea61fa70d30704aeb8b4\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Age<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>Teenagers<\/td>\n                                                    <td>$561<\/td>\n                                                    <td>$197<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>20s<\/td>\n                                                    <td>$374<\/td>\n                                                    <td>$128<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>30s<\/td>\n                                                    <td>$162<\/td>\n                                                    <td>$52<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>40s<\/td>\n                                                    <td>$151<\/td>\n                                                    <td>$50<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>50s<\/td>\n                                                    <td>$142<\/td>\n                                                    <td>$48<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>60s<\/td>\n                                                    <td>$128<\/td>\n                                                    <td>$46<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>70s<\/td>\n                                                    <td>$160<\/td>\n                                                    <td>$58<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_637230a55135a196b3f89b2006123bba\" -->\n        <div class=\"o-component s-cms-content\">\n        <p><em>*To figure out the average costs, we use the following approach: we consider a 30-year-old male, with the state&#8217;s minimum liability coverage and full 100\/300\/100 coverage.<\/em><\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_76a4274e8b1337f6673aaef8f24bdf66\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Typical Driving Conditions in Plano<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <h3>How Many Fatal Accidents Happen Per Year in Plano, TX?<\/h3>\n<p>Statistics from 2022 show that there were 14 fatal accidents resulting in 14 deaths. These numbers serve as a sobering reminder of the need for continued vigilance in safety protocols and awareness efforts to prevent further loss of life. In addition to the human toll, <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/how-car-accidents-affect-insurance-premiums\/\">accidents like these also have a significant impact on insurance rates<\/a>, as higher accident and fatality rates often lead to increased premiums to account for the added risk.<\/p>\n<h3>Are Road Infrastructure and Bridges in Plano Well Maintained?<\/h3>\n<p>The city demonstrates a proactive approach to maintaining its road infrastructure and bridges, ensuring safety and efficiency for residents. The Public Works Department emphasizes preventive maintenance to minimize future costs and reduce disruptions. Recent projects include a $3.2 million investment in street and sidewalk repairs along Hedgcoxe Road to maintain ADA compliance, as well as nearly $2.9 million for overlay projects on key roads covering approximately 4.2 miles.<\/p>\n<p>Bridge maintenance is also a priority, with past repairs on structures like the Jupiter Road southbound bridge near Oak Point Park. Additionally, improvements to sidewalks and pedestrian bridges, including those on Rockbrook Drive and the Lakeview Trail, are part of ongoing initiatives. Overall, these efforts reflect a strong commitment to maintaining a safe and reliable transportation network.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_20c850cf0406680edd414e8015f0db93\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Minimum Car Insurance Requirements in Plano<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In Texas, drivers are required to carry <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/liability-auto-insurance\/\">minimum liability coverage<\/a> to legally operate a vehicle. The state mandates at least $30,000 per person for bodily injury (up to $60,000 per accident) and $25,000 for property damage per accident, commonly known as 30\/60\/25 coverage.<\/p>\n<p>While these are the minimums, they may not fully cover costs in serious accidents, so many drivers opt for higher limits and additional options, like <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-uninsured-motorist-coverage\/\">uninsured motorist coverage<\/a> or personal injury protection, for more robust protection. Having this basic coverage is essential to meet legal requirements and safeguard yourself and others on the road.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_87e41dc3b9f597d7f1b2ab1b89c1ab26\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What Are the Penalties for Driving Without Auto Insurance in Plano, Texas?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>The state mandates can be strict when it comes to driving without the required auto insurance. For a first offense, drivers may face fines between $175 and $350. Additional offenses lead to higher fines\u2014up to $1,000\u2014along with potential license suspension and impoundment of the vehicle. Repeat offenders may also need to file an <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/sr-22-auto-insurance\/\">SR-22 form<\/a> to prove compliance with coverage requirements.<\/p>\n<p>Aside from legal consequences, driving uninsured poses financial risks if involved in an accident, highlighting the importance of maintaining the required coverage.<\/p>\n    <\/div>\n    \n\n        <div class=\"c-location-callout\" style='margin:30px 0'>\n                            <img decoding=\"async\" class=\"c-location-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-corporate-headquarters.svg\" alt=\"Corporate Headquarters\" aria-hidden=\"true\" width=\"104\" height=\"120\" loading=\"lazy\">\n                        <div class=\"c-section__title c-section__title--big c-section__title--left c-section__title--green\">Looking for a Local Office?  Find an Office Near You<\/div>\n            <div class=\"c-button__wrapper c-button__wrapper--center\">\n                <a class=\"c-button c-button--linear-green\" href=\"https:\/\/locations.acceptanceinsurance.com\/\">Find a Location<\/a>\n            <\/div>\n        <\/div>\n    \n\n<!-- id=\"general_text-block_c910773035ee03a628a3d815f8ba3ddf\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Factors Considered for Determining Car Insurance Rates in Plano<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>When determining car insurance rates, providers consider a variety of factors specific to the driver, the vehicle, and the environment. These elements help assess the level of risk associated with insuring a particular driver in a specific area, which <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/factors-that-affect-auto-insurance-rates\/\">ultimately influences the premium<\/a>. While some factors are within the driver\u2019s control, such as driving history and coverage level, others, like age or vehicle type, are fixed but still impact costs. Here&#8217;s a breakdown of the primary factors considered:<\/p>\n<ul>\n<li><strong>Age<\/strong>: Younger drivers often face higher rates due to their limited driving experience.<\/li>\n<li><strong>Driving History<\/strong>: A record of accidents or traffic violations can lead to increased premiums.<\/li>\n<li><strong>Credit Score<\/strong>: Insurers may use credit history as a factor, with lower scores potentially resulting in higher rates.<\/li>\n<li><strong>Location<\/strong>: Living in areas with higher traffic density or crime rates can affect insurance costs.<\/li>\n<li><strong>Vehicle Type<\/strong>: The make and model of your car, especially if it&#8217;s a <span class=\"white-space\">high-value<\/span> or <span class=\"white-space\">high-performance<\/span> vehicle, can influence premiums.<\/li>\n<li><strong>Coverage Level<\/strong>: Opting for higher coverage limits or additional protections will increase your premium.<\/li>\n<\/ul>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_76392b5bc68d3169f6408b89c2a07224\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Here\u2019s What You Need to Know When Driving in Texas<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Driving here comes with its own set of rules and guidelines to ensure safety and compliance on the road. For instance, on many highways, especially in rural areas, speed limits can reach 75 or even 80 mph, but urban areas and residential zones strictly enforce lower limits. Additionally, toll roads like those found around Dallas, Austin and Houston often require an electronic tag (like TxTag or EZ Tag), as many don\u2019t accept cash payments or you can receive a bill in the mail. It\u2019s also important to know that using a handheld device in school zones is strictly prohibited, with hefty fines for violations. Being aware of these specifics can help you avoid fines and ensure a smoother, safer driving experience.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_8ddfa4b4c44f9fb8a381dea5b8f00ca2\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Top Ways to Save on Car Insurance in Plano, TX<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>To save on car insurance costs, it\u2019s helpful to explore a few practical strategies that can reduce premiums without compromising on necessary coverage. Taking advantage of options such as bundling policies, seeking out <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/\">discounts for drivers<\/a>, and maintaining a good driving record can make a significant difference. Here are some of the top ways to cut down on insurance expenses:<\/p>\n    <\/div>\n    \n\n                            <div class=\"c-icons-grid\">\n                <ul class=\"o-list-bare c-icons-grid__list\">\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/military-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/military-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Military and Veteran Auto Insurance Discounts<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-senior-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-senior-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/seniors-and-drivers-over-50\/\">Senior Driver Discount<\/a><\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/product-list\/icon-military-discount.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/product-list\/icon-military-discount@2x.webp 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Safe Driver Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-good-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-good-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Occupational Discounts<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/good-student-discounts-car-insurance\/\">Good Student Discount<\/a><\/span>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        \n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"general-mb-block-image-left-block_235675304445dd3b0b57d819069af297\" class=\"c-section c-section--bg-blue-light\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n            <div class=\"o-component c-media-block \">\n                <div class=\"c-media-block__item\">\n                    <picture class=\"c-media-block__pic\">\n                                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/11\/acceptance\u2014find-cheap-car-insurance-in-plano-tx-1.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/11\/acceptance\u2014find-cheap-car-insurance-in-plano-tx-1@2x.webp 2x\" type=\"image\/webp\">\n                            <img decoding=\"async\" class=\"c-media-block__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/11\/acceptance\u2014find-cheap-car-insurance-in-plano-tx-2.webp\" alt=\"An aerial drone photo of a sunny summer day in Plano Texas next to a river park with a car driving on the street.\" width=\"320\" height=\"200\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/11\/acceptance\u2014find-cheap-car-insurance-in-plano-tx-2@2x.webp 2x\">\n                                            <\/picture>\n                <\/div>\n                <div class=\"c-media-block__item\">\n                                        <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Obtain Your Car Insurance Quote in Plano Today!<\/h2>\n                                                                <div class=\"s-cms-content \">\n                            <p>Ready to hit the road? Make sure you&#8217;re protected! Driving in this city comes with its unique risks and rewards\u2014having the right insurance ensures you\u2019re covered no matter what. Get a quote today and drive with confidence. Secure peace of mind with cheap car insurance from Acceptance. Call us at <a href=\"tel:1-877-405-7102\">877-405-7102<\/a>, visit a <a href=\"https:\/\/locations.acceptanceinsurance.com\/\">nearby office<\/a>, or request a <a href=\"#modal-turbo\">free insurance quote online<\/a>. Switch to us today and enjoy the best road protection for you and your loved ones.<\/p>\n                                                                                            <a class=\"c-button c-button--orange\" target=\"\" href=\"#modal-turbo\">\n                                                                                                            Get Started                                <\/a>\n                                                                                                                <\/div>\n                                    <\/div>\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":1630,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/10781"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=10781"}],"version-history":[{"count":4,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/10781\/revisions"}],"predecessor-version":[{"id":10789,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/10781\/revisions\/10789"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/1630"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=10781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}