{"id":11594,"date":"2025-02-17T18:00:34","date_gmt":"2025-02-17T18:00:34","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=11594"},"modified":"2025-02-17T18:02:09","modified_gmt":"2025-02-17T18:02:09","slug":"miami-fl","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/florida\/miami-fl\/","title":{"rendered":"Find Cheap Car Insurance in Miami, FL"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_d845dd6364dcf584b72f22584db4f217\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Learn More about Auto Insurance in Miami, Florida<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Established in 1896, Miami has a diverse and culturally rich history, shaped by influences from various backgrounds, with Spanish and English as the predominant languages spoken in this city in southeastern Florida.<\/p>\n<p>In the heart of Miami lies the Art Deco Historic District, a treasure trove of over 800 preserved buildings dating back to the 1920s and 1930s. This area is a melting pot of art, culture, and lively nightlife, attracting visitors from across the globe.<\/p>\n<p>As you navigate Miami&#8217;s streets, remember that having vehicle protection is a legal requirement in the Sunshine State. No matter your driving history, Acceptance ensures that you have access to <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/florida\/\">cheap car insurance in Florida<\/a>. Discover more about auto insurance in the region and unlock exclusive discounts tailored just for you.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_ee696fbea70ab0f5fdd68216182b1748\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Does Car Insurance Cost in Miami, Florida?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Looking into <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/types-of-car-insurance\/\">car insurance options<\/a> in Miami? The average price for <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/liability-auto-insurance\/\">basic liability car coverage<\/a> is about $110 monthly, a tad above the national average of $52 and Florida&#8217;s $51 average.<\/p>\n<p>Thinking about bumping up to <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-full-coverage-car-insurance\/\">full auto coverage<\/a>? It might cost you around $305 each month. While that&#8217;s higher than the national average of $168, it&#8217;s still a bit more affordable than Florida&#8217;s $340 average.<\/p>\n<h3>Reasons Why Insurance is So Expensive in Florida<\/h3>\n<p>Ever wondered why auto coverage in Florida comes with a heftier price tag? Here&#8217;s why:<\/p>\n<ul>\n<li>Florida&#8217;s vulnerability to hurricanes raises insurance costs, as insurers must take on more risk.<\/li>\n<li>Busy urban areas and roadways lead to more accidents, impacting coverage prices.<\/li>\n<li>The high number of uninsured drivers in Florida complicates the insurance landscape, affecting policy costs.<\/li>\n<li>Florida&#8217;s unique no-fault insurance system adds complexity and risk for carriers, contributing to higher prices.<\/li>\n<\/ul>\n    <\/div>\n    \n\n        <div class=\"o-component c-quote-callout\"  id=\"general-quote-callout-block_d87ca6c3f5c55754f8ebe6d324760220\"\n            >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-03.webp 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-03@2x.webp\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-03.webp\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-03@2x.webp 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote?  <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"HE\" >\n                                Health Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"MH\" >\n                                Mobile Home Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SM\" >\n                                Snowmobile Insurance<\/option>\n                                                                                    <option value=\"AC\" >\n                                Classic Car Insurance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n        \n\n<!-- id=\"general_text-block_346ab6e2d8fa654391debdb236237767\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Compare Car Insurance Rates by City in Florida<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>The city you call home plays a big role in determining your premiums. Things like traffic, accident history, and theft rates in your area all have a say in how much you shell out for coverage. Check out the table below to see how average rates vary across different cities in Florida:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_8e5b3a41a087c604a0480a25c9d7752a\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>City<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td><b>Miami<\/b><\/td>\n                                                    <td><b>$305<\/b><\/td>\n                                                    <td><b>$110<\/b><\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Tampa<\/td>\n                                                    <td>$271<\/td>\n                                                    <td>$91<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Jacksonville<\/td>\n                                                    <td>$228<\/td>\n                                                    <td>$77<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Lake Worth<\/td>\n                                                    <td>$302<\/td>\n                                                    <td>$103<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Bloomingdale<\/td>\n                                                    <td>$274<\/td>\n                                                    <td>$92<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Midway<\/td>\n                                                    <td>$204<\/td>\n                                                    <td>$73<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_28e9405f2d1f3e3c7969478f8359161b\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Compare Car Insurance Rates by Zip Code in Miami<\/h3>\n<p>Carriers consider more than just your city; they also ask for your zip code when you request a coverage quote. This information helps them understand the specific risks associated with your neighborhood. Refer to the table below to see the average cost of <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/\">car insurance<\/a> in different Miami zip codes:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_47f9749bc480489c9138c9e52ddb137b\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Zip code<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>33122<\/td>\n                                                    <td>$305<\/td>\n                                                    <td>$110<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33125<\/td>\n                                                    <td>$323<\/td>\n                                                    <td>$127<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33126<\/td>\n                                                    <td>$305<\/td>\n                                                    <td>$121<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33128<\/td>\n                                                    <td>$312<\/td>\n                                                    <td>$116<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33130<\/td>\n                                                    <td>$315<\/td>\n                                                    <td>$118<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33132<\/td>\n                                                    <td>$308<\/td>\n                                                    <td>$113<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33136<\/td>\n                                                    <td>$312<\/td>\n                                                    <td>$116<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_079765e3db628e556c05a5f1133f754d\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Low-Cost Car Insurance Rates by Age in Miami<\/h3>\n<p>Your age heavily influences your insurance rates. Younger drivers usually pay more, but as you become a more experienced and responsible driver, your costs are likely to decrease. However, it&#8217;s essential to note that prices may rise again as you get older. Check out the table for average monthly premium rates in Miami across different age categories.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_67f16ec613a615935d231260573b6387\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Age<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>Teenagers<\/td>\n                                                    <td>$1,244<\/td>\n                                                    <td>$442<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>20s<\/td>\n                                                    <td>$589<\/td>\n                                                    <td>$207<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>30s<\/td>\n                                                    <td>$305<\/td>\n                                                    <td>$110<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>40s<\/td>\n                                                    <td>$285<\/td>\n                                                    <td>$105<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>50s<\/td>\n                                                    <td>$274<\/td>\n                                                    <td>$100<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>60s<\/td>\n                                                    <td>$265<\/td>\n                                                    <td>$95<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>70s<\/td>\n                                                    <td>$294<\/td>\n                                                    <td>$107<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_05085deb0417abdb67cce4a303814ec0\" -->\n        <div class=\"o-component s-cms-content\">\n        <p><em>*To calculate average costs, we utilize the following method: a 30-year-old male, with state minimum liability and full coverage of 100\/300\/100.<\/em><\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_324147a8a2367a077be2b7c7b039ed46\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Typical Driving Conditions in Miami<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <h3>How Many Fatal Accidents Happen Per Year in Miami, Florida?<\/h3>\n<p>Having <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/how-car-accidents-affect-insurance-premiums\/\">accidents can impact your insurance costs<\/a>, especially in a state with over 300,000 collisions occurring annually.<\/p>\n<p>Miami-Dade County, where Miami is located, sees thousands of crashes each year based on data from the Florida Department of Transportation. In 2023, the county reported 64,009 accidents and 325 fatalities. The following year, the number of crashes decreased to 59,834 with 288 fatalities. It&#8217;s crucial to maintain safe driving practices, including <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/5-ways-prevent-drunk-driving\/\">never driving under the influence<\/a>, to contribute to safer roads in the county, and avoid needing high-risk insurance.<\/p>\n<h3>Are Road Infrastructure and Bridges in Miami well maintained?<\/h3>\n<p>Over the years, the city, county, and Florida Department of Transportation have worked tirelessly to enhance the streets and infrastructure. One notable example is <a href=\"https:\/\/www.fdotmiamidade.com\/current-projects\/south-miami-dade\/sr-90us-41sw-8-sttamiami-trl-next-steps-phase-2-project-1.html\" target=\"_blank\" rel=\"noopener\">Phase 2 of the Tamiami Trail<\/a>, slated for completion in 2026, aiming to address the impediment to water flow into Everglades National Park. This ambitious endeavor encompasses the construction of six new bridges, the enhancement of seven culverts, and the elevation of sections of the Tamiami Trail roadway from just east of the ValuJet 592 Memorial structure S-333 (MP 13.85) to 1.5 miles west of Krome Avenue\/east of structure <span class=\"white-space\">S-334<\/span>.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_40f93df5137235c22abd1b2fafc0b626\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Minimum Car Insurance Requirements in Miami<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>The Sunshine State law sets certain minimum coverage amounts that must be met:<\/p>\n<ul>\n<li>Property damage liability: $10,000<\/li>\n<li><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-personal-injury-protection-pip\/\">Personal injury protection<\/a> (PIP): $10,000<\/li>\n<\/ul>\n<p>One interesting thing about Florida is that it doesn&#8217;t require bodily injury insurance to cover others&#8217; injury costs in case you cause an accident, unlike many other states. However, it&#8217;s a good idea to think about adding this coverage, as it can turn out to be the most expensive part of an insurance claim, especially in more serious accidents.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_2c86951a9c32d6307ae3f1decc50e705\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What Are the Penalties for Driving Without Auto Insurance in Miami, Florida?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>If you happen to be navigating the sunny roads of Florida without insurance, brace yourself for a $150 penalty for your initial offense, and a $500 fine for any subsequent violations within a three-year period.<\/p>\n<p>Moreover, being caught without coverage could push you into the realm of <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/high-risk-auto-insurance\/\">high-risk auto insurance<\/a>, resulting in increased premiums and potential financial burdens. To steer clear of these fines and additional expenses, it&#8217;s essential to ensure you have the appropriate coverage in place.<\/p>\n    <\/div>\n    \n\n        <div class=\"c-location-callout\" style='margin:30px 0'>\n                            <img decoding=\"async\" class=\"c-location-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-corporate-headquarters.svg\" alt=\"Corporate Headquarters\" aria-hidden=\"true\" width=\"104\" height=\"120\" loading=\"lazy\">\n                        <div class=\"c-section__title c-section__title--big c-section__title--left c-section__title--green\">Looking for a Local Office?  Find an Office Near You<\/div>\n            <div class=\"c-button__wrapper c-button__wrapper--center\">\n                <a class=\"c-button c-button--linear-green\" href=\"https:\/\/locations.acceptanceinsurance.com\/\">Find a Location<\/a>\n            <\/div>\n        <\/div>\n    \n\n<!-- id=\"general_text-block_644760a0b63d2dfc2cb020cad84731e5\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Factors Considered for Determining Car Insurance Rates in Miami<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Have you pondered what <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/factors-that-affect-auto-insurance-rates\/\">factors play a role in determining your car insurance<\/a> premiums? Your monthly rate is determined by a variety of aspects, including:<\/p>\n<ul>\n<li>The make and model of your vehicle<\/li>\n<li>Your chosen coverage options<\/li>\n<li>The status of your credit score, whether it&#8217;s good or in need of improvement<\/li>\n<li>Your relationship situation<\/li>\n<li>Your driving record<\/li>\n<\/ul>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_a3ed296defe3feda7cf875362549b9c2\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Auto Insurance Rates for Young Drivers vs Older People in Florida<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>As previously mentioned, auto insurance costs in Florida can significantly accumulate, especially for young drivers who are perceived as higher risks due to their limited driving experience.<\/p>\n<p>Let&#8217;s dive deeper into this &#8211; a teenager residing in Miami might face a hefty bill of around $1,244 per month for full coverage, while a <span class=\"white-space\">50-year-old<\/span> driver could secure the same level of protection for approximately $275, which is just a fraction of the cost.<\/p>\n<p>In essence, seasoned drivers, particularly those who buy <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/senior-auto-insurance\/\">senior car insurance<\/a> before turning 65 (when physical and motor skills begin to decline, <span class=\"white-space\">re-establishing<\/span> you as a driving risk) and maintain a clean driving history, are likely to benefit from more reasonable and affordable premiums.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_da26af750cb6350158fcb7f455744757\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Top Ways to Save on Car Insurance in Miami, FL<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Hunting for <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/8-ways-lower-car-insurance\/\">ways to lower your premiums<\/a>? Here are some strategies to consider: think about adjusting your coverage limits and deductibles, exploring different providers, and being in the know about the various <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/\">auto insurance discounts<\/a> available to Miami residents, including:<\/p>\n    <\/div>\n    \n\n                            <div class=\"c-icons-grid\">\n                <ul class=\"o-list-bare c-icons-grid__list\">\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/good-student-discount\/\">Good Student Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Multi-car-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Multi-car-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/multi-car-discount\/\">Multi-Vehicle Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-safer-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-safer-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>Safe Driver Discount<\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-good-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-good-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>New Car Discount<\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-bundling.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-bundling.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/multi-policy-discount\/\">Multi-Policy Bundle Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-pay-in-full.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-pay-in-full.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/paid-in-full-discount\/\">Full Payment Discount<\/a><\/span><\/div>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        \n\n<!-- id=\"general_text-block_3f13706da2533aeb590a79bed0e86b8d\" -->\n        <div class=\"o-component s-cms-content\">\n        <p>Remember, there are numerous other discounts you can take advantage of, and you might stumble upon new ones when <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/life-changes-affect-on-car-insurance\/\">major life changes<\/a> occur. Keep the lines of communication open with your local agent to ensure you&#8217;re not missing out on any potential savings opportunities.<\/p>\n    <\/div>\n    \n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"general-mb-block-image-left-block_4cee0466b73d21170547ddaffccfa99a\" class=\"c-section c-section--bg-blue-light\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n            <div class=\"o-component c-media-block \">\n                <div class=\"c-media-block__item\">\n                    <picture class=\"c-media-block__pic\">\n                                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/acceptance-cheap-car-insurance-in-miami-1.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/acceptance-cheap-car-insurance-in-miami-1@2x.webp 2x\" type=\"image\/webp\">\n                            <img decoding=\"async\" class=\"c-media-block__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/acceptance-cheap-car-insurance-in-miami-2.webp\" alt=\"Aerial of 41st street leading to Julia Tuttle Causeway, Miami, FL, USA \u2013 Miami, cheap car insurance in Florida\" width=\"320\" height=\"200\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/acceptance-cheap-car-insurance-in-miami-2@2x.webp 2x\">\n                                            <\/picture>\n                <\/div>\n                <div class=\"c-media-block__item\">\n                                        <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Obtain Your Car Insurance Quote in Miami Today!<\/h2>\n                                                                <div class=\"s-cms-content \">\n                            <p>Drive confidently in Miami with cheap car insurance from Acceptance. Clean record or need <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/dui-insurance\/\">DUI insurance<\/a> (FR-44), we&#8217;ve got options. Call <a href=\"tel:1-877-405-7102\">877-405-7102<\/a>, visit a <a href=\"https:\/\/locations.acceptanceinsurance.com\/\">nearby office<\/a>, or request a quick <a href=\"#modal-turbo\">auto insurance quote online<\/a>. Trust us for peace of mind and savings on the road!<\/p>\n                                                                                            <a class=\"c-button c-button--orange\" target=\"\" href=\"#modal-turbo\">\n                                                                                                            Get Started                                <\/a>\n                                                                                                                <\/div>\n                                    <\/div>\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":984,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/11594"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=11594"}],"version-history":[{"count":2,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/11594\/revisions"}],"predecessor-version":[{"id":11600,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/11594\/revisions\/11600"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/984"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=11594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}