{"id":11940,"date":"2025-02-27T18:28:57","date_gmt":"2025-02-27T18:28:57","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=11940"},"modified":"2025-02-27T18:37:13","modified_gmt":"2025-02-27T18:37:13","slug":"phoenix-az","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/arizona\/phoenix-az\/","title":{"rendered":"Find Cheap Car Insurance in Phoenix, AZ"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_d691ddf7e8cfb3b13213797cd4d9d8ca\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Learn More about Auto Insurance in Phoenix, Arizona<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Phoenix, founded in 1867, has fascinating history deeply intertwined with the story of the American West. Being the capital of Arizona, the city has played a big role in shaping not just its own identity, but also that of the entire state. Its name was inspired by that legendary bird that rises anew, symbolizing resilience and constant growth.<\/p>\n<p>And did you know that Phoenix is a <span class=\"white-space\">sun-soaked<\/span> paradise with about 300 days of sunshine every year? It&#8217;s like a dream for outdoor lovers and anyone looking to escape those chilly winters. With its rapid growth and expansion, the city has blossomed into a vibrant hub of diverse neighborhoods, cultural spots, and a food scene that&#8217;ll make your taste buds dance.<\/p>\n<p>When you live in Phoenix, staying compliant with auto insurance regulations in the Grand Canyon State is essential. Whether your driving history is spotless or not, Acceptance Insurance offers affordable, tailored coverage to meet your specific needs. Uncover everything you need to know about <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/arizona\">cheap car insurance in Arizona<\/a> and find the best deals to keep you secure on the road!<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_41ef0ce460b2181a9bb3ed1ba4b07632\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Does Car Insurance Cost in Phoenix, AZ?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>When it comes to car insurance in Phoenix, the typical price for basic <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/liability-auto-insurance\/\">liability auto coverage<\/a>, as mandated by the state, hovers around $56 per month. It&#8217;s a tad above the national average of $52 but $12 lower than the Arizona average of $68.<\/p>\n<p>If you&#8217;re thinking about getting <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-full-coverage-car-insurance\/\">full car insurance<\/a> in this region, the average cost is $176 per month. That&#8217;s $53 less than the Arizona average of roughly $229 and just $8 more than the national average of $168.<\/p>\n    <\/div>\n    \n\n        <div class=\"o-component c-quote-callout\"  id=\"general-quote-callout-block_f413733915b1b6b6aa7ee319a994543c\"\n            >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/QuickQuote-Desktop-11.webp 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/QuickQuote-Desktop-11@2x.webp\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/QuickQuote-Mobile-11.webp\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-11@2x.webp 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote?  <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"HE\" >\n                                Health Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"MH\" >\n                                Mobile Home Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SM\" >\n                                Snowmobile Insurance<\/option>\n                                                                                    <option value=\"AC\" >\n                                Classic Car Insurance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n        \n\n<!-- id=\"general_text-block_9adc84f9f232491777e2940d734c86e9\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Reasons Why Insurance is So Expensive in Arizona<\/h3>\n<p>In Arizona, the cost of <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/\">car insurance<\/a> is estimated to be approximately 8% higher than the national average premiums. This could be due to various factors such as the number of vehicles on the road, driving conditions, and regional trends in claims and risk assessment.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_372cf935f44c7c716f734271bed6c8bf\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Compare Car Insurance Rates by City in Arizona<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Although auto insurance in Arizona may be more expensive, your final rate will depend on various factors that we will explain throughout this guide, with one of the main ones being the city where you reside. This is because each city has its own driving characteristics and risk statistics, such as accidents and car thefts, which lead to different coverage costs compared to calmer areas. Find the average cost of coverage policies in various cities in the Grand Canyon State in the following table.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_4aa25b74e1fe45be9a9671a2c5e9b53a\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>City<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td><b>Phoenix<\/b><\/td>\n                                                    <td><b>$176<\/b><\/td>\n                                                    <td><b>$56<\/b><\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Yuma<\/td>\n                                                    <td>$121<\/td>\n                                                    <td>$36<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Chandler<\/td>\n                                                    <td>$141<\/td>\n                                                    <td>$47<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Glendale<\/td>\n                                                    <td>$170<\/td>\n                                                    <td>$54<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Mesa<\/td>\n                                                    <td>$152<\/td>\n                                                    <td>$50<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Tempe<\/td>\n                                                    <td>$145<\/td>\n                                                    <td>$47<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Peoria<\/td>\n                                                    <td>$150<\/td>\n                                                    <td>$49<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_d6b5b43500f59f5fc1e54f74cfe360d8\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Compare Car Insurance Rates by Zip Code in Phoenix<\/h3>\n<p>The neighborhood you call home can really impact your insurance bill. In Phoenix, places like 99th Avenue and Lower Buckeye Road have a reputation for more accidents and car thefts, which can raise the cost of coverage for residents.<\/p>\n<p>Check out the next chart to see how much drivers in various zip codes around the city typically pay for vehicle protection:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_89900f3b1cbca84eba4fdbdf667da3a2\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Zip code<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>85003<\/td>\n                                                    <td>$176<\/td>\n                                                    <td>$56<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85004<\/td>\n                                                    <td>$176<\/td>\n                                                    <td>$56<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85006<\/td>\n                                                    <td>$177<\/td>\n                                                    <td>$56<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85007<\/td>\n                                                    <td>$182<\/td>\n                                                    <td>$58<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85008<\/td>\n                                                    <td>$171<\/td>\n                                                    <td>$55<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85012<\/td>\n                                                    <td>$175<\/td>\n                                                    <td>$56<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85015<\/td>\n                                                    <td>$188<\/td>\n                                                    <td>$59<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_4ebb8c78353ac0b3dc0b73b6b2b19ed4\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Low-Cost Car Insurance Rates by Age in Phoenix<\/h3>\n<p><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/teenager-auto-insurance\/\">Car insurance for young drivers<\/a> can be expensive, as they are often considered higher risk. However, as you get older, insurance rates tend to become more reasonable and may even decrease as you enter your middle years.<\/p>\n<p>Check the table below to see the average monthly insurance expenses in Phoenix categorized by age:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_460ebe9568a0379e4e8a45ba2ce11e08\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Age<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>Teenagers<\/td>\n                                                    <td>$849<\/td>\n                                                    <td>$308<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>20s<\/td>\n                                                    <td>$384<\/td>\n                                                    <td>$128<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>30s<\/td>\n                                                    <td>$176<\/td>\n                                                    <td>$56<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>40s<\/td>\n                                                    <td>$163<\/td>\n                                                    <td>$52<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>50s<\/td>\n                                                    <td>$152<\/td>\n                                                    <td>$49<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>60s<\/td>\n                                                    <td>$148<\/td>\n                                                    <td>$49<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>70s<\/td>\n                                                    <td>$170<\/td>\n                                                    <td>$59<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_bfa4164da4b67e07039271f6b72b2ed2\" -->\n        <div class=\"o-component s-cms-content\">\n        <p><em>*To figure out the average costs, we use the following approach: we consider a 30-year-old male, with the state&#8217;s minimum liability coverage and full 100\/300\/100 coverage.<\/em><\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_58812af961d249f272dada69887d822b\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Typical Driving Conditions in Phoenix<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <h3>How Many Fatal Accidents Happen Per Year in Phoenix, AZ?<\/h3>\n<p>One way to avoid <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/how-car-accidents-affect-insurance-premiums\/\">car accidents impacting your insurance rates<\/a> and dodging a switch to <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/high-risk-auto-insurance\/\"><span class=\"white-space\">high-risk<\/span> car coverage<\/a> is by keeping an eye on Arizona&#8217;s specific risks and crash data.<\/p>\n<p>As highlighted by the Arizona Department of Transportation, the state deals with a high number of crashes every year, emphasizing the importance of staying alert behind the wheel.<\/p>\n<p>In 2022, Arizona saw a whopping 119,991 crashes, leading to 1,178 fatalities statewide. Within Maricopa County (where Phoenix is located), there were a total of 85,970 crashes in the same year, with 613 proving fatal and resulting in the tragic loss of 660 lives.<\/p>\n<h3>Are Road Infrastructure and Bridges in Phoenix Well Maintained?<\/h3>\n<p>At present, numerous streets and infrastructure in Phoenix are being upgraded or renovated. The Arizona Department of Transportation is overseeing the regional transportation plan for the Maricopa County region, which involves building new freeways, adding lanes, and making other improvements in the Phoenix area.<\/p>\n<p>A major project currently underway is the <a href=\"https:\/\/azdot.gov\/projects\/central-district-projects\/l303-mc85-van-buren\" target=\"_blank\" rel=\"noopener\">expansion of Loop 303<\/a>, including the addition of new lanes and bridges, with an estimated completion date around 2028.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_96e83ae518c222a7b0c7ac8418bdadea\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Minimum Car Insurance Requirements in Phoenix<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In Phoenix and throughout Arizona, meeting minimum coverage requirements is essential when it comes to vehicle registration and driving. It&#8217;s mandatory for every driver to have at least the required amount of liability coverage and to carry proof of insurance while on the road, also known as proof of financial responsibility.<\/p>\n<p>Here are the minimum coverage amounts for drivers in the Grand Canyon State:<\/p>\n<ul>\n<li><strong>Bodily injury per person<\/strong>: $25,000<\/li>\n<li><strong>Bodily injury per accident<\/strong>: $50,000<\/li>\n<li><strong>Property damage per accident<\/strong>: $15,000<\/li>\n<\/ul>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_0b59df0e02e3ed4097f3a2b81538e415\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What Are the Penalties for Driving Without Auto Insurance in Phoenix, Arizona?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/hidden-costs-of-no-car-insurance\/\">Driving without auto insurance<\/a> in Arizona can lead to some serious consequences. If you&#8217;re caught without proof of insurance, you could face hefty fines and even risk losing your driving privileges. For a first offense, you could be fined $500, have your driver&#8217;s license and registration suspended for three months, and be required to carry <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/sr-22-auto-insurance\/\">SR-22 insurance<\/a> for two years. A second offense could result in a $750 fine, a <span class=\"white-space\">six-month<\/span> suspension of your license and registration, and the same SR-22 insurance requirement. For a third offense, the penalties escalate to a $1,000 fine, a one-year suspension of your driving privileges, and once again needing SR-22 insurance for two years.<\/p>\n<p>Remember, these fines are nothing compared to the potential costs if you&#8217;re involved in an accident without coverage. It&#8217;s crucial to abide by Arizona&#8217;s insurance requirements to protect yourself and others on the road.<\/p>\n    <\/div>\n    \n\n        <div class=\"c-location-callout\" style='margin:30px 0'>\n                            <img decoding=\"async\" class=\"c-location-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-corporate-headquarters.svg\" alt=\"Corporate Headquarters\" aria-hidden=\"true\" width=\"104\" height=\"120\" loading=\"lazy\">\n                        <div class=\"c-section__title c-section__title--big c-section__title--left c-section__title--green\">Looking for a Local Office?  Find an Office Near You<\/div>\n            <div class=\"c-button__wrapper c-button__wrapper--center\">\n                <a class=\"c-button c-button--linear-green\" href=\"https:\/\/locations.acceptanceinsurance.com\/\">Find a Location<\/a>\n            <\/div>\n        <\/div>\n    \n\n<!-- id=\"general_text-block_6b0f6e6e61310ce11abaac171d054faf\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Factors Considered for Determining Car Insurance Rates in Phoenix<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>So far, we have explained that your coverage costs depend a lot on your city, zip code, and age, but that&#8217;s not all. Insurers take into account other <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/factors-that-affect-auto-insurance-rates\/\">factors to determine your premiums<\/a>, including:<\/p>\n<ul>\n<li>Your level of education<\/li>\n<li>Whether you&#8217;re single or married<\/li>\n<li>The type of car you drive<\/li>\n<li>How much of deductible you choose to pay when you make a claim<\/li>\n<li>And even how many miles you drive based on your job<\/li>\n<\/ul>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_cb7263fc9d09bbf10e06579d8b4aec90\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Here\u2019s What You Need to Know When Driving in Arizona<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Driving in Arizona presents a mix of vibrant city life and unpredictable weather conditions. In Phoenix, managing heavy traffic and ongoing construction projects can pose challenges for drivers. To navigate these obstacles, it&#8217;s helpful to stay informed about current roadworks, plan your routes ahead of time, and factor in extra travel time. With sudden weather shifts, such as intense monsoon storms and flash floods, remaining alert while driving is essential to safely adapting to changing road condition<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_78ced683c96e818886b4ca553d0455bc\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Top Ways to Save on Car Insurance in Phoenix, AZ<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>If you&#8217;re looking to keep some more money in your pockets, it&#8217;s a good idea to explore various <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/8-ways-lower-car-insurance\/\">ways to cut down on your premiums<\/a>. Fortunately, many providers offer <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/\"><strong>auto insurance discounts<\/strong><\/a> that can help you save some cash while still ensuring you have the coverage you need.<\/p>\n<p>Here are some discounts for drivers in Phoenix:<\/p>\n    <\/div>\n    \n\n<div class=\"o-component\" id=\"list-with-icons-block_4dfc689dab817804c3302798bf4f439e\">\n    <div class=\"o-component c-icons-list\">\n                    <ul class=\"o-list-bare c-icons-list__list\">\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Multi-car-discount.svg\" alt=\"\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\n                            <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/multi-car-discount\/\">Multi-Vehicle Discount<\/a>: Perfect for households with multiple cars                        <\/div>\n                    <\/li>\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-customer-loyalty.svg\" alt=\"\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\n                            <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/customer-loyalty-discount\/\">Loyal Customer Coverage Discount<\/a>: Rewards for sticking with the same provider                        <\/div>\n                    <\/li>\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/military-discount.svg\" alt=\"Military discount\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\n                            <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/military-first-responder-discount\/\">Military Auto Insurance Discount<\/a>: Saluting service members with savings                        <\/div>\n                    <\/li>\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-senior-driver.svg\" alt=\"\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\n                            <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/seniors-and-drivers-over-50\/\">Senior Driver Discount<\/a>: A little something extra for experienced drivers                        <\/div>\n                    <\/li>\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-pay-in-full.svg\" alt=\"\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\n                            <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/paid-in-full-discount\/\">Paid In Full Auto Insurance Discount<\/a>: Instant savings for full payment                        <\/div>\n                    <\/li>\n                                                        <li class=\"o-list-bare__item c-icons-list__item\">\n                        <img decoding=\"async\" class=\"c-icons-list__icon\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg\" alt=\"Student discount\" aria-hidden=\"true\" width=\"60\" height=\"60\" loading=\"lazy\">\n                        <div class=\"o-component c-icons-list__content s-cms-content\" style=\"margin-top: 0;\">\n                            <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/good-student-discount\/\">Good Student Discount<\/a>: High marks for saving money on premiums                        <\/div>\n                    <\/li>\n                            <\/ul>\n            <\/div>\n<\/div>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"general-mb-block-image-left-block_a2d3fe1061dd3f96c62dc2b4c9c032af\" class=\"c-section c-section--bg-blue-light\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n            <div class=\"o-component c-media-block \">\n                <div class=\"c-media-block__item\">\n                    <picture class=\"c-media-block__pic\">\n                                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/Acceptance\u2014find-cheap-car-insurance-in-phoenix-az-1.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/Acceptance\u2014find-cheap-car-insurance-in-phoenix-az-1@2x.webp 2x\" type=\"image\/webp\">\n                            <img decoding=\"async\" class=\"c-media-block__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/Acceptance\u2014find-cheap-car-insurance-in-phoenix-az-2.webp\" alt=\"Hot Air Balloon Adventure in Phoenix, Arizona \u2013 Phoenix, cheap car insurance in Arizona\" width=\"320\" height=\"200\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/Acceptance\u2014find-cheap-car-insurance-in-phoenix-az-2@2x.webp 2x\">\n                                            <\/picture>\n                <\/div>\n                <div class=\"c-media-block__item\">\n                                        <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Obtain Your Car Insurance Quote in Phoenix Today!<\/h2>\n                                                                <div class=\"s-cms-content \">\n                            <p>Get reliable and cheap car insurance in Phoenix with Acceptance &#8211; regardless of your driving history. Feel secure on the road by getting a free <a href=\"#modal-turbo\">auto insurance quote online<\/a>, dropping by our <a href=\"https:\/\/locations.acceptanceinsurance.com\/\">nearby office<\/a>, or giving us a call at <a href=\"tel:1-877-405-7102\">877-405-7102<\/a> for personalized assistance. Our main commitment is guaranteeing your peace of mind while driving!<\/p>\n                                                                                            <a class=\"c-button c-button--orange\" target=\"\" href=\"#modal-turbo\">\n                                                                                                            Get Started                                <\/a>\n                                                                                                                <\/div>\n                                    <\/div>\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":982,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/11940"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=11940"}],"version-history":[{"count":3,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/11940\/revisions"}],"predecessor-version":[{"id":11957,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/11940\/revisions\/11957"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/982"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=11940"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}