{"id":11985,"date":"2025-03-06T22:44:09","date_gmt":"2025-03-06T22:44:09","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=11985"},"modified":"2025-03-06T22:44:10","modified_gmt":"2025-03-06T22:44:10","slug":"scottsdale-az","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/arizona\/scottsdale-az\/","title":{"rendered":"Find Cheap Car Insurance in Scottsdale, AZ"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_426e189dc9c185a550cb44a0b541eac1\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Learn More about Auto Insurance in Scottsdale, Arizona<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Scottsdale, situated in Maricopa County, has a rich history that began with Native American tribes and flourished as a hub for farmers and ranchers in the late 1800s. The city blossomed in the 1950s with the advent of the Scottsdale Arts District, a cultural hub brimming with art galleries and museums.<\/p>\n<p>Fast forward to today and Scottsdale is a bustling city known for its high-end shopping experiences and dining spots. It also boasts a plethora of outdoor activities, from hiking trails in the McDowell Sonoran Preserve to golf courses. With its sunny weather and desert vistas, it&#8217;s no wonder Scottsdale attracts tourists and locals alike.<\/p>\n<p>Living in Scottsdale means having auto insurance as the Grand Canyon State requires it. Luckily, Acceptance Insurance offers <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/arizona\">cheap car insurance in Arizona<\/a> that suits your unique needs, even if your driving history isn&#8217;t <span class=\"white-space\">picture-perfect<\/span>. Dive into the realm of auto insurance in the area to uncover the best discounts and coverage options tailored just for you.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_06c8b008f9fd6d39a81a792c3fa62e80\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Does Car Insurance Cost in Scottsdale, AZ?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>If you&#8217;re exploring car insurance options in Scottsdale, you&#8217;ll notice that the typical price for basic liability coverage, as mandated by the state, hovers around $48 per month. This is slightly under the national average of $52 and a solid $20 less than what Arizonians usually shell out, which is around $68.<\/p>\n<p>Now, if you&#8217;re thinking about upgrading to <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-full-coverage-car-insurance\/\">full auto insurance<\/a> around here, the average monthly cost is $148. That&#8217;s a $81 dip compared to the state&#8217;s average of approximately $229 and $28 less than the national average of $168.<\/p>\n    <\/div>\n    \n\n        <div class=\"o-component c-quote-callout\"  id=\"general-quote-callout-block_26552bb59bd7ba291c8ddcc2274bdb7b\"\n            >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-13-1.webp 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-13@2x-1.webp\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-13-1.webp\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-13@2x-1.webp 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote?  <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"HE\" >\n                                Health Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"MH\" >\n                                Mobile Home Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SM\" >\n                                Snowmobile Insurance<\/option>\n                                                                                    <option value=\"AC\" >\n                                Classic Car Insurance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n        \n\n<!-- id=\"general_text-block_343b05af44ff85611972a939e603aa0c\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>What Does Full vs. Minimum Mean?<\/h3>\n<p>The best way to <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/choosing-the-best-car-insurance\/\">choose the right car insurance<\/a> for you is to understand the different <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/types-of-car-insurance\/\">types of policies<\/a> available. Mandatory liability auto coverage required by the state and full coverage are the main options.<\/p>\n<p><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/liability-auto-insurance\/\">Liability auto insurance<\/a> covers damages suffered by others in an accident where you are at fault, while full coverage offers broader protection for your vehicle. For example, with a full plan, you would be covered in case of an accident, theft, vandalism, or other adverse events. This policy also includes protection for repair or replacement costs for your vehicle.<\/p>\n<p>Consider this scenario: imagine having an accident while driving on Scottsdale&#8217;s busiest streets, such as Scottsdale Road or Shea Boulevard. With full coverage, your vehicle&#8217;s repair costs will be taken care of, regardless of fault. Understanding the features and benefits of each type of insurance will help you make an informed decision on the best option for your specific needs.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_de4de04713f61c5a4b47fc41327b1385\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Compare Car Insurance Rates by City in Arizona<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Your <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/\">car insurance<\/a> prices can fluctuate due to a multitude of factors. Where you reside wields considerable influence &#8211; every city boasts its own driving peculiarities and hazards that can impact the cost of your coverage. Want a glimpse? Look at the table provided below to see the average policy prices across various cities in Arizona:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_a643d793e007d8ae513574367cb7975c\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>City<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td><b>Scottsdale<\/b><\/td>\n                                                    <td><b>$148<\/b><\/td>\n                                                    <td><b>$48<\/b><\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Gilbert<\/td>\n                                                    <td>$139<\/td>\n                                                    <td>$46<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>San Tan Valley<\/td>\n                                                    <td>$139<\/td>\n                                                    <td>$45<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Glendale<\/td>\n                                                    <td>$170<\/td>\n                                                    <td>$54<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Avondale<\/td>\n                                                    <td>$149<\/td>\n                                                    <td>$47<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Chandler<\/td>\n                                                    <td>$141<\/td>\n                                                    <td>$47<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Surprise<\/td>\n                                                    <td>$134<\/td>\n                                                    <td>$43<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_bbba244530cf85fa50fa2e4e0d521442\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Compare Car Insurance Rates by Zip Code in Scottsdale<\/h3>\n<p>In addition to the city you live in, carriers delve deeper into your location to better understand the risks you often face, such as whether you drive in an area with high theft or accident rates or reside away from the hustle and bustle of downtown. This impacts on your premiums. In the following table, you will find the average monthly costs of different ZIP codes in Scottsdale:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_142cba9abbdfeda8f51e0c65504fdc6b\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Zip code<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>85250<\/td>\n                                                    <td>$148<\/td>\n                                                    <td>$48<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85251<\/td>\n                                                    <td>$144<\/td>\n                                                    <td>$47<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85253<\/td>\n                                                    <td>$157<\/td>\n                                                    <td>$50<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85254<\/td>\n                                                    <td>$149<\/td>\n                                                    <td>$49<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85256<\/td>\n                                                    <td>$152<\/td>\n                                                    <td>$49<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85262<\/td>\n                                                    <td>$137<\/td>\n                                                    <td>$43<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>85266<\/td>\n                                                    <td>$142<\/td>\n                                                    <td>$45<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_70a479dad4671f006ec6a550c9d3df99\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Low-Cost Car Insurance Rates by Age in Scottsdale<\/h3>\n<p>Auto insurance prices may appear high for young drivers or those just beginning to drive. As you age or accumulate more experience driving, your expenses will become more manageable, with the most favorable rates typically seen at 50 years old and up to the age of 65. Yet, after reaching this milestone, you might once again be viewed as a road risk due to diminished mental and physical abilities for driving. Refer to the table below for the average monthly premiums in Scottsdale categorized by age:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_e968a76c08f65002f69866980303196b\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Age<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>Teenagers<\/td>\n                                                    <td>$725<\/td>\n                                                    <td>$266<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>20s<\/td>\n                                                    <td>$324<\/td>\n                                                    <td>$110<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>30s<\/td>\n                                                    <td>$148<\/td>\n                                                    <td>$48<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>40s<\/td>\n                                                    <td>$137<\/td>\n                                                    <td>$45<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>50s<\/td>\n                                                    <td>$128<\/td>\n                                                    <td>$43<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>60s<\/td>\n                                                    <td>$124<\/td>\n                                                    <td>$42<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>70s<\/td>\n                                                    <td>$143<\/td>\n                                                    <td>$52<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_ed84ad5f6ed92ed5162e71e424af4af9\" -->\n        <div class=\"o-component s-cms-content\">\n        <p><em>*To figure out the average costs, we use the following approach: we consider a 30-year-old male, with the state&#8217;s minimum liability coverage and full 100\/300\/100 coverage.<\/em><\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_29b282c055ca93c93a05d9987c7ec7f1\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Typical Driving Conditions in Scottsdale<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <h3>How Many Fatal Accidents Happen Per Year in Scottsdale, AZ?<\/h3>\n<p>If you want to avoid <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/how-car-accidents-affect-insurance-premiums\/\">car accidents that could raise your insurance<\/a> premiums and prevent you from switching to <span class=\"white-space\">high-risk<\/span> coverage, here&#8217;s a tip: Stay informed about Arizona&#8217;s crash risks and data.<\/p>\n<p>In Arizona, according to the Arizona Department of Transportation, a significant number of crashes occur each year. Let&#8217;s take a look at the numbers: In 2022, the Grand Canyon State witnessed 119,991 crashes and 1,320 fatalities statewide. Fast forward to 2023, the crash count rose by nearly 2% to 122,247, but the overall number of deaths slightly decreased to 1,307. Shockingly, more than a quarter of these deaths were related to drunk driving incidents.<\/p>\n<p>Zooming in on Maricopa County, where Scottsdale is located, 2023 saw a total of 87,237 crashes, with 647 resulting in fatalities and leading to the loss of 681 lives. In 2022, 19 fatal crashes happened in Scottsdale.<\/p>\n<h3>Are Road Infrastructure and Bridges in Scottsdale Well Maintained?<\/h3>\n<p>The streets and infrastructure of Scottsdale are kept in good condition thanks to the city&#8217;s implementation of various improvement projects. Some are on a smaller scale, involving projects completed within a maximum of 90 days by Scottsdale\u2019s Transportation &amp; Streets Department, while others are larger in scope, carried out in collaboration with the Arizona Department of Transportation.<\/p>\n<p>Among the major projects in the area, by 2026 a series of enhancements on Loop 101 will be completed, spanning from Pima Road to Shea Boulevard. These improvements will involve the addition of a new general-purpose lane in both directions and the modification of existing interchanges to improve traffic flow on Loop 101 and the streets that intersect with it.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_0cb4ea90c0927edce2bcc1c26db74dfa\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Minimum Car Insurance Requirements in Scottsdale<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>When hitting the road in Scottsdale and across Arizona, it&#8217;s crucial to ensure you meet the minimum insurance requirements to comply with the law. Here are the basic coverage amounts you need to know:<\/p>\n<ul>\n<li><strong>Property damage per accident<\/strong>: $15,000<\/li>\n<li><strong>Bodily injury per individual<\/strong>: $25,000<\/li>\n<li><strong>Bodily injury per accident<\/strong>: $50,000<\/li>\n<\/ul>\n<p>It&#8217;s highly recommended to consider a full plan for better protection, as the minimum limits may not cover all potential costs in most accidents. For example, the $15,000 property damage coverage might not be enough for newer vehicles that can cost at least $30,000.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_949e8d975c5998d5c63928ff4cbaf2be\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What Are the Penalties for Driving Without Auto Insurance in Scottsdale, Arizona?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/hidden-costs-of-no-car-insurance\/\">Driving without proper auto insurance<\/a> in Arizona can have serious consequences, including fines, license suspensions, and the need for <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/sr-22-auto-insurance\/\"><span class=\"white-space\">SR-22<\/span> insurance<\/a>. For a first offense, you could face a $500 fine, a <span class=\"white-space\">three-month<\/span> license and registration suspension, and a <span class=\"white-space\">two-year<\/span> <span class=\"white-space\">SR-22<\/span> requirement. Repeat offenders may see fines increase to $750 for a second offense and $1,000 for a third offense, with longer suspensions and extended SR-22 obligations.<\/p>\n<p>To avoid these penalties, ensure you have the required insurance coverage before getting behind the wheel in the Grand Canyon State.<\/p>\n    <\/div>\n    \n\n        <div class=\"c-location-callout\" style='margin:30px 0'>\n                            <img decoding=\"async\" class=\"c-location-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-corporate-headquarters.svg\" alt=\"Corporate Headquarters\" aria-hidden=\"true\" width=\"104\" height=\"120\" loading=\"lazy\">\n                        <div class=\"c-section__title c-section__title--big c-section__title--left c-section__title--green\">Looking for a Local Office?  Find an Office Near You<\/div>\n            <div class=\"c-button__wrapper c-button__wrapper--center\">\n                <a class=\"c-button c-button--linear-green\" href=\"https:\/\/locations.acceptanceinsurance.com\/\">Find a Location<\/a>\n            <\/div>\n        <\/div>\n    \n\n<!-- id=\"general_text-block_0fa9411a88f14d5bf579b10b56366cc0\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Factors Considered for Determining Car Insurance Rates in Scottsdale<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>So far, we&#8217;ve explored how your <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/factors-that-affect-auto-insurance-rates\/\">insurance rates can be influenced by factors<\/a> like your city, your zip code, and even your age. But there&#8217;s more to the equation than meets the eye. Providers take various elements into consideration when calculating your premiums, such as:<\/p>\n<ul>\n<li>Your credit score<\/li>\n<li>Your education background<\/li>\n<li>The number of miles you drive per year<\/li>\n<li>The security features on your vehicle<\/li>\n<li>Your marital status<\/li>\n<\/ul>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_2987a4a040e205de485c5f526e23ca86\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Here\u2019s What You Need to Know When Driving in Arizona<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Driving in Arizona offers a mix of challenges and beautiful scenery. The state is known for its diverse weather conditions, ranging from scorching hot summers to occasional winter snowstorms in the northern regions. Cities like Phoenix and Tucson experience heavy traffic, particularly during rush hours, which can test even the most patient drivers. The desert climate brings intense heat, sudden dust storms, and monsoon rains, making for slippery roads and reduced visibility at times.<\/p>\n<p>When it comes to Scottsdale, it&#8217;s worth noting that ongoing road improvement projects are common, with many taking place at night and on weekends to minimize disruptions. But be prepared to encounter closed lanes and construction-related traffic. To navigate these areas smoothly, make sure to plan your route ahead of time, keep an eye out for traffic updates, and drive cautiously around construction zones for a stress-free journey.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_3630809e08f837ea51bd8748b2fffbe7\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Top Ways to Save on Car Insurance in Scottsdale, AZ<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Looking to fatten up that bank account? It&#8217;s a wise move to explore <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/8-ways-lower-car-insurance\/\">ways to cut down on your insurance costs<\/a>. The good news is that insurance companies offer a range of <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/\">discounts on auto coverage<\/a> that can help you pocket some extra cash without skimping on protection.<\/p>\n<p>If you&#8217;re cruising around Scottsdale, here are a few discounts you might be eligible for:<\/p>\n    <\/div>\n    \n\n                            <div class=\"c-icons-grid\">\n                <ul class=\"o-list-bare c-icons-grid__list\">\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-low-mileage-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-low-mileage-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/low-mileage-discount\/\">Low Mileage Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-customer-loyalty.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-customer-loyalty.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>Eco-Friendly Vehicle Discount<\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/product-list\/icon-military-discount.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/product-list\/icon-military-discount@2x.webp 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>Safe Driver Discount<\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-bundling.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-bundling.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/multi-policy-discount\/\">Bundle Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Installing-anti-theft.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Installing-anti-theft.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/anti-theft-discount\/\">Anti-Theft Device Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-defensive-driving-course.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-defensive-driving-course.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/defensive-driving-discount\/\">Defensive Driving Course Discount<\/a><\/span><\/div>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        \n\n<!-- id=\"general_text-block_78db303d413e0001f7f24dd14d9bda1d\" -->\n        <div class=\"o-component s-cms-content\">\n        <p>Keep in touch with your local agent to stay informed of potential savings on your plan, especially after recent major life changes.<\/p>\n    <\/div>\n    \n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"general-mb-block-image-left-block_8fcb14080f97b379ed1fb7e248b67c41\" class=\"c-section c-section--bg-blue-light\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n            <div class=\"o-component c-media-block \">\n                <div class=\"c-media-block__item\">\n                    <picture class=\"c-media-block__pic\">\n                                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/03\/acceptance\u2014find-cheap-car-insurance-in-scottsdale-az-1.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/03\/acceptance\u2014find-cheap-car-insurance-in-scottsdale-az-1@2x.webp 2x\" type=\"image\/webp\">\n                            <img decoding=\"async\" class=\"c-media-block__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/03\/acceptance\u2014find-cheap-car-insurance-in-scottsdale-az-2.webp\" alt=\"Arizona Scottsdale fountain in the park \u2013 Scottsdale, cheap car insurance in Arizona\" width=\"320\" height=\"200\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/03\/acceptance\u2014find-cheap-car-insurance-in-scottsdale-az-2@2x.webp 2x\">\n                                            <\/picture>\n                <\/div>\n                <div class=\"c-media-block__item\">\n                                        <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Obtain Your Car Insurance Quote in Scottsdale Today!<\/h2>\n                                                                <div class=\"s-cms-content \">\n                            <p>Secure cheap car insurance in Scottsdale through Acceptance &#8211; regardless of your driving past, even if you require DUI coverage. Visit us <a href=\"#modal-turbo\">online for a free auto insurance<\/a> estimate, call us at <a href=\"tel:1-877-405-7102\">877-405-7102<\/a>, or drop by our <a href=\"https:\/\/locations.acceptanceinsurance.com\/\">nearby office<\/a> for customized guidance. Drive with confidence knowing we&#8217;re here to support you every step of the way!<\/p>\n                                                                                            <a class=\"c-button c-button--orange\" target=\"\" href=\"#modal-turbo\">\n                                                                                                            Get Started                                <\/a>\n                                                                                                                <\/div>\n                                    <\/div>\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":982,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/11985"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=11985"}],"version-history":[{"count":1,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/11985\/revisions"}],"predecessor-version":[{"id":11990,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/11985\/revisions\/11990"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/982"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=11985"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}