{"id":12001,"date":"2025-03-07T22:19:39","date_gmt":"2025-03-07T22:19:39","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=12001"},"modified":"2025-03-07T23:25:02","modified_gmt":"2025-03-07T23:25:02","slug":"panama-city-fl","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/florida\/panama-city-fl\/","title":{"rendered":"Find Cheap Car Insurance in Panama City, FL"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_94afeb0ef3109b247aa2247b92d01466\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Learn More about Auto Insurance in Panama City, Florida<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Panama City was founded in the 1800s as a port city due to its strategic location on St. Andrews Bay. Over the years, it has grown into a vibrant community known for its beautiful beaches and rich maritime history.<\/p>\n<p>&nbsp;<\/p>\n<p>The historic St. Andrews District in Panama City is a hub of cultural and recreational activities. It boasts charming shops, restaurants, and galleries housed in historic buildings, offering visitors a glimpse into the city&#8217;s past. The district also hosts events throughout the year that celebrate Panama City&#8217;s diverse heritage.<\/p>\n<p>&nbsp;<\/p>\n<p>Navigating the roads of Panama City or anywhere in the state of Florida requires reliable auto insurance. With Acceptance Insurance, you can secure <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/florida\/\">cheap car insurance in Florida<\/a> tailored to your needs, regardless of your driving history. In this guide, you&#8217;ll find all the essential information about vehicle protection in the region, along with exclusive discounts to help you save without compromising coverage. Keep reading!<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_05d1ac021606baf6f2fdb2ee48488b4e\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Does Car Insurance Cost in Panama City, Florida?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>When it comes to protecting your car in Panama City, you might budget around $62 monthly for essential <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/liability-auto-insurance\/\">liability auto coverage<\/a>, slightly above the national average of $52 and Florida&#8217;s rate of $51.<\/p>\n<p>Considering <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-full-coverage-car-insurance\/\">full car coverage<\/a>? Be prepared for a monthly cost of about $181, a bit higher than the national average of $168 but more affordable than Florida&#8217;s $340 monthly rate.<\/p>\n<h3>Reasons Why Insurance is So Expensive in Florida<\/h3>\n<p>Curious about why car insurance in Florida is pricier? Here&#8217;s the lowdown:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Florida&#8217;s exposure to hurricanes means insurers face greater risk, driving up costs.<\/li>\n<li>Bustling urban areas and roads result in more accidents, impacting premiums.<\/li>\n<li>The prevalence of uninsured drivers in the Sunshine State adds a layer of complexity, influencing policy prices.<\/li>\n<li>Florida&#8217;s no-fault insurance setup adds another level of risk and complexity for carriers, leading to higher premiums.<\/li>\n<\/ul>\n    <\/div>\n    \n\n        <div class=\"o-component c-quote-callout\"  id=\"general-quote-callout-block_5259da84d59a3c68cedfaae92909ae50\"\n            >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-01.webp 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-01@2x.webp\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-01.webp\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-01@2x.webp 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote?  <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"HE\" >\n                                Health Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"MH\" >\n                                Mobile Home Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SM\" >\n                                Snowmobile Insurance<\/option>\n                                                                                    <option value=\"AC\" >\n                                Classic Car Insurance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n        \n\n<!-- id=\"general_text-block_c06fb62bbb1a5486036ae2e2bb019124\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Compare Car Insurance Rates by City in Florida<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>The city you reside in has a direct impact on your insurance policy&#8217;s cost. This is because no two cities are the same &#8211; each has its own accident rates, car theft incidents, and traffic scenarios. In the table below, you&#8217;ll discover the average monthly costs of vehicle protection in various cities across the Sunshine State:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_16845d431c0d867cc18c8cc211c5fd8f\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>City<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td><b>Panama City<\/b><\/td>\n                                                    <td><b>$181<\/b><\/td>\n                                                    <td><b>$62<\/b><\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Bloomingdale<\/td>\n                                                    <td>$274<\/td>\n                                                    <td>$92<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Sanford<\/td>\n                                                    <td>$204<\/td>\n                                                    <td>$73<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Midway<\/td>\n                                                    <td>$204<\/td>\n                                                    <td>$73<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/florida\/miami-fl\/\">Miami<\/a><\/td>\n                                                    <td>$305<\/td>\n                                                    <td>$110<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Fort Lauderdale<\/td>\n                                                    <td>$292<\/td>\n                                                    <td>$105<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_dfef44b024cacff5a7ab9dfb8941aa8f\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Compare Car Insurance Rates by Zip Code in Panama City<\/h3>\n<p>Many years ago, Panama City was considered one of the most dangerous cities in Florida, and the bad reputation persists in neighborhoods like San Miguelito. If your zip code corresponds to an area with high accident or crime rates, your premiums could be higher. In the next table, you can check the average cost of <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/\">car insurance<\/a> by zip code in this city:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_8c61ccd284b4b273e20d21b7e7d92680\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Zip code<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>32401<\/td>\n                                                    <td>$181<\/td>\n                                                    <td>$62<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>32403<\/td>\n                                                    <td>$180<\/td>\n                                                    <td>$61<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>32404<\/td>\n                                                    <td>$180<\/td>\n                                                    <td>$61<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>32405<\/td>\n                                                    <td>$181<\/td>\n                                                    <td>$62<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>32408<\/td>\n                                                    <td>$181<\/td>\n                                                    <td>$62<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>32409<\/td>\n                                                    <td>$181<\/td>\n                                                    <td>$61<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_5da3ef008cdf310c83a352462ff6bcdd\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Low-Cost Car Insurance Rates by Age in Panama City<\/h3>\n<p>Your premiums can vary significantly based on your age, presenting a challenge for young drivers grappling with higher rates. Whether you&#8217;re a newbie on the road or not the youngest driver around, you may still experience a bump in your premiums until you gain more experience behind the wheel. Dive into the table below to explore the average insurance prices across different age groups in Panama City:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_9b8ca4b98a3db2482bcf0e6b0a96f376\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Age<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>Teenagers<\/td>\n                                                    <td>$754<\/td>\n                                                    <td>$253<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>20s<\/td>\n                                                    <td>$354<\/td>\n                                                    <td>$116<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>30s<\/td>\n                                                    <td>$181<\/td>\n                                                    <td>$62<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>40s<\/td>\n                                                    <td>$169<\/td>\n                                                    <td>$59<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>50s<\/td>\n                                                    <td>$162<\/td>\n                                                    <td>$56<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>60s<\/td>\n                                                    <td>$155<\/td>\n                                                    <td>$54<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>70s<\/td>\n                                                    <td>$175<\/td>\n                                                    <td>$61<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_469a4141895986472a640f860f12311c\" -->\n        <div class=\"o-component s-cms-content\">\n        <p><em>*<\/em><em>To calculate average costs, we utilize the following method: a 30-year-old male, with state minimum liability and full coverage of 100\/300\/100. <\/em><\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_34bdf7db70191cc2f3a20a43673c3653\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Typical Driving Conditions in Panama City <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <h3>How Many Fatal Accidents Happen Per Year in Panama City, Florida?<\/h3>\n<p>In sunny Florida, the number of annual accidents is quite high, leading to approximately 3,000 deaths each year. Panama City, located in Bay County, witnesses thousands of crashes annually.<\/p>\n<p>In 2023, Bay County reported 4,106 crashes and 23 fatalities, while in 2024 there were 4,041 crashes and 33 fatalities. To protect your <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/how-car-accidents-affect-insurance-premiums\/\">insurance rates from the impact of accidents<\/a> and help maintain safe streets for all, it is essential to prioritize safe driving habits.<\/p>\n<h3>Are Road Infrastructure and Bridges in Panama City well maintained?<\/h3>\n<p>The streets and infrastructure of Panama City are in good condition because, since 2015, a tax collection specifically dedicated to carrying out repaving projects and other initiatives to reduce traffic, street flooding, and make the city safer was initiated.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_730ef09d898f2efa8ff660a336d9c5c8\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Minimum Car Insurance Requirements in Panama City<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Do you not know what the minimum coverage amounts your policy must have to comply with the law in the Sunshine State? Well, here are some handy tips to keep in mind as you navigate the world of coverage.<\/p>\n<p>&nbsp;<\/p>\n<p>First up, make sure you&#8217;ve got property damage liability coverage to look out for others in case you&#8217;re involved in an accident. You&#8217;ll need a minimum of $10,000 in coverage.<\/p>\n<p>&nbsp;<\/p>\n<p>Also, it&#8217;s crucial to have <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-personal-injury-protection-pip\/\">Personal Injury Protection<\/a> (PIP) on your policy. PIP can help cover medical bills, lost wages, and other accident-related expenses, up to your policy limits. Florida law requires at least $10,000 in PIP coverage.<\/p>\n<p>&nbsp;<\/p>\n<p>Remember, these are the minimum amounts required by law, but for greater protection, it&#8217;s a good idea to increase your coverage limits or consider a full plan.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_2013ebe49a2bc6e52f3ca1c49ffa4edc\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What Are the Penalties for Driving Without Auto Insurance in Panama City, Florida? <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/hidden-costs-of-no-car-insurance\/\">Driving around Florida without the required auto insurance<\/a> can lead to some tough consequences. For starters, you could face a $150 fee to reinstate your license and registration, with the possibility of a 3-year suspension for first-time offenders. Repeat offenses within a 3-year period come with a $250 reinstatement charge and escalating fees for subsequent violations. If you cause an accident without vehicle protection, you&#8217;ll be on the hook for covering all damages.<\/p>\n<p>Following a serious accident, you&#8217;ll need to obtain an SR-22 certificate and purchase bodily injury liability coverage. In more severe cases, you might encounter heftier fines and a 3-year suspension of your driver&#8217;s license, license plates, and registration.<\/p>\n<p>Avoid these costly headaches by ensuring you have at least the mandatory auto insurance coverage while driving in Florida.<\/p>\n    <\/div>\n    \n\n        <div class=\"c-location-callout\" style='margin:30px 0'>\n                            <img decoding=\"async\" class=\"c-location-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-corporate-headquarters.svg\" alt=\"Corporate Headquarters\" aria-hidden=\"true\" width=\"104\" height=\"120\" loading=\"lazy\">\n                        <div class=\"c-section__title c-section__title--big c-section__title--left c-section__title--green\">Looking for a Local Office?  Find an Office Near You<\/div>\n            <div class=\"c-button__wrapper c-button__wrapper--center\">\n                <a class=\"c-button c-button--linear-green\" href=\"https:\/\/locations.acceptanceinsurance.com\/\">Find a Location<\/a>\n            <\/div>\n        <\/div>\n    \n\n<!-- id=\"general_text-block_cea89e2e39e5417cf9ce54bba411874f\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Factors Considered for Determining Car Insurance Rates in Panama City<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>To <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/choosing-the-best-car-insurance\/\">pick the best car insurance<\/a> for you, it&#8217;s important to know <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/factors-that-affect-auto-insurance-rates\/\">what factors affect your rates<\/a>. Consider elements such as:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Where you live<\/li>\n<li>Your credit score<\/li>\n<li>The safety features of your vehicle<\/li>\n<li>The average annual mileage you drive<\/li>\n<li>Your marital status<\/li>\n<li>Your history of traffic violations<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_87cefe9326c262eddbac8039b308603c\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What\u2019s the Best Car Insurance for Teenagers and Their Family in Panama City, Florida?  <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>When finding the best <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/teenager-auto-insurance\/\">auto insurance for your teenage driver<\/a> and your family in Panama City, consider adding your teenager to your existing policy and opting for full insurance that includes coverage for collision and comprehensive damages. This means that your policy will protect you in cases of accidents involving another vehicle (<a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-collision-coverage-car-insurance\/\">collision coverage<\/a>) as well as non-collision incidents like theft, vandalism, or natural disasters (<a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-comprehensive-car-insurance\/\">comprehensive coverage<\/a>).<\/p>\n<p>&nbsp;<\/p>\n<p>Look for a policy that provides a <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/multi-car-discount\/\">discount for insuring multiple cars<\/a>, but prioritize safety and affordability when choosing a vehicle for your teenage driver. Opting for a safe and modest vehicle can keep your premiums in check and ensure your teenager&#8217;s safety on the road.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_188ed3767850e1cd28c11d19728314d0\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Top Ways to Save on Car Insurance in Panama City, FL<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/8-ways-lower-car-insurance\/\">Slashing your car insurance costs<\/a> is simpler than you might think! It&#8217;s all about taking advantage of the various discounts out there.<\/p>\n<p>Here&#8217;s how you can trim down your premiums:<\/p>\n    <\/div>\n    \n\n                            <div class=\"c-icons-grid\">\n                <ul class=\"o-list-bare c-icons-grid__list\">\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-defensive-driving-course-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-defensive-driving-course-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>Score a discount by maintaining a clean driving record for at least 3 years <\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-bundling.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-bundling.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>Combine your auto and  <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/homeowners-insurance\/\">homeowners insurance <\/a> (or another plan) for extra savings<\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-senior-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-senior-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>If you&#8217;re a <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/military-first-responder-discount\/\">member of a professional organization<\/a> , there may be an <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/\">auto insurance discount <\/a> available to you<\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-pay-in-full.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-pay-in-full.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>Opt for  <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/auto-pay-discount\/\">paperless billing<\/a> to nab a discount<\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-customer-loyalty.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-customer-loyalty.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>And don&#8217;t overlook the <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/anti-theft-discount\/\">anti-theft device discount <\/a> to protect your vehicle<\/span><\/div>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        \n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"general-mb-block-image-left-block_5a09774e857cd300976f8791a5b0f8f0\" class=\"c-section c-section--bg-blue-light\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n            <div class=\"o-component c-media-block \">\n                <div class=\"c-media-block__item\">\n                    <picture class=\"c-media-block__pic\">\n                                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/acceptance-cheap-car-insurance-in-Jacksonville-1.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/acceptance-cheap-car-insurance-in-Jacksonville-1@2x.webp 2x\" type=\"image\/webp\">\n                            <img decoding=\"async\" class=\"c-media-block__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/acceptance-cheap-car-insurance-in-Jacksonville-2.webp\" alt=\"Flight over Jacksonville Beach, Florida \u2013 Jacksonville, cheap car insurance in Florida\" width=\"320\" height=\"200\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/02\/acceptance-cheap-car-insurance-in-Jacksonville-2@2x.webp 2x\">\n                                            <\/picture>\n                <\/div>\n                <div class=\"c-media-block__item\">\n                                        <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Obtain Your Car Insurance Quote in Panama City Today!<\/h2>\n                                                                <div class=\"s-cms-content \">\n                            <p>Get cheap car insurance with Acceptance! Regardless of your driving history, we are here to help. You can obtain a free <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/#modal-turbo\">auto insurance quote online<\/a>, visit one of our <a href=\"https:\/\/locations.acceptanceinsurance.com\/\">nearby offices<\/a>, or call us at <a href=\"tel:\/\/1.877.405.7102\" target=\"_blank\">877-405-7102<\/a> for assistance. Make sure you meet Florida&#8217;s insurance requirements and enjoy top-notch protection on the road with us!<\/p>\n                                                                                            <a class=\"c-button c-button--orange\" target=\"\" href=\"#modal-turbo\">\n                                                                                                            Get Started                                <\/a>\n                                                                                                                <\/div>\n                                    <\/div>\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":984,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/12001"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=12001"}],"version-history":[{"count":16,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/12001\/revisions"}],"predecessor-version":[{"id":12070,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/12001\/revisions\/12070"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/984"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=12001"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}