{"id":12099,"date":"2025-03-13T20:00:02","date_gmt":"2025-03-13T20:00:02","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=12099"},"modified":"2025-03-13T22:29:33","modified_gmt":"2025-03-13T22:29:33","slug":"lakeland-fl","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/florida\/lakeland-fl\/","title":{"rendered":"Find Cheap Car Insurance in Lakeland, FL"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_91b522f41a825fe52b43572afca63dfe\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Learn More about Auto Insurance in Lakeland, Florida<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Situated in Polk County, Florida, Lakeland is steeped in history that traces back to the 19th century, coinciding with the expansion of the state&#8217;s transportation networks. Its past is linked to the rise of the railway system, underscoring its pivotal role in Florida&#8217;s development.<\/p>\n<p>Within the fabric of Lakeland lies the Florida Southern College, known for showcasing the largest collection of Frank Lloyd Wright architecture globally. The campus, adorned with structures designed by the renowned architect, serves as a cultural jewel, adding depth and uniqueness to the city&#8217;s landscape.<\/p>\n<p>Amidst the rhythm of Lakeland, securing auto insurance is a necessity in compliance with Florida state regulations. Addressing this need, Acceptance Insurance offers tailor-made, affordable coverage options, catering to individual requirements, regardless of one&#8217;s driving history. Embark on a journey to uncover the nuances of <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/florida\/\">cheap car insurance in Florida<\/a>, and delve into exclusive discounts available.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_2b832f87e9010d56774ca8d3d98db68c\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Does Car Insurance Cost in Lakeland, Florida?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Are you shopping around for car insurance in Lakeland? <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/liability-auto-insurance\/\">Basic liability coverage<\/a> averages $74\/month, a bit higher than the national average ($52) and Florida&#8217;s average ($51).<\/p>\n<p>Considering upgrading to <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-full-coverage-car-insurance\/\">full auto insurance<\/a> for that added peace of mind? Well, that upgrade will run you about $215 per month here in Lakeland, which is $47 more than the national average of $168 but a steal compared to Florida&#8217;s average of $340.<\/p>\n<h3>Reasons Why Insurance is So Expensive in Florida<\/h3>\n<p>While average rates may be more budget-friendly in Lakeland, Florida has a reputation for being one of the priciest states for insurance, and there are several factors at play. Here&#8217;s what&#8217;s driving up the costs:<\/p>\n<ul>\n<li>The looming threat of hurricanes in Florida significantly impacts insurance costs, thrusting insurers into higher-risk situations.<\/li>\n<li>The state&#8217;s urban areas and congested roadways contribute to a higher frequency of accidents, ultimately shaping coverage prices.<\/li>\n<li>Uninsured drivers on Florida&#8217;s roads add a layer of complexity to the insurance scene, impacting costs for policyholders.<\/li>\n<li>Florida&#8217;s no-fault insurance system means an extra layer of complexity and risk for carriers, further driving up prices.<\/li>\n<li>Lastly, the expensive medical care and legal fees in the Sunshine State also play a significant role in propelling coverage rates above the national average.<\/li>\n<\/ul>\n    <\/div>\n    \n\n        <div class=\"o-component c-quote-callout\"  id=\"general-quote-callout-block_635981b50453f3482479255a43070d29\"\n            >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-01.webp 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-01@2x.webp\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-01.webp\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-01@2x.webp 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote?  <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"HE\" >\n                                Health Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"MH\" >\n                                Mobile Home Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SM\" >\n                                Snowmobile Insurance<\/option>\n                                                                                    <option value=\"AC\" >\n                                Classic Car Insurance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n        \n\n<!-- id=\"general_text-block_9ea1612c86343c1ce4df622efe3ff81e\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Compare Car Insurance Rates by City in Florida<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>The city where you live plays a significant role in determining your premiums. Factors such as traffic volume, accident frequency, and theft rates in your area directly influence the amount you pay for coverage. The table below compares the average rates in different cities across Florida, and you can observe the variations.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_2e6f41a8b0f838f9ae197b7093116db3\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>City<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td><b>Lakeland<\/b><\/td>\n                                                    <td><b>$215<\/b><\/td>\n                                                    <td><b>$74<\/b><\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/florida\/clewiston-fl\/\">Clewiston<\/a><\/td>\n                                                    <td>$211<\/td>\n                                                    <td>$70<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Miami<\/td>\n                                                    <td>$295<\/td>\n                                                    <td>$100<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Lake Worth<\/td>\n                                                    <td>$302<\/td>\n                                                    <td>$103<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/florida\/tampa-fl\/\">Tampa<\/a><\/td>\n                                                    <td>$271<\/td>\n                                                    <td>$91<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/florida\/jacksonville-fl\/\">Jacksonville<\/a><\/td>\n                                                    <td>$228<\/td>\n                                                    <td>$77<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_3022faace8056e88abceb58fc9f576ee\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Compare Car Insurance Rates by Zip Code in Lakeland<\/h3>\n<p>Carriers don&#8217;t just consider your city, they go the extra mile by requesting your zip code when you&#8217;re getting a <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/\">car insurance<\/a> quote. This allows them to gather more details about accidents, vehicle theft, and high-risk areas near you. Take a peek at the table below to see the average cost of vehicle protection in different zip codes in Lakeland.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_3091838f569acbe059fc364e8ed0e799\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Zip code<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>33801<\/td>\n                                                    <td>$215<\/td>\n                                                    <td>$73<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33803<\/td>\n                                                    <td>$209<\/td>\n                                                    <td>$73<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33805<\/td>\n                                                    <td>$212<\/td>\n                                                    <td>$74<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33809<\/td>\n                                                    <td>$214<\/td>\n                                                    <td>$74<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33810<\/td>\n                                                    <td>$214<\/td>\n                                                    <td>$74<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33812<\/td>\n                                                    <td>$212<\/td>\n                                                    <td>$73<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>33815<\/td>\n                                                    <td>$214<\/td>\n                                                    <td>$73<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_228893b939dcfa5f75d883b1e72cbd72\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Low-Cost Car Insurance Rates by Age in Lakeland<\/h3>\n<p><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/why-your-birthday-month-is-special\/\">Your birthday<\/a> plays a big role in determining your insurance rates. Typically, younger drivers pay more, but as you gain experience and show safe driving habits, your costs should start to go down. Just keep in mind, once you hit 65 or older, prices may creep back up due to potential changes in vision and motor skills. Look at the chart below for the average monthly premium rates in Lakeland based on different age groups.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_d4bbc202318a810df25ba1700199b51c\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Age<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>Teenagers<\/td>\n                                                    <td>$914<\/td>\n                                                    <td>$310<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>20s<\/td>\n                                                    <td>$426<\/td>\n                                                    <td>$143<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>30s<\/td>\n                                                    <td>$215<\/td>\n                                                    <td>$74<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>40s<\/td>\n                                                    <td>$201<\/td>\n                                                    <td>$70<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>50s<\/td>\n                                                    <td>$193<\/td>\n                                                    <td>$68<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>60s<\/td>\n                                                    <td>$184<\/td>\n                                                    <td>$65<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>70s<\/td>\n                                                    <td>$210<\/td>\n                                                    <td>$74<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_ea1a155758d4ade2a0915ae3964ccad9\" -->\n        <div class=\"o-component s-cms-content\">\n        <p><em>*To calculate average costs, we utilize the following method: a 30-year-old male, with state minimum liability and full coverage of 100\/300\/100.<\/em><\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_8922cbcbc41c2dec830ac0da20e80f74\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Typical Driving Conditions in Lakeland <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <h3>How Many Fatal Accidents Happen Per Year in Lakeland, Florida?<\/h3>\n<p>Having car <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/how-car-accidents-affect-insurance-premiums\/\">accidents really impacts your insurance<\/a> rates, especially in a state where more than 300,000 crashes occur every year.<\/p>\n<p>According to data from the Florida Department of Transportation, thousands of crashes happen annually in Polk County, home to Lakeland. While there were 13,631 crashes and 157 fatalities recorded in 2023, the numbers improved slightly in 2024, with 12,731 crashes and 103 fatalities. It&#8217;s essential to maintain safe driving practices, like always steering clear of <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/5-ways-prevent-drunk-driving\/\">drunk driving<\/a>, to help keep the streets safer.<\/p>\n<h3>Are Road Infrastructure and Bridges in Lakeland well maintained?<\/h3>\n<p>The streets and infrastructure in Lakeland are generally in good condition, thanks to several projects that have been carried out in recent years. One notable project involved replacing the railroad bridge over I-4 in Lakeland. The former 250-foot bridge has been taken down, making way for the construction of two new 400-foot parallel bridges. These extended dual bridges facilitate CSX double tracking and are designed to accommodate future expansions of I-4 without disrupting traffic or necessitating further bridge reconstruction.<\/p>\n<p>Many more projects are continuing in the coming years, so the city&#8217;s traffic will decrease and become safer.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_0a8e7f5089fc1dc9e2b586e10a38845e\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Minimum Car Insurance Requirements in Lakeland<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In Florida, the state law sets out certain minimum coverage amounts that you&#8217;ve gotta have:<\/p>\n<ul>\n<li>Property damage liability: $10,000<\/li>\n<li><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-personal-injury-protection-pip\/\">Personal Injury Protection<\/a> (PIP): $10,000<\/li>\n<\/ul>\n<p>Unlike a lot of other states, Florida doesn&#8217;t make it mandatory to have bodily injury insurance to cover the medical expenses of other motorists if you&#8217;re the one at fault in a crash. But it&#8217;s a smart move to think about adding this coverage because it tends to be the priciest part of an insurance claim, especially in severe accidents.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_ec836d7bef84e2939714c26633b39f1b\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What Are the Penalties for Driving Without Auto Insurance in Lakeland, Florida? <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/hidden-costs-of-no-car-insurance\/\">Driving without car insurance<\/a> in Florida can result in hefty penalties. For a first offense, you may face a $150 reinstatement fee and risk your license and registration being suspended for up to 3 years. A second offense could raise the reinstatement fee to $250, and subsequent offenses within three years of the first may lead to a $500 fee.<\/p>\n<p>If you&#8217;re uninsured and have an accident, you could be personally responsible for covering all damages. This could also make getting an affordable policy in the future a challenge. Additionally, you may be required to file an <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/sr-22-auto-insurance\/\">SR-22 insurance<\/a> form, which proves you have the mandatory coverage, further complicating matters.<\/p>\n<p>To steer clear of these consequences, make sure to stay current with your vehicle protection.<\/p>\n    <\/div>\n    \n\n        <div class=\"c-location-callout\" style='margin:30px 0'>\n                            <img decoding=\"async\" class=\"c-location-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-corporate-headquarters.svg\" alt=\"Corporate Headquarters\" aria-hidden=\"true\" width=\"104\" height=\"120\" loading=\"lazy\">\n                        <div class=\"c-section__title c-section__title--big c-section__title--left c-section__title--green\">Looking for a Local Office?  Find an Office Near You<\/div>\n            <div class=\"c-button__wrapper c-button__wrapper--center\">\n                <a class=\"c-button c-button--linear-green\" href=\"https:\/\/locations.acceptanceinsurance.com\/\">Find a Location<\/a>\n            <\/div>\n        <\/div>\n    \n\n<!-- id=\"general_text-block_8fef42c97209212d9cd8caf3f13aca16\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Factors Considered for Determining Car Insurance Rates in Lakeland<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Have you ever wondered <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/factors-that-affect-auto-insurance-rates\/\">what factors determine your insurance premiums<\/a>? Your monthly rate is calculated based on several elements, including:<\/p>\n<ul>\n<li>Your driving record and habits<\/li>\n<li>The safety features in your vehicle<\/li>\n<li><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/how-low-credit-score-affects-car-insurance\/\">Your credit score<\/a><\/li>\n<li>Insurance claims history<\/li>\n<li>Your auto insurance deductible<\/li>\n<\/ul>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_ede9f3bedd1570984d2b68233671162b\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Auto Insurance Rates for Young Drivers vs Older People in Florida <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>When it comes to auto insurance in Florida, the costs can really pile up, especially for young drivers who are seen as higher risks due to their limited driving experience.<\/p>\n<p>For instance, a teenager cruising around Lakeland might be paying out about $914 monthly for full coverage, while a 50-year-old could lock in that same level of protection for a mere $193, which is just a fraction of the price.<\/p>\n<p>In simple terms, seasoned drivers, especially those who get <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/senior-auto-insurance\/\">senior car insurance<\/a> before turning 65 and maintaining a clean driving record, can enjoy more budget-friendly rates on their coverage.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_3ccf5195cc2704062b0cf715abb778c3\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Top Ways to Save on Car Insurance in Lakeland, FL<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Want to <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/four-smart-ways-to-obtain-lower-auto-insurance-premiums\/ \">lower your car insurance costs<\/a> in Lakeland? Well, you can save by adjusting your coverage limits and deductibles, or by considering a switch in coverage companies. And let&#8217;s not forget about the <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/\">discounts for drivers<\/a> that you can take advantage of, such as:<\/p>\n    <\/div>\n    \n\n                            <div class=\"c-icons-grid\">\n                <ul class=\"o-list-bare c-icons-grid__list\">\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-safer-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-safer-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>Safe Driver Discount<\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-pay-in-full.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-pay-in-full.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/paid-in-full-discount\/\">Pay in Full Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Multi-car-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Multi-car-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/multi-car-discount\/\">Multi-Vehicle Discounts<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/good-student-discount\/\">Good Student Savings <\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-customer-loyalty.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-customer-loyalty.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>Bundle Up for <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/multi-policy-discount\/\">Multi-Policy Savings<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-automated-payments.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-automated-payments.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/auto-pay-discount\/\">Auto Pay Discount <\/a><\/span><\/div>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        \n\n<!-- id=\"general_text-block_5021d22d1225df9138f49a7ad099c97f\" -->\n        <div class=\"o-component s-cms-content\">\n        <p>There are even more discounts out there, and who knows, you might qualify for new ones if there are some <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/life-changes-affect-on-car-insurance\/\">big changes in your life<\/a>. Keep in touch with your local agent to make sure you&#8217;re not missing out on any potential savings.<\/p>\n    <\/div>\n    \n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"general-mb-block-image-left-block_2c6bdee23de38d2f8e0925d816776eb2\" class=\"c-section c-section--bg-blue-light\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n            <div class=\"o-component c-media-block \">\n                <div class=\"c-media-block__item\">\n                    <picture class=\"c-media-block__pic\">\n                                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/03\/acceptance-cheap-car-insurance-in-Lakeland-1.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/03\/acceptance-cheap-car-insurance-in-Lakeland-1@2x.webp 2x\" type=\"image\/webp\">\n                            <img decoding=\"async\" class=\"c-media-block__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/03\/acceptance-cheap-car-insurance-in-Lakeland-2.webp\" alt=\"Lakeland, Florida, USA gardens at dusk \u2013 Lakeland, cheap car insurance in Florida\" width=\"320\" height=\"200\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2025\/03\/acceptance-cheap-car-insurance-in-Lakeland-2@2x.webp 2x\">\n                                            <\/picture>\n                <\/div>\n                <div class=\"c-media-block__item\">\n                                        <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Obtain Your Car Insurance Quote in Lakeland Today!<\/h2>\n                                                                <div class=\"s-cms-content \">\n                            <p>Hit the road with peace of mind in Lakeland and across Florida with the cheap car insurance of Acceptance! Whether you&#8217;re a safe driver or looking for <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/dui-insurance\/\">DUI coverage<\/a>, we have the perfect plan for you. Call <a href=\"tel:1-877-405-7102\">877-405-7102<\/a>, visit one of our <a href=\"https:\/\/locations.acceptanceinsurance.com\/\">nearby offices<\/a>, or hop online for a fast <a href=\"#modal-turbo\">auto insurance quote<\/a>.<\/p>\n                                                                                            <a class=\"c-button c-button--orange\" target=\"\" href=\"#modal-turbo\">\n                                                                                                            Get Started                                <\/a>\n                                                                                                                <\/div>\n                                    <\/div>\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":984,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/12099"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=12099"}],"version-history":[{"count":9,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/12099\/revisions"}],"predecessor-version":[{"id":12153,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/12099\/revisions\/12153"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/984"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=12099"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}