{"id":2050,"date":"2024-03-01T17:17:33","date_gmt":"2024-03-01T17:17:33","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=2050"},"modified":"2024-08-06T16:48:09","modified_gmt":"2024-08-06T16:48:09","slug":"motorcycle-insurance-faq","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/motorcycle-insurance\/motorcycle-insurance-faq\/","title":{"rendered":"Motorcycle Insurance FAQ"},"content":{"rendered":"<div class=\"c-section\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-section__content\">\n            <div class=\"c-faqs-wrapper\">\n                <div class=\"c-faqs-categories\">\n                    <div class=\"c-faqs-categories__wrapper\"  role=\"navigation\">\n                        <h2 class=\"c-faqs-categories__title\" id=\"faqsCategoriesTitle\">Topic Categories<\/h2>\n                        <ul class=\"o-list-bare c-faqs-categories__list\">\n                                                            <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/auto-insurance-faq\/\" aria-current=\"page\">Car Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link c-faqs-categories__link--current\" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/motorcycle-insurance\/motorcycle-insurance-faq\/\" aria-current=\"page\">Motorcycle Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/life-insurance\/life-insurance-faq\/\" aria-current=\"page\">Life Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/renters-insurance\/renters-insurance-faq\/\" aria-current=\"page\">Renters Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/homeowners-insurance\/homeowners-insurance-faq\/\" aria-current=\"page\">Homeowners Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/hospital-indemnity-protection\/hospital-indemnity-protection-faq\/\" aria-current=\"page\">Hospital Indemnity Protection<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/telemed\/telemed-faq\/\" aria-current=\"page\">Telemedicine<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/pet-insurance\/pet-insurance-faq\/\" aria-current=\"page\">Pet Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/mexican-car-insurance\/mexican-car-insurance-faq\/\" aria-current=\"page\">Mexican Car Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/boat-insurance\/boat-insurance-faqs\/\" aria-current=\"page\">Boat Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/business-insurance\/business-insurance-faq\/\" aria-current=\"page\">Business Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/motorhome-and-rv-insurance\/rv-and-motorhome-insurance-faq\/\" aria-current=\"page\">RV and Motorhome Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/atv-insurance\/atv-insurance-faq\/\" aria-current=\"page\">ATV Insurance<\/a>\n                                    <\/li>\n                                                        <\/ul>\n                    <\/div>\n                <\/div>\n                <div class=\"c-faqs\" id=\"faq-list-block_667d0ef91f6f5f49f07656415c4fb328\">\n                    <h2 class=\"c-faqs__title c-section__title c-section__title--left c-section__title--blue c-section__title--with-img\">\n                                                    <img decoding=\"async\" class=\"c-section__title-img\" loading=\"lazy\" alt=\"\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-motorcycle.svg\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\">\n                                                Motorcycle Insurance FAQ \n                    <\/h2>\n                    <div class=\"c-faqs__questions\">\n                                                                                                                <div class=\"c-faqs-index\">\n                                    <h3 class=\"c-faqs-index__title\"><\/h3>\n                                                                            <ul class=\"o-list-bare c-faqs-index__list\">\n                                            \n                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question1\">Do I Have to Wear a Helmet When Riding My Motorcycle?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question2\">How Can I Cut Down on My Chances of Getting in a Wreck on My Motorcycle?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question3\">What Can I Do to Keep My Motorcycle from Being Stolen?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question4\">How Can I Prepare for a Motorcycle Trip?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question5\">Is My Motorcycle Trailer Covered Under My Policy?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question6\">Is My Friend Covered if I Let Him Ride My Motorcycle?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question7\">Does Motorcycle Insurance Cover Other Riders on the Road?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question8\">Can I Cancel My Bike Insurance When It\u2019s Too Cold to Ride?<\/a>\n                                                <\/li>\n                                                                                                                                    <\/ul>\n                                                                    <\/div>\n                                                        <div class=\"c-faqs-answers\">\n                                                                                                    <div class=\"c-faqs-answers__sub-category\">\n                                                                                \n                                            \n                                                                                    <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question1\">Do I Have to Wear a Helmet When Riding My Motorcycle?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>Whether or not you are required to wear a helmet depends on where you live. Every state has its own rules around the subject of motorcycles and helmets. Every biker should wear a helmet \u2013 it is the single best protective gear you can wear while riding your bike.\u00a0 This will <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/save-the-bikers-with-safe-driving-for-everyone\/\">protect you against other drivers<\/a> and ensure your safety.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question2\">How Can I Cut Down on My Chances of Getting in a Wreck on My Motorcycle?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>It\u2019s vitally important to never operate any mode of transport when you\u2019ve been drinking or getting high. As a rule, you are much more exposed to serious injuries on a motorcycle, so always use your motorcycle when sober. Always drive defensively: Never assume another driver has seen you. Ride with your headlights on and constantly scan the area for any impeding danger. Make sure your bike is in good shape by using a <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/motorcycle-maintenance-checklist-for-worry-free-ride\/\">worry-free maintenance checklist<\/a> before you ride.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question3\">What Can I Do to Keep My Motorcycle from Being Stolen?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>To keep your motorcycle from being stolen, always keep the ignition and handlebars\/forks locked, secure it to a fixed object, use a high-quality lock and chain and park in well-lit areas. The best financial protection if your motorcycle is stolen is comprehensive coverage. This type of insurance can be purchased separately or as part of a full coverage package. It will pay the actual cash value minus your deductible if your bike is stolen.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question4\">How Can I Prepare for a Motorcycle Trip?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>Before taking a long ride on your motorcycle, make sure you understand the laws of the states you will ride through on your trip. For example, understand the helmet laws in each state. Take breaks as necessary and don\u2019t leave your bike unattended for long periods of time. Have a clear understanding of the different types of motorcycle insurance and <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/what-motorcycle-insurance-coverage-is-best-for-you\/\">pick the best coverage plan<\/a> for you.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question5\">Is My Motorcycle Trailer Covered Under My Policy?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>Trailers that haul motorcycles are typically covered under a car insurance policy, but you should speak to your agent about what kind of protection you need for your motorcycle while it is being trailered.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question6\">Is My Friend Covered if I Let Him Ride My Motorcycle?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>In most cases, anyone who rides your bike with the correct license and permission should be covered if they get into an accident.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question7\">Does Motorcycle Insurance Cover Other Riders on the Road?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>The coverage for other riders depends on the specific policy you choose. If you opt for the minimum liability coverage, it is possible that other riders may not be included. The coverage may also vary based on whether the other rider was a passenger while you were operating the motorcycle or if they operated it themselves. To obtain a clear answer, it is recommended to speak with an insurance agent and ensure that other riders are included in your coverage.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question8\">Can I Cancel My Bike Insurance When It\u2019s Too Cold to Ride?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>While it&#8217;s possible, it&#8217;s not advisable. Even in the presence of significant snowfall, the risk of theft or fire damaging your motorcycle or garage remains. Moreover, you would miss out on enjoying a beautiful day that eventually comes along.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                            \n                                    <\/div>\n                                                            <\/div>\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"c-section\" id=\"general-quote-callout-block_7a296f3d36f705be2931022725b6b3c3\">\n    <div class=\"o-wrapper o-wrapper--small\">\n                <div class=\"o-component c-quote-callout\" >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/QuickQuote-Desktop-08-1.webp 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/QuickQuote-Desktop-08@2x-1.webp\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/QuickQuote-Mobile-08-1.webp\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/QuickQuote-Mobile-08@2x-1.webp 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote? <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"HE\" >\n                                Health Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"MH\" >\n                                Mobile Home Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n            <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":1713,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-parts\/template-faq.php","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/2050"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=2050"}],"version-history":[{"count":28,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/2050\/revisions"}],"predecessor-version":[{"id":9070,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/2050\/revisions\/9070"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/1713"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=2050"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}