{"id":7642,"date":"2024-05-30T21:28:32","date_gmt":"2024-05-30T21:28:32","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=7642"},"modified":"2025-02-22T14:03:33","modified_gmt":"2025-02-22T14:03:33","slug":"oxnard-ca","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/california\/oxnard-ca\/","title":{"rendered":"Car Insurance in Oxnard, CA"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_cbabd6109f54f9c12df51bb3cbe29843\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Learn More about Auto Insurance in Oxnard, California<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Oxnard, nestled along the picturesque coast of Southern California, is a city brimming with charm and diversity. It&#8217;s not only celebrated for its beaches like Silver Strand and Mandalay State Beach but also for its harbors enriched with maritime activities. The city&#8217;s agricultural backdrop, dominated by strawberry fields, sets the stage for its famed California Strawberry Festival, drawing visitors from all corners. Oxnard&#8217;s Heritage Square, an architectural delight, offers a trip through its history, while the Channel Islands Harbor provides opportunities for waterfront dining and kayaking.<\/p>\n<p><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/california\/\"><strong>Car insurance in California<\/strong><\/a> is a legal necessity, and finding the right coverage is crucial. Acceptance Insurance recognizes the importance of affordable and reliable vehicle protection, especially in a dynamic region like Oxnard. Offering competitive rates, even if your driving record isn&#8217;t spotless. To delve deeper into coverage options in your area and uncover attractive discounts, continue reading.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_80d3a1891d1bc09fd2769b796f0cfc38\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Does Car Insurance Cost in Oxnard, CA?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In Oxnard, the average monthly cost for the mandatory basic \u00a0<a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/liability-auto-insurance\/\"><strong>liability auto insurance<\/strong><\/a> is approximately $50. This figure aligns closely with the national average of $52 and the California state average of $53.<\/p>\n<p>For drivers in Oxnard who elect to have <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-full-coverage-car-insurance\/\">full auto insurance coverage<\/a>, the monthly expenditure is generally about $183. This rate is slightly lower than the California state average of $190 and modestly exceeds the national average by $15.<\/p>\n    <\/div>\n    \n\n        <div class=\"o-component c-quote-callout\"  id=\"general-quote-callout-block_711d15f9f079e28589c235f72e7d58ac\"\n            >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-13-1.webp 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-13@2x-1.webp\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-13.webp\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-13@2x-1.webp 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote?  <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"HE\" >\n                                Health Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"MH\" >\n                                Mobile Home Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SM\" >\n                                Snowmobile Insurance<\/option>\n                                                                                    <option value=\"AC\" >\n                                Classic Car Insurance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n        \n\n<!-- id=\"general_text-block_d357815bfbeb95097ebc86a5e2f2416f\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Reasons Why Insurance is so Expensive in California    <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Why does \u00a0<strong><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\">car insurance<\/a><\/strong> tend to hit your wallet harder in California? First off, California is packed with people. Being the most populated state means more cars on the road and, unfortunately, more chances for fender-benders or bigger accidents that lead to claims.<\/p>\n<p>Then there&#8217;s the hustle and bustle of city life. Heavy traffic in the urban areas cranks up the risk factor, which, in turn, nudges insurance prices upward.<\/p>\n<p>Don&#8217;t forget about Mother Nature. California&#8217;s got its fair share of earthquakes, wildfires, and occasional floods. These disasters can trigger insurance claims, making it pricier for everyone.<\/p>\n<p>Also, living in California isn&#8217;t cheap, and that includes fixing cars and healthcare costs. These expenses are mirrored in your insurance rates.<\/p>\n<p>A better understanding of these elements can help you navigate the world of vehicle protection with more confidence. And remember, if you have still got questions about the \u00a0<a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/types-of-car-insurance\/\"><strong>types of auto insurance<\/strong><\/a> or need some more personalized advice, a local insurance agent is the best go-to resource.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_3b2569d3063674c079c598a8d41ec643\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Compare Car Insurance Rates by City in California<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>For insight into how Oxnard&#8217;s car insurance premiums compare with those in other large California cities, consider the comparison chart below.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_0605cee75462dd4020648196ceb936ae\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>City<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td><b>Oxnard<\/b><\/td>\n                                                    <td><b>$183<\/b><\/td>\n                                                    <td><b>$50<\/b><\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Pacoima<\/td>\n                                                    <td>$238<\/td>\n                                                    <td>$68<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Riverside<\/td>\n                                                    <td>$187<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Westminster<\/td>\n                                                    <td>$201<\/td>\n                                                    <td>$60<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>La Puente<\/td>\n                                                    <td>$198<\/td>\n                                                    <td>$56<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_99a747a260ed06d7e975644c73d2a9ce\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Compare Car Insurance Rates by Zip Code in Oxnard<\/h3>\n<p>Your insurance premiums can fluctuate due to factors like your location. Living in busy, traffic-heavy cities could increase your rates due to a higher accident risk. So, if your daily commute involves navigating through crowded streets, you might face slightly higher costs than those in more serene areas.<\/p>\n<p>Oxnard is split into four different zip codes. Let&#8217;s take a look at the average monthly costs for car insurance in each one:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_1fb2eba1ffadae6cdefedc4454de16d0\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Zip code<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>93030<\/td>\n                                                    <td>$183<\/td>\n                                                    <td>$50<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>93033<\/td>\n                                                    <td>$184<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>93035<\/td>\n                                                    <td>$178<\/td>\n                                                    <td>$50<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>93036<\/td>\n                                                    <td>$178<\/td>\n                                                    <td>$50<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_4aa16efa856c0b64d49de5bdcac45ea0\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Low-Cost Car Insurance Rates by Age in Oxnard<\/h3>\n<p>Age definitely plays a role in your coverage costs, and this is particularly true for <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/teenager-auto-insurance\/\">auto insurance for teens<\/a>. Since teens are just getting their bearings behind the wheel, their rates are typically higher. But don&#8217;t worry, as you gather more experience and keep a clean driving record, your insurance costs should start to decrease.<\/p>\n<p>Interested in the specifics? Take a look at the chart below. It breaks down what people in Oxnard shell out for their insurance, showing the shift in prices as drivers age.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_f25cbc42addf3694d2974d40f0d07d91\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Age<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>Teenagers<\/td>\n                                                    <td>$513<\/td>\n                                                    <td>$150<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>20s<\/td>\n                                                    <td>$305<\/td>\n                                                    <td>$86<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>30s<\/td>\n                                                    <td>$183<\/td>\n                                                    <td>$50<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>40s<\/td>\n                                                    <td>$173<\/td>\n                                                    <td>$48<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>50s<\/td>\n                                                    <td>$168<\/td>\n                                                    <td>$47<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>60s<\/td>\n                                                    <td>$163<\/td>\n                                                    <td>$46<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>70s<\/td>\n                                                    <td>$176<\/td>\n                                                    <td>$52<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_d366ef8ce6a211c1ba8ede3f25ca1591\" -->\n        <div class=\"o-component s-cms-content\">\n        <p><em>*To calculate average costs, we utilize the following method: a 30-year-old male, with state minimum liability and full coverage of 100\/300\/100.<\/em><\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_54bf10cff4aa9536b72e87246be9a50c\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Typical Driving Conditions in Oxnard <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <h3>How Many Fatal Accidents Happen Per Year in Oxnard, CA?<\/h3>\n<p>Drawing on the statistics from the Traffic Safety Facts Annual Reports provided by the National Highway Traffic Safety Administration (NHTSA), it appears that the frequency of fatal traffic accidents in Oxnard has been on a downward trend over recent years. Specifically, in 2019, there were 8 fatalities resulting from such mishaps, with one of those involving a pedestrian. The subsequent year, 2020, saw a reduction to 5 fatalities, still including one pedestrian. By 2021, the figures had significantly dropped, with only a single fatal incident reported as a consequence of traffic accidents.<\/p>\n<p>To continue this positive trend, it is crucial to adopt good driving practices. For instance, following <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/top-safe-driving-tips-for-teens\/\">tips for parents to keep teens safe behind the wheel<\/a> is an essential step towards maintaining road safety.<\/p>\n<h3>Are Road Infrastructure and Bridges in Oxnard well maintained?<\/h3>\n<p>The City of Oxnard boasts a dedicated Department of Public Works, committed to elevating the quality of life for its residents. This commitment involves providing top-tier public works services, facilities, and infrastructure designed to meet the evolving needs of the community. Beyond performing essential maintenance to keep city streets in satisfactory condition, the department is spearheading significant projects aimed at dramatically enhancing both safety and mobility throughout the area.<\/p>\n<p>One of the most ambitious projects on the horizon is the construction of a bridge over the Rice Avenue railroad crossing. This location has been a notorious site for accidents involving trains and vehicles, with the most catastrophic incident occurring in 2015. That year, a train collided with a truck, leading to one fatality and injuring 30 passengers. Slated for completion by 2028, this bridge project, with an estimated cost of $117 million, represents a major step forward in safeguarding the lives of Oxnard&#8217;s residents.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_b4b37d3eb480eba205f27c6b97fa695c\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Minimum Car Insurance Requirements in Oxnard<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In Oxnard, all drivers are required to meet minimum liability coverage mandates established by California state law, which include:<\/p>\n<ul>\n<li><strong>Bodily injury liability<\/strong>: At least $30,000 per individual\/$60,000 per accident.<\/li>\n<li><strong>Property damage liability<\/strong>: At least $15,000 per accident.<\/li>\n<\/ul>\n<p>In addition, consider that under California&#8217;s fault-based system, the driver who is at fault in an accident is liable for their own and others&#8217; medical costs, lost income, and related expenses, as determined by their liability insurance coverage. Due to this, having adequate insurance is crucial because disputes over fault are frequent. Leaseholders should also check with their lenders for any added insurance stipulations to safeguard the leased vehicle&#8217;s residual value.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_00fc9249fbd89113b79d2edbf526ddbb\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What Are the Penalties for Driving Without Auto Insurance in Oxnard, California? <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/hidden-costs-of-no-car-insurance\/\">Driving without insurance<\/a> in California? If you&#8217;re caught without insurance for the first time, you&#8217;re looking at a fine of at least $100. If it happens again within three years, those fines can climb, reaching up to $500.<\/p>\n<p>What&#8217;s more &#8211; in California, fines come with a penalty assessment. This means for every $10 of your fine, an additional charge is applied. What starts as a $200 fine could balloon to $900 or more, depending on the specific penalty codes applied.<\/p>\n<p>Plus, any Californian caught driving uninsured has to file for <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/sr-22-auto-insurance\/\">SR-22 insurance<\/a> if they want to get a suspended or revoked license reinstated. This requirement isn\u2019t cheap and it has to stay on your record for three years.<\/p>\n<p>And, remember this: insurance companies must report any lapse in coverage to the state. Even just one day without coverage could lead to fines or a suspended license or registration. Make sure you keep your car insurance policy up to date to avoid any unnecessary problems.<\/p>\n    <\/div>\n    \n\n        <div class=\"c-location-callout\" style='margin:30px 0'>\n                            <img decoding=\"async\" class=\"c-location-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-corporate-headquarters.svg\" alt=\"Corporate Headquarters\" aria-hidden=\"true\" width=\"104\" height=\"120\" loading=\"lazy\">\n                        <div class=\"c-section__title c-section__title--big c-section__title--left c-section__title--green\">Looking for a Local Office?  Find an Office Near You<\/div>\n            <div class=\"c-button__wrapper c-button__wrapper--center\">\n                <a class=\"c-button c-button--linear-green\" href=\"https:\/\/locations.acceptanceinsurance.com\/\">Find a Location<\/a>\n            <\/div>\n        <\/div>\n    \n\n<!-- id=\"general_text-block_31448f45077bfe1e926ebf8fa3a2d23f\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Factors Considered for Determining Car Insurance Rates in Oxnard<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In addition to age and residency, several lesser-known <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/factors-that-affect-auto-insurance-rates\/\">factors that affect auto insurance rates<\/a> are taken into account by insurers. These considerations form a comprehensive profile used to determine your premium, including:<\/p>\n<ul>\n<li>Your driving record and past claims<\/li>\n<li>Your occupation<\/li>\n<li>How old you are<\/li>\n<li>Whether you&#8217;re single or married<\/li>\n<li>What kind of car you drive<\/li>\n<\/ul>\n<p>The trick to keeping your rates down? Drive safely and make sure to check in with your insurance provider now and then to see if you\u2019re eligible for any discounts. That&#8217;s probably the best strategy to save some cash on your insurance.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_00a15aa93e49aef930c5daf2cdc9d6a3\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Insurance That Helps You Prepare for the Future<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p><a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/choosing-the-best-car-insurance\/\">Choosing car insurance<\/a> is really an act of preparation, not just a legal necessity. It&#8217;s all about ensuring you&#8217;re ready for whatever comes your way on the road, equipping you with both a sense of security and peace of mind.<\/p>\n<p>Consider your vehicle coverage as your financial safety net. It&#8217;s there to catch you by covering those sudden repair bills, medical costs, or damages to someone else&#8217;s property. Essentially, it&#8217;s your wallet&#8217;s guardian, ready to protect you from unexpected financial dives.<\/p>\n<p>One of the biggest perks of thorough coverage is the elimination of budget surprises. The fear of facing those abrupt, sky-high costs after an accident? Gone. It\u2019s akin to having a financial cushion that softens the blow, allowing you to navigate post-accident life without added financial stress.<\/p>\n<p>And don\u2019t underestimate the value of stress relief. Knowing you&#8217;re covered transforms potential disasters into manageable events, making life&#8217;s unforeseeable moments feel like mere hiccups.<\/p>\n<p>Ultimately, car insurance isn&#8217;t just about the immediate benefits. It&#8217;s an investment in your future financial wellbeing, laying a solid foundation of confidence to face whatever roadblocks life throws your way. In short, securing the right car insurance is your ticket to facing life\u2019s journeys head-on, economically and with less worry.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_d2d713b611c0fe1b9e878a43158c0bae\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Top Ways to Save on Car Insurance in Oxnard, CA<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Exploring <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/four-smart-ways-to-obtain-lower-auto-insurance-premiums\/\">smart ways to obtain lower auto insurance premiums<\/a> can lead to substantial savings, especially when you tap into the various discounts available. These savings offer a practical route to reduce your monthly expenses.<\/p>\n<p>Some of the most popular types of <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/\">car insurance discounts<\/a> in Oxnard include:<\/p>\n    <\/div>\n    \n\n                            <div class=\"c-icons-grid\">\n                <ul class=\"o-list-bare c-icons-grid__list\">\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/loyalty-icon.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/loyalty-icon.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/customer-loyalty-discount\/\">Loyalty Auto Insurance Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-low-mileage-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-low-mileage-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/low-mileage-discount\/\">Low Mileage Car Insurance Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/good-student-discount\/\">Good Student Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Installing-anti-theft.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Installing-anti-theft.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/anti-theft-discount\/\">Anti-Theft Device Car Insurance Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Multi-car-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Multi-car-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/multi-car-discount\/\">Multi-Vehicle Discount<\/a><\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-good-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-good-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span>Good Driver Insurance Discount<\/span><\/div>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-pay-in-full.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-pay-in-full.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <div class=\"s-cms-content\"><span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/paid-in-full-discount\/\">Pay-in-Full Car Insurance Discount<\/a><\/span><\/div>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n        \n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"general-mb-block-image-left-block_0d3c0805ff29e76b1cfaf9d65471c613\" class=\"c-section c-section--bg-blue-light\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n            <div class=\"o-component c-media-block \">\n                <div class=\"c-media-block__item\">\n                    <picture class=\"c-media-block__pic\">\n                                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/shutterstock_1956558469.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/shutterstock_1956558469@2x.webp 2x\" type=\"image\/webp\">\n                            <img decoding=\"async\" class=\"c-media-block__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/shutterstock_1956558469-1.webp\" alt=\"Sunset aerial view of the downtown skyline of Oxnard \u2013 Oxnard, cheap car insurance in California.\" width=\"320\" height=\"200\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/shutterstock_1956558469@2x-1.webp 2x\">\n                                            <\/picture>\n                <\/div>\n                <div class=\"c-media-block__item\">\n                                        <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Obtain Your Car Insurance Quote in Oxnard Today!<\/h2>\n                                                                <div class=\"s-cms-content \">\n                            <p>Need affordable, reliable car insurance in Oxnard? Acceptance Insurance offers coverage that meets California requirements and ensures your road safety. Get a <strong><a href=\"#modal-turbo\">free insurance quote online<\/a><\/strong>, call us at <strong><a href=\"tel:1-877-405-7102\">877-405-7102<\/a><\/strong>, or visit a <a href=\"https:\/\/locations.acceptanceinsurance.com\/\"><strong>nearby office.<\/strong><\/a>\u00a0We&#8217;re here to help you!<\/p>\n                                                                                            <a class=\"c-button c-button--orange\" target=\"\" href=\"#modal-turbo\">\n                                                                                                            Get Started                                <\/a>\n                                                                                                                <\/div>\n                                    <\/div>\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":983,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/7642"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=7642"}],"version-history":[{"count":31,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/7642\/revisions"}],"predecessor-version":[{"id":11752,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/7642\/revisions\/11752"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/983"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=7642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}