{"id":7942,"date":"2024-06-07T01:45:27","date_gmt":"2024-06-07T01:45:27","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=7942"},"modified":"2024-07-16T16:54:07","modified_gmt":"2024-07-16T16:54:07","slug":"madera-ca","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/california\/madera-ca\/","title":{"rendered":"Madera, CA"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_08738f962c4c2f8722c0936cc3d7d042\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Learn More about Auto Insurance in Madera, California<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Madera, located in the San Joaquin Valley of California, is an area widely known for its agricultural abundance. However, it offers far more beyond its fruitful vineyards and rich farmlands. Places like the Madera County Museum and the Fossil Discovery Center of Madera County allow visitors to step into the past, offering lessons about local history and prehistoric fauna, respectively. Outdoor enthusiasts frequent the Quady Winery, which pairs unique wine tastings with beautiful vineyard views, while golfers might spend a day at the Madera Municipal Golf Course. For avid shoppers, the Madera Marketplace offers a variety of shops. With a population that is diverse both culturally and generationally, Madera seamlessly blends the charm of a small town with the amenities of a larger city.<\/p>\n<p>In Madera, having auto insurance is more than a recommendation\u2014it&#8217;s a requirement. This is where Acceptance Insurance provides the best <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/california\/\">car insurance in California<\/a> at competitive prices, even if your driving record has a few blemishes. For those cruising through the Golden State or venturing beyond, it&#8217;s vital to ensure you&#8217;re adequately protected. To dive deeper into what vehicle coverages are available in Madera and how to access discounts, continue reading.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_ee16484d0a23862d495f2062a3b7d5aa\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Does Car Insurance Cost in Madera, CA?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In Madera, getting the basic <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/liability-auto-insurance\/\">liability auto insurance<\/a> required by the state averages about $48 monthly \u2013 that&#8217;s $4 less than the national average and $5 under California&#8217;s overall average.<\/p>\n<p>And if you&#8217;re thinking of going for the full auto coverage instead, it&#8217;s not too shabby in Madera either. It comes in at around $174 monthly. This is $16 cheaper than the California average, even though it&#8217;s slightly above the national average by $6.<\/p>\n    <\/div>\n    \n\n        <div class=\"o-component c-quote-callout\"  id=\"general-quote-callout-block_0fffeb73edf60631537a96966dcd31b8\"\n            >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/QuickQuote-Desktop-09.svg 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/QuickQuote-Desktop-09@2x.svg\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/QuickQuote-Mobile-09.svg\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/QuickQuote-Mobile-09@2x.svg 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote? <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"HE\" >\n                                Health Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n        \n\n<!-- id=\"general_text-block_608fffcb87a2c2de13926926a953ec69\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>What Does Full vs. Minimum Mean?<\/h3>\n<p>The main <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/types-of-car-insurance\/\">types of auto insurance<\/a> are full coverage and minimum liability. Understanding the differences between these options is crucial for choosing the right insurance for your needs.<\/p>\n<p>Full auto insurance is the most complete plan for your vehicle. It&#8217;s not mandatory by law, but it&#8217;s generally required if you&#8217;re financing or leasing your car. This coverage includes three main components:<\/p>\n<ul>\n<li>Liability coverage: Covers costs if you cause damage to others or their property.<\/li>\n<li>Collision coverage: Pays for repairs to your vehicle if you hit another car or object, regardless of who&#8217;s at fault.<\/li>\n<li>Comprehensive coverage: Protects against non-collision incidents like theft, vandalism, or natural disasters.<\/li>\n<\/ul>\n<p>Full coverage is your all-in-one package, offering a shield against a broad spectrum of risks to both you and your vehicle.<\/p>\n<p>On the other hand, minimum liability insurance is the least amount of coverage you can carry by law to drive legally. It specifically covers the costs of damage or injuries you might cause to others in an accident, not damage to your own vehicle. Minimum liability includes:<\/p>\n<ul>\n<li>Bodily injury and death liability: Helps cover costs related to injuries to other people involved in the accident.<\/li>\n<li>Property damage liability: Pays for damage you cause to someone else&#8217;s property (like their car).<\/li>\n<\/ul>\n<p>Each state sets its own minimum limits for how much coverage you need, focusing purely on your responsibility to others, not the protection of your own vehicle.<\/p>\n<p>In essence, the big difference lies in what they cover: full coverage provides comprehensive protection for both you and your car, as well as covering potential damages to others, while minimum liability focuses solely on covering your legal bases, primarily focusing on any damage or injuries you cause to other people.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_3b0230c21cb915eb922e5f1203e4c117\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Compare Car Insurance Rates by City in California<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>To compare <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/\">car insurance<\/a> rates in Madera with those in other California cities, please see the detailed breakdown below.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_bf4e9ab4847a86758ced54b40e80fd45\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>City<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability&nbsp; Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td><b>Madera<\/b><\/td>\n                                                    <td><b>$205<\/b><\/td>\n                                                    <td><b>$58<\/b><\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Long Beach<\/td>\n                                                    <td>$217<\/td>\n                                                    <td>$58<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Pacoima<\/td>\n                                                    <td>$238<\/td>\n                                                    <td>$68<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Riverside<\/td>\n                                                    <td>$187<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>South Gate<\/td>\n                                                    <td>$219<\/td>\n                                                    <td>$58<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_afa9a5865122883b9992afe9301acbec\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Compare Car Insurance Rates by Zip Code in Madera<\/h3>\n<p>Contrary to what some might think, your vehicle protection bill is not determined randomly. One of the most important <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/factors-that-affect-auto-insurance-rates\/\">factors that affect auto insurance rates<\/a> is your address. Living in a busy city with frequent traffic jams and accidents can increase insurers&#8217; risk perception of you. Therefore, if your daily commute involves a lot of maneuvering through traffic, you might end up paying more for your insurance than someone who lives in a calmer suburban area.<\/p>\n<p>The table below details car insurance rates in Madera, categorized by the city&#8217;s 3 standard zip codes:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_3c62cf730d6dfa571cdd68ed24c500d2\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>zip code<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability&nbsp; Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>93636<\/td>\n                                                    <td>$174<\/td>\n                                                    <td>$48<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>93637<\/td>\n                                                    <td>$171<\/td>\n                                                    <td>$43<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>93638<\/td>\n                                                    <td>$173<\/td>\n                                                    <td>$44<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_f256043d60a2e03716cdc1976738d11a\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Low-Cost Car Insurance Rates by Age in Madera<\/h3>\n<p>Your age isn&#8217;t just a number when it comes to calculating your insurance premiums; insurance providers see it as a key piece of the puzzle. It&#8217;s common for younger drivers to face higher rates because, in the eyes of insurers, less experience means a higher risk. However, there&#8217;s a silver lining. As you grow older and prove you&#8217;re safe on the road, your premiums are likely to get friendlier on your wallet.<\/p>\n<p>Explore the chart below for a quick overview of average insurance costs by age group in Madera.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_216b67fab3b9492a10aef3a62fecfd4d\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Age<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>Teenagers<\/td>\n                                                    <td>$480<\/td>\n                                                    <td>$144<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>20s<\/td>\n                                                    <td>$288<\/td>\n                                                    <td>$84<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>30s<\/td>\n                                                    <td>$174<\/td>\n                                                    <td>$48<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>40s<\/td>\n                                                    <td>$163<\/td>\n                                                    <td>$46<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>50s<\/td>\n                                                    <td>$159<\/td>\n                                                    <td>$45<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>60s<\/td>\n                                                    <td>$154<\/td>\n                                                    <td>$45<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>70s<\/td>\n                                                    <td>$167<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n\n<p><em><em>*To calculate average costs, we utilize the following method: a 30-year-old male, with state minimum liability and full coverage of 100\/300\/100.<\/em><\/em><\/p>\n\n\n<!-- id=\"general_text-block_dd640eff09077c5edc835d1eeb6b0940\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Typical Driving Conditions in Madera <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <h3>How Many Accidents Happen Per Year in Madera, CA?<\/h3>\n<p>In Madera, the number of fatal car crashes exceeds 100 annually. Data provided by the California Office of Traffic Safety reveals a concerning trend: in 2019, a total of 153 fatal and injury accidents were reported (with 32 involving alcohol). In 2020, there were 132 cases of victims killed or injured (20 of these incidents were alcohol-related), and in 2021, the figures rose again to 163 fatal and injury incidents (33 of which were tied to alcohol).<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_3de5de76da27744f85409e53f1e9fa7d\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Are Road Infrastructure and Bridges in Madera well maintained?<\/h3>\n<p>The city of Madera operates a dedicated <a href=\"https:\/\/www.facebook.com\/mcpublicworks\/\" target=\"_blank\" rel=\"noopener\">Public Works Department<\/a>, whose role includes the critical upkeep of the city&#8217;s infrastructure including streets. Despite these efforts, the state of California continues to grapple with numerous infrastructural hurdles. One prominent issue is the existence of aging bridges, some of which have been in place for many decades.<\/p>\n<p>To improve and rejuvenate the city&#8217;s infrastructure, the Madera government has undertaken an extensive renovation initiative. Among the standout projects in this program is the replacement of the bridge on State Route 99, also known as 12th Avenue. As a testament to the investment in infrastructure, this project carries a hefty price tag near $37 million. The project&#8217;s completion is projected to take place in 2025.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_a954fcf4a392e48017d3b30d48515647\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Minimum Car Insurance Requirements in Madera<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In California, minimum insurance requirements include:<\/p>\n<ul>\n<li>At least $15,000 for bodily injury or death liability insurance, with a minimum of $30,000 per accident.<\/li>\n<li>A minimum of $5,000 for property damage liability insurance.<\/li>\n<\/ul>\n<p>Keep this essential information handy to ensure you&#8217;re legally covered and can drive worry-free in the Golden State.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_4d670e27faa9aade98d3a80472eede70\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What Are the Penalties for Driving Without Auto Insurance in Madera, California? <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In California, driving without valid auto insurance is considered a class C misdemeanor. The penalties for this offense vary:<\/p>\n<ul>\n<li><strong>First-time offenders<\/strong>: A fine ranging between $100 to $200.<\/li>\n<li><strong>Repeat offenders (within three years)<\/strong>: Fines increase to $300 to $500.<\/li>\n<li><strong>Vehicle impoundment<\/strong>: In certain instances, your vehicle may be impounded until you provide proof of insurance.<\/li>\n<li><strong>Registration suspension:<\/strong> Your vehicle&#8217;s registration can be suspended for driving uninsured.<\/li>\n<\/ul>\n<p>To avoid these penalties, ensure your vehicle is insured with at least the minimum coverage required by California law. If you need help finding coverage for your car, remember you can turn to your local agent to easily answer the most <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/common-questions-about-auto-insurance\/\">common questions about auto insurance<\/a>.<\/p>\n    <\/div>\n    \n\n<div class=\"c-section\" id=\"home-location-callout-block_e187395c30f0d9f943bb95002ad26dc4\">\n    <div class=\"o-wrapper o-wrapper--small\">\n                <div class=\"c-location-callout\" >\n                            <img decoding=\"async\" class=\"c-location-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-corporate-headquarters.svg\" alt=\"Corporate Headquarters\" aria-hidden=\"true\" width=\"104\" height=\"120\" loading=\"lazy\">\n                        <div class=\"c-section__title c-section__title--big c-section__title--left c-section__title--green\">Looking for a Local Office?  Find an Office Near You<\/div>\n            <div class=\"c-button__wrapper c-button__wrapper--center\">\n                <a class=\"c-button c-button--linear-green\" href=\"https:\/\/locations.acceptanceinsurance.com\/\">Find a Location<\/a>\n            <\/div>\n        <\/div>\n        <\/div>\n    <\/div>\n\n\n<!-- id=\"general_text-block_704f9ad4d22679949d88d627d86ea99c\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Factors Considered for Determining Car Insurance Rates in Madera<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>As you might have noticed, there are numerous factors that influence your car insurance rates. Your age, location, and driving habits certainly play a part in your auto insurance rate calculation, but that&#8217;s not all. Insurers also consider:<\/p>\n<ul>\n<li>The amount of your deductible<\/li>\n<li>Your education level<\/li>\n<li>Your marital status<\/li>\n<li>The make and model of your vehicle<\/li>\n<li>Your gender<\/li>\n<\/ul>\n<p>These factors collectively give insurance companies a better understanding of the risk you pose, hence influencing your premium costs. Remember, every little detail counts when it comes to car insurance premiums.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_67fd8b5e4e83fab73f0fa75a657420eb\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Insurance That Helps You Prepare for the Future<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Car insurance is one of those forward-thinking decisions that can help you navigate the unpredictability of life with increased confidence. This isn&#8217;t merely a policy; it&#8217;s a robust arrangement that safeguards you when traversing life&#8217;s uncharted roads.<\/p>\n<p>At its heart, auto insurance primarily acts as a financial buffer. The prospect of unforeseen repair bills, medical costs, or shouldering someone else&#8217;s losses can be formidable. However, with car insurance, these sudden financial shocks are absorbed and managed, preventing them from causing major disruptions to your finances.<\/p>\n<p>Further, full auto coverage offers you a comprehensive shield. This protection mitigates the anxieties associated with potential out-of-pocket expenses following an accident.<\/p>\n<p>Mistakes on the road can sometimes lead to accidents with subsequent injuries or property damage. Car insurance provides coverage, stepping in to manage the resultant costs. It acts as a legal and moral cushion that allows you to continue moving forward without the stress of financial and legal repercussions.<\/p>\n<p>In essence, opting for car insurance means choosing a secure and less anxious future. It&#8217;s about making an intelligent decision to prepare yourself against the unpredictable, no matter what twists and turns your journey may bring.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_8864acc2cd44ffaa78afba66c3c03094\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Top Ways to Save on Car Insurance in Madera, CA<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>There are numerous <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/four-smart-ways-to-obtain-lower-auto-insurance-premiums\/\">smart ways to obtain lower auto insurance premiums<\/a>. It&#8217;s wise to explore and take advantage of the variety of discounts that insurers offer, provided you qualify for them. This approach can lead to substantial savings over time.<\/p>\n<p>In Madera, some common types of car insurance discounts include:<\/p>\n    <\/div>\n    \n\n<div class = \"c-section \">\n    <div class = \"o-wrapper o-wrapper--small\">\n                            <div class=\"c-icons-grid\">\n                <ul class=\"o-list-bare c-icons-grid__list\">\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Student-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Good Student Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Installing-anti-theft.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Installing-anti-theft.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Anti-Theft Device Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/loyalty-icon.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/loyalty-icon.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Loyalty Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-good-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-good-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Good Driver Insurance Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-low-mileage-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-low-mileage-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Low Mileage Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Multi-car-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/Multi-car-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Multi-Vehicle Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-pay-in-full.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-pay-in-full.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Pay-in-Full Car Insurance Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-defensive-driving-course-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-defensive-driving-course-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Defensive Driving Course Discount<\/span>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n            <\/div>\n<\/div>\n\n\n<!-- id=\"general_text-block_ce01dea53ff79f7b76770d94fe18bb9f\" -->\n        <div class=\"o-component s-cms-content\">\n        <p>You could also lower your expenses by packaging your policies together with the same insurance company. For instance, if you merge your auto insurance with your renters or <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/homeowners-insurance\/\">homeowners insurance<\/a>, you might see savings as high as 25% on your premiums.<\/p>\n    <\/div>\n    \n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"general-mb-block-image-left-block_e53532479f6f31648c5fdaa35d619aa1\" class=\"c-section c-section--bg-blue-light\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n            <div class=\"o-component c-media-block \">\n                <div class=\"c-media-block__item\">\n                    <picture class=\"c-media-block__pic\">\n                                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/shutterstock_2294751005.png, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/shutterstock_2294751005@2x.png 2x\" type=\"image\/webp\">\n                            <img decoding=\"async\" class=\"c-media-block__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/shutterstock_2294751005-1.png\" alt=\"Late afternoon sunlight shines on the buildings along Robertson Blvd in downtown Chowchilla, Madera County \u2013 Madera, cheap car insurance in California\" width=\"320\" height=\"200\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/shutterstock_2294751005@2x-1.png 2x\">\n                                            <\/picture>\n                <\/div>\n                <div class=\"c-media-block__item\">\n                                        <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Obtain Your Car Insurance Quote in Madera Today!<\/h2>\n                                                                <div class=\"s-cms-content \">\n                            <p>Secure affordable, reliable car insurance with Acceptance Insurance. Get a personalized <a href=\"#modal-turbo\">free insurance quote online<\/a> or call <a href=\"tel:1-877-405-7102\">877-405-7102<\/a>. For a tailored experience, our <a href=\"https:\/\/locations.acceptanceinsurance.com\/\">nearby office<\/a> is ready to welcome you. Let us guide you to protection and peace of mind on the road.<\/p>\n                                                                                            <a class=\"c-button c-button--orange\" target=\"\" href=\"#modal-turbo\">\n                                                                                                            Get Started                                <\/a>\n                                                                                                                <\/div>\n                                    <\/div>\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>*To calculate average costs, we utilize the following method: a 30-year-old male, with state minimum liability and full coverage of 100\/300\/100.<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":983,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/7942"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=7942"}],"version-history":[{"count":19,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/7942\/revisions"}],"predecessor-version":[{"id":8891,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/7942\/revisions\/8891"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/983"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=7942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}