{"id":8147,"date":"2024-06-13T00:12:38","date_gmt":"2024-06-13T00:12:38","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=8147"},"modified":"2024-06-13T00:12:58","modified_gmt":"2024-06-13T00:12:58","slug":"fresno-ca","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/california\/fresno-ca\/","title":{"rendered":"Find Cheap Car Insurance in Fresno, CA"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_fc6adb34af4c2d35c74df1557a317c7f\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Learn More about Auto Insurance in Fresno, California<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Situated in the heart of California, Fresno serves as both the economic hub of Fresno County and the San Joaquin Valley. The city&#8217;s population exceeds half a million, making it the fifth largest in California. Known for its cultural diversity and agricultural background, this city offers its residents and visitors a unique mix of urban life and natural beauty, along with popular destinations like the Tower District, Woodward Park, and the Fresno Chaffee Zoo. The city&#8217;s thriving arts scene can be seen in places such as the Fresno Art Museum and the historic Tower Theatre, while nature enthusiasts often flock to the nearby Yosemite, Sequoia, and Kings Canyon National Parks.<\/p>\n<p>In a bustling city like Fresno, traffic and accidents are part of daily life. That&#8217;s why having auto insurance is not just a recommendation, but a legal requirement in the area. But don&#8217;t let this concern you. Protecting yourself on the road doesn&#8217;t have to mean emptying your bank account. Acceptance Insurance provides the best <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/california\/\"><strong>car insurance in California<\/strong><\/a> at low costs, even if you have tickets or penalties on your driving record. Continue reading to uncover everything you need to know about vehicle coverage in the region.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_fa1d576b36e3285885b73d13bf8378ae\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Does Car Insurance Cost in Fresno, California?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>In Fresno, drivers usually allot around $51 monthly for essential <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/liability-auto-insurance\/\"><strong>liability auto insurance<\/strong><\/a>. This rate is just a dollar less than the national average of $52 and two dollars under California&#8217;s mean of $53.<\/p>\n<p>For those considering broader protection, expect to spend roughly $181 per month on full auto insurance. This is $9 cheaper than California\u2019s average, but $13 above the national figure of $168.<\/p>\n<h3>Reasons Why Insurance is so Expensive in California<\/h3>\n<p><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/\"><strong>Car insurance<\/strong><\/a> premiums are generally higher in the Golden State due to:<\/p>\n<ul>\n<li><strong>Population size<\/strong>: As the most populous state, there&#8217;s a higher likelihood of vehicular incidents leading to insurance claims.<\/li>\n<li><strong>Urban congestion<\/strong>: Significant traffic in city centers increases risk and subsequently insurance costs.<\/li>\n<li><strong>Natural disaster risk<\/strong>: The state&#8217;s susceptibility to earthquakes, wildfires, and floods can lead to large-scale claims and higher overall premiums.<\/li>\n<li><strong>Cost of living<\/strong>: Higher costs associated with vehicle repairs and healthcare in California are reflected in insurance rates.<\/li>\n<\/ul>\n<p>Understanding these contributing factors aids in making informed choices about your insurance options. If you need further clarification on the <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/types-of-car-insurance\/\"><strong>types of auto insurance<\/strong><\/a> available, consult your local insurance agent.<\/p>\n    <\/div>\n    \n\n        <div class=\"o-component c-quote-callout\"  id=\"general-quote-callout-block_de9fb555149e0d3b00c2766abab74b4c\"\n            >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-01.webp 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Desktop-01@2x.webp\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-01.webp\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/04\/QuickQuote-Mobile-01@2x.webp 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote?  <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"HE\" >\n                                Health Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"MH\" >\n                                Mobile Home Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SM\" >\n                                Snowmobile Insurance<\/option>\n                                                                                    <option value=\"AC\" >\n                                Classic Car Insurance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n        \n\n<!-- id=\"general_text-block_c1b7c5ff0cff9a877a6f5ae673c3f04b\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Compare Car Insurance Rates by City in California<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Looking to compare car insurance rates in major Californian cities? See the quick overview below!<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_a6fb89d5f440dc9b089af22e7d6f8d14\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>City<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td><b>Fresno<\/b><\/td>\n                                                    <td><b>$181<\/b><\/td>\n                                                    <td><b>$51<\/b><\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Los Angeles <\/td>\n                                                    <td>$251<\/td>\n                                                    <td>$66<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Riverside<\/td>\n                                                    <td>$187<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Norwalk<\/td>\n                                                    <td>$202<\/td>\n                                                    <td>$55<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>Long Beach<\/td>\n                                                    <td>$217<\/td>\n                                                    <td>$58<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_16d106d84610e66a186c266c96ed3d4e\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Compare Car Insurance Rates by Zip Code in Fresno<\/h3>\n<p>Did you know that your zip code plays a big role in figuring out your car insurance costs? If your neighborhood is always hopping with traffic and, unfortunately, accidents, your insurance bill might be a bit higher. It&#8217;s all because living in busy areas means there&#8217;s a greater chance you might find yourself in a fender bender, bumping up those insurance prices.<\/p>\n<p>Take a peek at the table below to see how full coverage and the state minimum insurance rates in Fresno vary by zip code.<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_fbe67c8f4958e76388e65a3b00cea4e0\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Zip code<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>93650<\/td>\n                                                    <td>$181<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>93701<\/td>\n                                                    <td>$192<\/td>\n                                                    <td>$53<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>93702<\/td>\n                                                    <td>$186<\/td>\n                                                    <td>$50<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>93703<\/td>\n                                                    <td>$181<\/td>\n                                                    <td>$50<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>93704<\/td>\n                                                    <td>$170<\/td>\n                                                    <td>$48<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>93705<\/td>\n                                                    <td>$180<\/td>\n                                                    <td>$50<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>93706<\/td>\n                                                    <td>$186<\/td>\n                                                    <td>$49<\/td>\n                                            <\/tr>\n                                                                                <tr class=\"is-hidden\">\n                                                                        <td>93710<\/td>\n                                                    <td>$174<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr class=\"is-hidden\">\n                                                                        <td>93711<\/td>\n                                                    <td>$176<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr class=\"is-hidden\">\n                                                                        <td>93718<\/td>\n                                                    <td>$199<\/td>\n                                                    <td>$56<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n        <div class=\"c-button__wrapper js-expandable-content-controls\">\n        <button class=\"c-button c-button--linear-blue c-button--expand js-expandable-content-more-button\" type=\"button\" aria-label=\"View more of the table\" aria-expanded=\"false\">View more<\/button>\n        <button class=\"c-button c-button--linear-blue c-button--expand js-expandable-content-less-button\" type=\"button\" aria-label=\"View less of the table\" aria-expanded=\"true\">View Less<\/button>\n    <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_d1399691db1f73885ccfa28f3f09980a\" -->\n        <div class=\"o-component s-cms-content\">\n        <h3>Low-Cost Car Insurance Rates by Age in Fresno<\/h3>\n<p>In Fresno, <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/teenager-auto-insurance\/\"><strong>auto insurance for teens<\/strong><\/a> and newbies behind the wheel tends to be on the pricey side. Less experience means a higher risk for insurers, and they make up for it with heftier premiums.<\/p>\n<p>Check out the chart below. It lays out the average monthly premiums for various age groups in Fresno, giving you a clear picture of what to expect for vehicle insurance costs based on your age group:<\/p>\n    <\/div>\n    \n\n<div id=\"general-expandable-table-block_a0cfb7ddcae18ad3869d4f4866aaf806\" class=\"o-component c-simple-table js-simple-table js-expandable-content\">\n    <div class=\"c-simple-table__indicator js-simple-table-indicator\">Scroll for more <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\"><use xlink:href=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/icons\/icons.svg#icon-scroll\"><\/use><\/svg><\/span>\n    <\/div>\n    <div class=\"c-simple-table__content\">\n                    <table class=\"c-simple-table__table\">\n                                    <tr>\n                                                    <th>Age<\/th>\n                                                    <th>Full Coverage Insurance<\/th>\n                                                    <th>Liability Insurance Coverage<\/th>\n                                            <\/tr>\n                                                                                            <tr>\n                                                                        <td>Teenagers<\/td>\n                                                    <td>$504<\/td>\n                                                    <td>$152<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>20s<\/td>\n                                                    <td>$301<\/td>\n                                                    <td>$88<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>30s<\/td>\n                                                    <td>$181<\/td>\n                                                    <td>$51<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>40s<\/td>\n                                                    <td>$171<\/td>\n                                                    <td>$49<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>50s<\/td>\n                                                    <td>$166<\/td>\n                                                    <td>$48<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>60s<\/td>\n                                                    <td>$161<\/td>\n                                                    <td>$47<\/td>\n                                            <\/tr>\n                                                                                <tr>\n                                                                        <td>70s<\/td>\n                                                    <td>$174<\/td>\n                                                    <td>$53<\/td>\n                                            <\/tr>\n                                                <\/table>\n            <\/div>\n    <\/div>\n\n<!-- id=\"general_text-block_97142df9d3cb7d02243ec7811a326e87\" -->\n        <div class=\"o-component s-cms-content\">\n        <p><em>*To calculate average costs, we utilize the following method: a 30-year-old male, with state minimum liability and full coverage of 100\/300\/100. <\/em><\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_06ea98eff4d845104fbf884bfdd9a597\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Typical Driving Conditions in Fresno <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <h3>How Many Fatal Accidents Happen Per Year in Fresno, California?<\/h3>\n<p>The NHTSA (National Highway Traffic Safety Administration) keeps a close eye on road safety, and their Traffic Safety Facts Annual Reports show something worrying for Fresno. It seems the number of traffic-related deaths has been creeping up over the years, fluctuating between 40 to 80 victims annually.<\/p>\n<p>Take 2021, for example &#8211; Fresno saw 81 lives lost in fatal crashes, with pedestrians making up 5 of those tragedies. This was an increase from 2020, which had its own grim tally of 71 deaths, including 5 pedestrian lives. And, looking back at 2019, the situation was somewhat less dire but still concerning, with 45 deaths noted, including 3 pedestrians.<\/p>\n<h3>Are Road Infrastructure and Bridges in Fresno well maintained?<\/h3>\n<p>Fresno sits in the heart of California&#8217;s Central Valley, an area notorious for some of the most deteriorated infrastructure and bridges \u2013 many built back in the &#8217;50s. For Fresno, one of the most pressing infrastructure woes is State Route 99, constructed in 1965. As of now, it doesn&#8217;t meet the Americans with Disabilities Act (ADA) standards, contributes to traffic congestion, and complicates the commute for thousands of drivers.<\/p>\n<p>The effort to fix this area is known as the <strong><a href=\"https:\/\/dot.ca.gov\/caltrans-near-me\/district-6\/district-6-projects\/06-0h240\" target=\"_blank\" rel=\"noopener\">South Fresno State Route 99 Corridor Project<\/a>.<\/strong> The project carries a hefty price tag, estimated to cost between $119 million to $146 million and aims to be wrapped up by December 2028. Alongside this major overhaul, the Fresno Council is tackling other smaller upgrades. Nonetheless, a significant portion of its infrastructure and bridges remain in poor and outdated conditions.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_e5e69dbd330cc6aed3267ac9680e6593\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Minimum Car Insurance Requirements in Fresno<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>If you&#8217;re hitting the roads in sunny California, it&#8217;s good to know the ins and outs of the state&#8217;s minimum liability coverage rules. These guidelines aim to ensure you&#8217;re well-covered if life throws a curveball while you&#8217;re on the road.<\/p>\n<p>So, what kind of coverage do you need in the Golden State? It&#8217;s straightforward:<\/p>\n<ul>\n<li>Start with at least $15,000 for bodily injury or death liability insurance per person, with that a minimum of $30,000 per accident.<\/li>\n<li>And you&#8217;ll also need a minimum of $5,000 for property damage liability insurance.<\/li>\n<\/ul>\n<p>While these are the state-mandated minimums, always remember that having more comprehensive coverage could be beneficial.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_82b6dd6336fdead9e05387d4c05cacba\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What Are the Penalties for Driving Without Auto Insurance in Fresno, California? <\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>All Fresno automobile operators should be aware of the importance of maintaining valid car insurance. Driving without it is not merely imprudent\u2014it&#8217;s a violation of state laws. Being stopped without up-to-date insurance documentation, or in cases where the policy has lapsed, is considered a contravention of coverage regulations, resulting in classification as a Class C misdemeanor.<\/p>\n<p>If you were to find yourself in this unfortunate situation for the first time, be aware that fines may range from $100 to $200. However, should you commit the same infraction within a three-year span, penalties may escalate to anywhere from $300 to $500. In addition, judicial authorities could impound your vehicle until proof of proper insurance is provided. There\u2019s even the risk of a suspension of your vehicle registration.<\/p>\n<p>The best way to steer clear of these troubles is to make sure you&#8217;ve got at least the bare minimum insurance coverage that&#8217;s required. That way, you can enjoy the drive and keep those legal headaches in the rearview mirror.<\/p>\n    <\/div>\n    \n\n        <div class=\"c-location-callout\" style='margin:30px 0'>\n                            <img decoding=\"async\" class=\"c-location-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-corporate-headquarters.svg\" alt=\"Corporate Headquarters\" aria-hidden=\"true\" width=\"104\" height=\"120\" loading=\"lazy\">\n                        <div class=\"c-section__title c-section__title--big c-section__title--left c-section__title--green\">Looking for a Local Office?  Find an Office Near You<\/div>\n            <div class=\"c-button__wrapper c-button__wrapper--center\">\n                <a class=\"c-button c-button--linear-green\" href=\"https:\/\/locations.acceptanceinsurance.com\/\">Find a Location<\/a>\n            <\/div>\n        <\/div>\n    \n\n<!-- id=\"general_text-block_351cae68320bdd8e3e733f437e20abcc\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Factors Considered for Determining Car Insurance Rates in Fresno<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Various elements can influence your car insurance rates. These elements are carefully scrutinized by insurance providers when calculating your premium.<\/p>\n<p>Important <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/factors-that-affect-auto-insurance-rates\/\"><strong>factors that affect your auto insurance rates<\/strong><\/a> entail:<\/p>\n<ul>\n<li><strong>Your driving habits and history<\/strong>: If your driving history is dotted with accidents, traffic infractions, or an <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/sr-22-auto-insurance\/\"><strong>SR-22 insurance<\/strong><\/a> stipulation, expect to shell out more for premiums.<\/li>\n<li><strong>Make and model of vehicle<\/strong>: The car you possess can also sway your rates. Luxury or performance vehicles tend to incur higher insurance costs due to elevated repair expenditures and an increased theft susceptibility.<\/li>\n<li><strong>Your deductible<\/strong>: The deductible, or the sum you agree to pay before your insurance kicks in, is another factor. A higher deductible could translate into reduced premiums.<\/li>\n<li><strong>Your coverage caps<\/strong>: Ultimately, the level of coverage you select impacts your rates too. Higher coverage limits correlate with higher premiums.<\/li>\n<\/ul>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_686f53dde682e2e7e9516408bd1e2816\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Here\u2019s What You Need to Know When Driving in California<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>When you&#8217;re cruising through California, it&#8217;s essential to understand how its diverse climate conditions can directly influence your driving experience. The Golden State is known for its variety of weather patterns \u2013 from the foggy coasts of San Francisco to the dry desert heat of Death Valley.<\/p>\n<p>In coastal areas, especially in the morning, thick fog can blanket the roads, significantly reducing visibility. This demands that drivers slow down, turn on their low beam headlights, and maintain a safe following distance. In contrast, the interior valleys and deserts can present scorching heatwaves, increasing the risk of overheating engines and tire blowouts. It&#8217;s wise to have your vehicle well-maintained, carry extra water, and be prepared for the intense sun glare that can challenge your visibility.<\/p>\n<p>Venturing into the mountain regions poses a different set of challenges, particularly during the winter months when they can become snowbound. If you&#8217;re heading to the Sierra Nevada or other high-altitude areas, it&#8217;s important to check weather forecasts and road conditions before setting off.<\/p>\n<p>In the winter roads can be slicked with ice and snow, and sometimes California law requires vehicles to be equipped with chains or snow tires. Pack an emergency kit that includes blankets, food, water, and a shovel. Although Caltrans does an excellent job of plowing and salting roads, be ready for winter driving conditions and remember that mountain weather can change rapidly, bringing unexpected conditions that could impact your travel.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_8dd52eb38a075c5ad8800c2876c5fbce\" -->\n            <h2 class=\"c-section__title c-section__title--left\">Top Ways to Save on Car Insurance in Fresno, CA<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>There are several <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/four-smart-ways-to-obtain-lower-auto-insurance-premiums\/\"><strong>smart ways to obtain lower auto insurance premiums<\/strong><\/a>. Just stick to being a safe driver and don&#8217;t be shy to talk with your local agent about deals available in your locale.<\/p>\n<p>In Fresno, some of the types of car insurance discounts include:<\/p>\n    <\/div>\n    \n\n<div class = \"c-section \">\n    <div class = \"o-wrapper o-wrapper--small\">\n                            <div class=\"c-icons-grid\">\n                <ul class=\"o-list-bare c-icons-grid__list\">\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/military-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/military-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Military Car Insurance Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-senior-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-senior-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Senior Citizen Auto Insurance Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/product-list\/icon-military-discount.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/product-list\/icon-military-discount@2x.webp 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Multi-Policy Insurance Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-low-mileage-discount.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-low-mileage-discount.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Low Mileage Auto Insurance Discount<\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-good-driver.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-good-driver.svg 2x\">\n                                <img decoding=\"async\" class=\"c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span>Good Driver Discount<\/span>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n            <\/div>\n<\/div>\n\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"general-mb-block-image-left-block_ff64770f739ae803ed8eede0b2d48cf9\" class=\"c-section c-section--bg-blue-light\">\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n            <div class=\"o-component c-media-block \">\n                <div class=\"c-media-block__item\">\n                    <picture class=\"c-media-block__pic\">\n                                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/FresnoCA-1.webp, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/FresnoCA-1@2x.webp 2x\" type=\"image\/webp\">\n                            <img decoding=\"async\" class=\"c-media-block__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/FresnoCA-2.webp\" alt=\"The daytime sun illuminates Chukchansi Park in downtown Fresno \u2013 Fresno, cheap car insurance in California\" width=\"320\" height=\"200\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/FresnoCA-2@2x.webp 2x\">\n                                            <\/picture>\n                <\/div>\n                <div class=\"c-media-block__item\">\n                                        <h2 class=\"c-section__title c-section__title--left c-section__title--blue\">Obtain Your Car Insurance Quote in Fresno Today!<\/h2>\n                                                                <div class=\"s-cms-content \">\n                            <p>Need quality car insurance that fits your budget, even with a less-than-perfect driving record? At Acceptance Insurance in Fresno, we&#8217;ve got you covered. Begin with a <a href=\"#modal-turbo\">quote online<\/a>, call us at <a href=\"tel:877-405-7102\">877-405-7102<\/a>, or visit us in a <a href=\"https:\/\/locations.acceptanceinsurance.com\/\">nearby office<\/a> for personalized service. Don&#8217;t wait\u2014let&#8217;s protect your ride today!<\/p>\n                                                                                            <a class=\"c-button c-button--orange\" target=\"\" href=\"#modal-turbo\">\n                                                                                                            Get Started                                <\/a>\n                                                                                                                <\/div>\n                                    <\/div>\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":983,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/8147"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=8147"}],"version-history":[{"count":4,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/8147\/revisions"}],"predecessor-version":[{"id":8155,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/8147\/revisions\/8155"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/983"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=8147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}