{"id":8544,"date":"2024-06-28T18:14:40","date_gmt":"2024-06-28T18:14:40","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=8544"},"modified":"2024-06-28T18:14:41","modified_gmt":"2024-06-28T18:14:41","slug":"cheap-comprehensive-car-insurance","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-comprehensive-car-insurance\/","title":{"rendered":"Comprehensive Car Insurance"},"content":{"rendered":"<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_2122f978c44443d1ce89b8491490ec29\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What is Comprehensive Auto Insurance?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Comprehensive vehicle insurance provides financial protection against damages and repairs that may arise due to unforeseen events beyond an individual&#8217;s control. In most cases, this type of insurance coverage applies when the individual is not driving the vehicle, such as in cases of natural disasters, vandalism and theft. However, it is important to note that even if an individual hits an animal while driving, comprehensive insurance coverage may still apply. Such incidents fall under comprehensive coverage as stipulated in the <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/\">car insurance<\/a> policy.<\/p>\n<p>Comprehensive car insurance is one-third of <a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/cheap-full-coverage-car-insurance\/\">full coverage car insurance<\/a>, along with state-required liability insurance and collision coverage. If your vehicle is financed or leased, you\u2019ll likely be required to carry full coverage until you make that last payment.<\/p>\n<p>At Acceptance Insurance, we have friendly agents who can help you find the right plan for what you can afford.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_8d856f22dd113a695bc89f0167c90d43\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Does Comprehensive Cost?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>The average cost is approximately $263 annually. The average cost of full coverage annually is $2,014, meaning comprehensive is about 13% of your full coverage total. If you own your vehicle, you can buy it separately. Comprehensive car insurance has a deductible you usually pay before the insurance kicks in or it may be subtracted from the amount the insurance company pays out.<\/p>\n<p>As with all car insurance, your cost will depend on factors unique to you, such as age, type of vehicle, driving history, location and more.<\/p>\n    <\/div>\n    \n\n        <div class=\"o-component c-quote-callout\"  id=\"general-quote-callout-block_1df090ac0cdca347728135eca03cba9c\"\n            >\n            <picture class=\"c-quote-callout__pic\">\n                                    <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/05\/QuickQuote-Desktop-15@2x.svg 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/05\/QuickQuote-Desktop-15.svg\">\n                                                    <img decoding=\"async\" loading=\"lazy\" class=\"sp-no-webp c-quote-callout__img\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/05\/QuickQuote-Mobile-15@2x.svg\"\n                    alt=\"\" aria-hidden=\"true\"\n                    srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/05\/QuickQuote-Mobile-15.svg 2x\"\n                    width=\"320\" height=\"192\">\n                            <\/picture>\n            <div class=\"c-quote-callout__content\">\n                <h2 class=\"c-quote-callout__title\">Ready to Get a Quick Quote? <\/h2>\n                <form class=\"c-quote-callout-form js-form form ajax-quote-form-new\" method=\"GET\"\n                    action=\"https:\/\/www.acceptanceinsurance.com\/process-rater\/\">\n\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--select\">\n                        <label class=\"c-quote-callout-form__label\"\n                            for=\"typeOfInsurance\">Type of Insurance<\/label>\n\n                        <select class=\"c-quote-callout-form__select\" id=\"typeOfInsurance\" name=\"type_insurance\">\n                                                                                                                <option value=\"A\" >\n                                Auto Insurance<\/option>\n                                                                                    <option value=\"BT\" >\n                                Boat Insurance<\/option>\n                                                                                    <option value=\"B\" >\n                                Business Insurance<\/option>\n                                                                                    <option value=\"CI\" >\n                                Commercial Auto Insurance<\/option>\n                                                                                    <option value=\"H\" >\n                                Homeowners Insurance<\/option>\n                                                                                    <option value=\"L\" >\n                                Life Insurance<\/option>\n                                                                                    <option value=\"MAI\" >\n                                Mexican Car Insurance<\/option>\n                                                                                    <option value=\"M\" >\n                                Motorcycle Insurance<\/option>\n                                                                                    <option value=\"MRH\" >\n                                Motorhome and RV Insurance<\/option>\n                                                                                    <option value=\"PET\" >\n                                Pet Insurance<\/option>\n                                                                                    <option value=\"R\" >\n                                Renters Insurance<\/option>\n                                                                                    <option value=\"RA\" >\n                                Roadside Assistance<\/option>\n                                                                                    <option value=\"SR\" >\n                                SR-22 Auto Insurance<\/option>\n                                                                                    <option value=\"TM\" >\n                                Telemedicine<\/option>\n                                                                                    <option value=\"HI\" >\n                                Travel Club &#8211; Hospital Indemnity<\/option>\n                                                    <\/select>\n                    <\/div>\n                    <div class=\"c-quote-callout-form__item c-quote-callout-form__item--zipcode\">\n                        <label class=\"c-quote-callout-form__label\" for=\"zip\">Zip Code<\/label>\n                        <input class=\"c-quote-callout-form__input  js-floting-input js-valid-numbers js-valid-zipcode\"\n                            id=\"zip\" type=\"text\" required inputmode=\"numeric\" autocomplete=\"postal-code\" name=\"zipcode\"\n                            maxlength=\"5\" minlength=\"3\">\n                    <\/div>\n                    <div class=\"c-quote-callout-form__controls\">\n                        <button class=\"c-button c-button--orange c-quote-callout-form__submit\"\n                            type=\"submit\">Start My Quote                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/themes\/acceptance\/assets\/images\/components\/inputs\/loading.svg\"\n                                alt=\"Loading\" width=\"30\" height=\"30\">\n                        <\/button>\n                    <\/div>\n                <\/form>\n            <\/div>\n        <\/div>\n        \n\n<!-- id=\"general_text-block_f19c44857bd90026c8a3344a9a671c71\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Does Comprehensive Vehicle Insurance Work?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>It protects your finances from taking a hit for repairs or replacement to your vehicle under a covered event. Except for your deductible, you\u2019ll receive whatever your insurer determines is the actual cash value (ACV) for your vehicle if it is declared a loss or the total amount of repairs at an approved body shop.<\/p>\n<p>Here are a few examples of when comprehensive coverage is good to have as part of your policy.<\/p>\n<h3>A Tree Falls on Your Car<\/h3>\n<p>If a tree branch falls on your parked car during a storm, your comprehensive will pay for the repairs (likewise with hailstorm damage or almost anything else Mother Nature presents).<\/p>\n<h3>Your Car is Stolen<\/h3>\n<p>No matter how careful you are, your car may still be stolen from the mall parking lot \u2014 or even your own driveway. Comprehensive will pay the ACV of your vehicle minus your deductible.<\/p>\n<h3>A Deer Runs Out in Front of You<\/h3>\n<p>Nobody wants to hit an animal, but it does unfortunately happen. And, hitting a large animal can cause quite a bit of damage. This type of repair (or replacement) will be covered under your comprehensive policy.<\/p>\n    <\/div>\n    \n\n<div class=\"o-component s-cms-content\">\n            <picture>\n            <source media=\"(min-width: 700px)\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/AcceptanceComp-1.webp 1x, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/AcceptanceComp-1@2x.webp 2x\">\n            <img class=\"sp-no-webp\"  decoding=\"async\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/AcceptanceComp-2.webp\" alt=\"Laughing African American couple with insurance agent, cheap car insurance.\" srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/06\/AcceptanceComp-2@2x.webp 2x\" loading=\"lazy\" width=\"320\" height=\"142\">\n        <\/picture>\n    <\/div>\n\n<!-- id=\"general_text-block_296fc225484fa9db879062f1176d27a5\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What is Not Covered by Comprehensive Insurance?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>While comprehensive insurance will cover your repairs if you hit a deer, if you swerve to miss a deer and hit a tree it will not cover your damages. That would be filed under your collision coverage. Here are some other things that are not covered by comprehensive:<\/p>\n<ul>\n<li>Collision damage<\/li>\n<li>Somebody else\u2019s vehicle<\/li>\n<li>Medical expenses<\/li>\n<li>Normal wear and tear<\/li>\n<\/ul>\n<p>If you live in an area that has a high crime rate, you may want to consider adding this type of insurance, since it protects you against vandalism and theft. If your location is prone to storm damage, you may need it. Remember, you cannot add coverage after a storm, such as a hurricane, has been predicted. Call your friendly Acceptance Insurance agent to discuss your needs and your budget so they can find you a customized plan.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_9da130b388953f48cad09a98b688f802\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How to Decide if I Need Comprehensive Coverage?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>As mentioned, you\u2019ll want to take into consideration the area you live in and decide if it\u2019s a good idea. Here\u2019s one way to determine if the premium is worth the coverage: Find your current market value from Kelly Blue Book and subtract your proposed deductible. Subtract your six-month premium for comprehensive coverage. If the number is still a very high positive, comprehensive may be a good choice.<\/p>\n<p><strong>Example<\/strong>: You have a later model Toyota worth $20,000. After you subtract your $1,000 deductible and a six-month premium of $130, your number is $18,870. Not an amount that would be easy to come up with if your car is lost.<\/p>\n<p><strong>Example<\/strong>. Your old Toyota is worth $1,800 at a dealership trade-in, your deductible is $1,000 and your 6-month premium is $130. The figure you arrive at is $670. It\u2019s still a positive but the most you will probably get for actual cash value from the insurer is roughly $700. Maybe your annual $160 premium is better spent elsewhere in this situation.<\/p>\n<p>This is one <a href=\"https:\/\/www.acceptanceinsurance.com\/blog\/advantages-of-working-with-insurance-agents\/\">advantage of working with an experienced insurance agent<\/a> at your back. They can make sure you are buying what you need at a price you can afford.<\/p>\n    <\/div>\n    \n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div class = \"c-section c-section--bg-blue-light\">\n    <div class = \"o-wrapper o-wrapper--small\">\n         \n            <h2 class=\"c-section__title c-section__title--left\">Types of Auto Insurance Coverage<\/h2>\n                            <div class=\"c-icons-grid\">\n                <ul class=\"o-list-bare c-icons-grid__list\">\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-bad-credit-auto.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-bad-credit-auto.svg 2x\">\n                                <img decoding=\"async\" class=\"sp-no-webp c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/bad-credit-auto-insurance\/\">Bad Credit<\/a><\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-high-risk.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-high-risk.svg 2x\">\n                                <img decoding=\"async\" class=\"sp-no-webp c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/high-risk-auto-insurance\/\">High Risk<\/a><\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/4307059_coverage_health_healthcare_insurance_life_icon-1.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/4307059_coverage_health_healthcare_insurance_life_icon-1.svg 2x\">\n                                <img decoding=\"async\" class=\"sp-no-webp c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/liability-auto-insurance\/\">Liability<\/a><\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-non-owner-auto.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-non-owner-auto.svg 2x\">\n                                <img decoding=\"async\" class=\"sp-no-webp c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/non-owner-auto-insurance\/\">Non-Owner<\/a><\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-non-standard.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-non-standard.svg 2x\">\n                                <img decoding=\"async\" class=\"sp-no-webp c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/non-standard-auto-insurance\/\">Non-Standard<\/a><\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-senior-auto.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-senior-auto.svg 2x\">\n                                <img decoding=\"async\" class=\"sp-no-webp c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/senior-auto-insurance\/\">Senior<\/a><\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/SR-22.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/SR-22.svg 2x\">\n                                <img decoding=\"async\" class=\"sp-no-webp c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/sr-22-auto-insurance\/\">SR-22<\/a><\/span>\n                        <\/li>\n                                                                    <li class=\"o-list-bare__item c-icons-grid__item\">\n                            <picture class=\"c-icons-grid__pic\">\n                                <source srcset=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-teenager-auto.svg, https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-teenager-auto.svg 2x\">\n                                <img decoding=\"async\" class=\"sp-no-webp c-icons-grid__img\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\" loading=\"lazy\">\n                            <\/picture>\n                            <span><a href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/teenager-auto-insurance\/\">Teenager<\/a><\/span>\n                        <\/li>\n                                    <\/ul>\n            <\/div>\n            <\/div>\n<\/div>\n\n\n<div class=\"c-section  \" >\n    <div class=\"o-wrapper o-wrapper--small\">\n        <div class=\"c-section__content\">\n\n<!-- id=\"general_text-block_aadd7c4d4e5b1bb883df842d8a82fb1d\" -->\n            <h2 class=\"c-section__title c-section__title--left\">How Much Coverage Should I Buy?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>The most you can purchase is the ACV of your vehicle. This figure is arrived at by your insurer, but you can contest it if you think it is too low. You\u2019ll need to choose a deductible, so pick one that you are comfortable paying in the event of a claim. The higher the deductible, the lower the premium price, but you still must come up with the cash in case of a claim.<\/p>\n    <\/div>\n    \n\n<!-- id=\"general_text-block_48e4a82cdcb0c8d1d5c599a87f94a16e\" -->\n            <h2 class=\"c-section__title c-section__title--left\">What Can I Do if My Insurer and I Don\u2019t Agree on the Value of My Car?<\/h2>\n        <div class=\"o-component s-cms-content\">\n        <p>Comprehensive Insurance pays the actual cash value of the total loss vehicle in the event of an approved claim. If you do not agree with that value, you have the right to contest it. Use an independent appraiser to value your vehicle and present the findings to your insurer. Failing a satisfactory outcome, you can take your case to your state department of insurance. The case will be reviewed and the state will determine the value. If you still are not happy, you can take your insurance agency to court.<\/p>\n    <\/div>\n    \n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"o-wrapper o-wrapper--small\" id=\"carrer-get-callout-block_48e12d811a82fcd41936a37e7576dbc1\">\n        <div class=\"c-get-callout\">\n                            <h2 class=\"c-section__title c-section__title--blue\">Get Affordable Comprehensive Coverage Today<\/h2>\n                                        <div class=\"o-component s-cms-content s-cms-content--center\">\n                    <p>Even if you are only buying comprehensive as part of a full coverage package for your financed or leased vehicle, you still want a bargain. And if you are buying comprehensive by itself to protect you against the loss of your vehicle or astronomical repair costs, you want a customized policy that works for you and your budget.<\/p>\n<p>That\u2019s what our welcoming agents at Acceptance shine at \u2014 finding flexible plans that meet your criteria. If you are looking for affordable, customized auto insurance solutions, reach out for a free <a href=\"#modal-turbo\">car insurance quote online<\/a>, give us a call at <a href=\"tel:877-405-7102\">877-405-7102<\/a> or stop by one of our convenient <a href=\"https:\/\/locations.acceptanceinsurance.com\/\">locations<\/a>.<\/p>\n                    \n                <\/div>\n                                                            <ul class=\"o-component o-list-bare c-get-callout__list\">\n                                                                                                                            <li class=\"o-list-bare__item c-get-callout__item\">\n                                <button class=\"c-get-callout__link js-quote-modal-button\" aria-expanded=\"false\" aria-controls=\"modalQuote\">\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/03\/Group-625600.svg\" alt=\"\" width=\"80\" height=\"80\" aria-hidden=\"true\">\n                                    <div class=\"c-get-callout__text\">Quote Online<\/div>\n                                <\/button>\n                            <\/li>\n                                                                                                                                                        <li class=\"o-list-bare__item c-get-callout__item\">\n                                <a class=\"c-get-callout__link\" href=\"tel:1-877-405-7102\">\n                                    <img decoding=\"async\" class=\"c-get-callout__img\" loading=\"lazy\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/03\/Group-625601.svg\" alt=\"\" width=\"80\" height=\"80\" aria-hidden=\"true\">\n                                    <div class=\"c-get-callout__text\">Over the Phone<\/div>\n                    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class=\"c-section\">\n    <div class=\"o-wrapper\">\n        <div class=\"c-section__content\">\n            <div class=\"c-faqs-wrapper\">\n                <div class=\"c-faqs-categories\">\n                    <div class=\"c-faqs-categories__wrapper\"  role=\"navigation\">\n                        <h2 class=\"c-faqs-categories__title\" id=\"faqsCategoriesTitle\">Topic Categories<\/h2>\n                        <ul class=\"o-list-bare c-faqs-categories__list\">\n                                                            <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/auto-insurance-faq\/\" aria-current=\"page\">Car Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/motorcycle-insurance\/motorcycle-insurance-faq\/\" aria-current=\"page\">Motorcycle Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/life-insurance\/life-insurance-faq\/\" aria-current=\"page\">Life Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/renters-insurance\/renters-insurance-faq\/\" aria-current=\"page\">Renters Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/homeowners-insurance\/homeowners-insurance-faq\/\" aria-current=\"page\">Homeowners Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/hospital-indemnity-protection\/hospital-indemnity-protection-faq\/\" aria-current=\"page\">Hospital Indemnity Protection<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/telemed\/telemed-faq\/\" aria-current=\"page\">Telemedicine<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/pet-insurance\/pet-insurance-faq\/\" aria-current=\"page\">Pet Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/mexican-car-insurance\/mexican-car-insurance-faq\/\" aria-current=\"page\">Mexican Car Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/boat-insurance\/boat-insurance-faqs\/\" aria-current=\"page\">Boat Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/business-insurance\/business-insurance-faq\/\" aria-current=\"page\">Business Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/motorhome-and-rv-insurance\/rv-and-motorhome-insurance-faq\/\" aria-current=\"page\">RV and Motorhome Insurance<\/a>\n                                    <\/li>\n                                                                    <li class=\"o-list-bare__item c-faqs-categories__item\">\n                                        <a class=\"c-faqs-categories__link \" href=\"https:\/\/www.acceptanceinsurance.com\/our-products\/atv-insurance\/atv-insurance-faq\/\" aria-current=\"page\">ATV Insurance<\/a>\n                                    <\/li>\n                                                        <\/ul>\n                    <\/div>\n                <\/div>\n                <div class=\"c-faqs\" id=\"faq-list-block_aa52e7779f3df2b5bc85a1e9d87f5334\">\n                    <h2 class=\"c-faqs__title c-section__title c-section__title--left c-section__title--blue c-section__title--with-img\">\n                                                    <img decoding=\"async\" class=\"c-section__title-img\" loading=\"lazy\" alt=\"\" src=\"https:\/\/www.acceptanceinsurance.com\/wp-content\/uploads\/2024\/02\/icon-auto-insurance-1.svg\" alt=\"\" width=\"60\" height=\"60\" aria-hidden=\"true\">\n                                                Comprehensive Coverage FAQs  \n                    <\/h2>\n                    <div class=\"c-faqs__questions\">\n                                                                                                                <div class=\"c-faqs-index\">\n                                    <h3 class=\"c-faqs-index__title\"><\/h3>\n                                                                            <ul class=\"o-list-bare c-faqs-index__list\">\n                                            \n                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question1\">Does Comprehensive Cover Car Accidents?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question2\">My Windshield was Broken. Does Comprehensive Pay for a Broken Windshield?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question3\">What is the Difference Between Full and Comprehensive Coverage?<\/a>\n                                                <\/li>\n                                                                                                                                            <li class=\"o-list-bare__item c-faqs-index__item\">\n                                                    <a class=\"c-faqs-index__link\" href=\"#question4\">What is the Difference Between Comprehensive and Collision?<\/a>\n                                                <\/li>\n                                                                                                                                    <\/ul>\n                                                                    <\/div>\n                                                        <div class=\"c-faqs-answers\">\n                                                                                                    <div class=\"c-faqs-answers__sub-category\">\n                                                                                \n                                            \n                                                                                    <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question1\">Does Comprehensive Cover Car Accidents?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>No. The only \u201cexception\u201d is if you hit an animal.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question2\">My Windshield was Broken. Does Comprehensive Pay for a Broken Windshield?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>Yes and you may not even have to pay your deductible. Check with your insurance agent to see if your policy pays for windshield damage without a deductible.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question3\">What is the Difference Between Full and Comprehensive Coverage?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>Full coverage includes comprehensive, but it does not include full coverage. It is one part of full coverage and handles repairs and replacement for things beyond your control.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                                <div class=\"c-faqs-answers__answer\">\n                                                <h3 class=\"c-faqs-answers__question\" id=\"question4\">What is the Difference Between Comprehensive and Collision?<\/h3>\n                                                <div class=\"c-faqs-answers__text\">\n                                                    <div class=\"s-cms-content\">\n                                                        <p>The difference is comprehensive pays for events out of your control, mostly when you are not behind the wheel, while collision pays for events that happen when you are driving and collide with something.<\/p>\n                                                    <\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                                                            \n                                    <\/div>\n                                                            <\/div>\n                                            <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":1822,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/8544"}],"collection":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/comments?post=8544"}],"version-history":[{"count":2,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/8544\/revisions"}],"predecessor-version":[{"id":8550,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/8544\/revisions\/8550"}],"up":[{"embeddable":true,"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/pages\/1822"}],"wp:attachment":[{"href":"https:\/\/www.acceptanceinsurance.com\/wp-json\/wp\/v2\/media?parent=8544"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}