{"id":8641,"date":"2024-07-01T18:55:32","date_gmt":"2024-07-01T18:55:32","guid":{"rendered":"https:\/\/www.acceptanceinsurance.com\/?page_id=8641"},"modified":"2025-01-28T07:33:44","modified_gmt":"2025-01-28T07:33:44","slug":"car-insurance-discounts","status":"publish","type":"page","link":"https:\/\/www.acceptanceinsurance.com\/our-products\/auto-insurance\/car-insurance-discounts\/","title":{"rendered":"Guide to Car Insurance Discounts"},"content":{"rendered":"
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How do Car Insurance Discounts Save You Money?<\/h2>\n
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Auto coverage discounts are one way to save a potentially large amount on your premium cost. Most insurance companies offer them and you already qualify for some. All you need is the best insurance company to make the most of each discounts you deserve. Discounts offer savings on your bill based on your individual circumstances.<\/p>\n

Most people have a little sticker shock when they first see their proposed car insurance<\/a> bill. You are not alone if you believe you are paying too much for your policy. When you dig a little deeper \u2014 and most of all, compare different companies \u2014 you can find ways to start decreasing that bill. The first step is finding the right insurance agent who will help you from beginning to end to find a policy that meets your needs and your budget, which is precisely what the agents at Acceptance will do for you.<\/p>\n <\/div>\n \n\n

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What are Auto Insurance Discounts?<\/h2>\n
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They are a way for your insurer to offer you a better price, based on an individual factor. For example, most people have heard of a good driver or safe driver discount. This is one of the most popular and it can offer up to 10-30% off your bill. This type of benefit is for drivers who have maintained a safe driving record for years. This means no citations, accidents or claims.<\/p>\n

There are plenty of discounts out there and a good insurer will offer you some without prompting. It\u2019s always good to know yourself what\u2019s available that you may be eligible for, so no chance of savings is missed.<\/p>\n <\/div>\n <\/div>\n

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Car Insurance FAQs<\/h2>\n
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Get answers to common insurance questions<\/p>\n <\/div>\n <\/div>\n <\/a>\n \n\n\n

What Types of Car Insurance Discounts are There?<\/h2>\n
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There are many different types of car insurance discounts \u2014 something for everyone. Are you a new customer? Have a new customer discount! Are you a returning customer? Here\u2019s a customer loyalty break on price. As you can see, they run the gamut. Here are some of the more popular ones with an average percentage off.<\/p>\n <\/div>\n \n\n

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Type<\/th>\n Who Qualifies<\/th>\n <\/tr>\n
Safe Driver<\/td>\n Drivers with a clean record with no tickets or claims in 3-5 years<\/td>\n <\/tr>\n
Bundling (multi-policy)<\/a><\/td>\n Two or more policies with the same insurer<\/td>\n <\/tr>\n
Defensive Driving Course<\/a><\/td>\n Take and pass a licensed course<\/td>\n <\/tr>\n
Automatic Payments<\/a><\/td>\n Set up automated payments from your checking accoun.<\/td>\n <\/tr>\n
Pay in Full<\/a><\/td>\n Pay entire premium upfront<\/td>\n <\/tr>\n
Senior Driver<\/td>\n May be a state-mandated discount for those over 65<\/td>\n <\/tr>\n
New Car<\/td>\n Less than three years old<\/td>\n <\/tr>\n
Multi-Vehicle<\/a><\/td>\n More than one vehicle on same policy<\/td>\n <\/tr>\n
Military, First Responders and Teachers<\/a><\/td>\n A thank you to those who serve<\/td>\n <\/tr>\n
Good Student<\/a><\/td>\n FT high school and college students who maintain a certain GPA<\/td>\n <\/tr>\n
Low Mileage<\/a><\/td>\n For those who drive less than a set number of miles annually<\/td>\n <\/tr>\n
Anti-Theft<\/a><\/td>\n Vehicles equipped with measures to prevent theft<\/td>\n <\/tr>\n
Customer Loyalty<\/a><\/td>\n Earn a discount when you renew with the same company<\/td>\n <\/tr>\n <\/table>\n <\/div>\n
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